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Congratulations on being able to pay down your debt! The only way your payment will decrease is to pay off a creditor and not reallocate your funds to another creditor.
For detailed instructions see: Tax Refunds and Early Payoff’s
So do I pay off the creditor directly and then let you know as soon as I do it?
Contact us to set up the payoff and give instructions - Customer Care 1-800-CARE123
Thank you, I will