I received email letter that stated my payment was going down from $1012 to $934 on January 21st. I understood my February payment would be $934. However, $1012 was taken from my account. Now I see on my page 2 places with next payment due/amount and they are not the same payment amount. Can you please respond and let me know what my payment will be? The lower would be great but if it is going to make payoff longer than July 2016 then leave it at $1012. I will make due somehow. I am just excited to have only 5 payments left! Valerie