We belong to BJ's which is similar to Costco or Sams club where you can buy things in bulk and in the long run, it works out to be cheaper then buying items at regular grocery stores. Every week we put together a list and discuss how much we have available to spend. Two weeks ago when we went, we bought quite a bit of stuff including paper towels, napkins, toiletries.....you get the picture. This past week, we put together a list and we set an amount of $125 - $150. As we were walking around the store, we deviated from the list and got caught up in the "it's only five dollars, It's only ten dollars,..it's only..." When we checked out we had a bill of $222.00, $70 - $100 more than what we had budgeted for. We were able to cover the difference but that means one less night out this month. We are in the process of buying a home and ever penny, nickel, and dime counts.

Bulk stores are great, and if used properly, geared towards budget counscious people. They are also great for making money, Costco alone has a gross revenue of Fifty BIllion dollars a year! They count on people just like us, to buy things that weren't on the list and go over what we were set to spend. Shop carefully! Has this happened to anyone else?