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During my phone call with Care One, I was told flat out that two of the companies I need help with will not work with Care One (Lending Club and Prosper). These are two of the bigger payments I have that I am unable to keep up with. What do I do if they won't work with the DMP? I have tried contacting...

I have missed a payment and I do not have money in my bank account to pay. I have been in financial crisis. Can i make a payment with a credit card? (silly, i know)

Hello amym1204, That is terrible news. I am sorry to hear about the possibility of furloughs. If you feel you will have a difficult time with your payments we may be able to qualify you for a hardship plan. A hardship request is asking for a temporary payment reduction from each of your creditors. In...

Hello, I am sorry to hear that may be facing the loss of a job as this is always difficult. If you are having a difficult time with your payments we may be able to qualify you for a hardship plan. A hardship request is asking for a temporary payment reduction from each of your creditors. In order to...

I am glad that I started a DMP with CareOne, however, the payments are starting to get a little bit unmanageable. I'm having a hard time having the money available for CareOne to take. I'm wondering if there is any way I can lower my payments? Does this mean new proposals have to be submitted...