The employees of CareOne Services, Inc. understand debt, many have experienced their own personal debt challenges. Learn more about why the employees of CareOne understand what it is like to struggle financially.
How have you been personally affected by debt?
When I got out of college, I was in a lot of credit card debt. I couldn't get student loans, so I paid Visa with Mastercard. I had also bought a house, but had trouble with rent from roommates, so I got behind on my mortgage and they actually sent an appraiser over threatening foreclosure.
How did this experience make you feel?
I knew nothing about Debt Management and Debt Consolidation; I am not sure if they even existed back then. It was a scary time, embarrassing, and very stressful. Back then, I was horribly embarrassed by it. I didn't even want to answer my phone, especially at work.
What did you do to get yourself back on track financially?
I ended up working with the creditors directly to get them to lower my interest rates, cut me a break with late fees, etc. I also sold my car and bought a cheaper one to lower my payments. Over time, I was able to dig myself out of the hole I had buried myself in.
Thankfully, I got a good job pretty quickly. It took me about 5 years to get everything paid off and to rebuild my credit
Does working for CareOne give you the opportunity to give back to others dealing with debt?
Working here, I see how common it is for people to get into a financial mess and I am proud I got myself out and didn't lose my house or car. My personal experience really does give me empathy for our customers. I can also relate to Bernie's story and the company mission, it means more since I really have been through what our customers are going through.
Tell us about yourself:
I am the Director of Enterprise Information Resources.
I have two amazing kids :-)
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