We can wind back the hands on the clock for some good lessons about "living as you need not how you want." Here are few tips from the old days-- back when people did a lot more with less
The holidays will be upon us in no time, and that includes Thanksgiving and Christmas. This can be a very expensive time for all of us, but can be particularly challenging for those retirees living on a fixed income.
A few months ago I stumbled upon a fellow personal finance blogger called Financial Samurai. After reading his information for awhile I realized that he has created a group called the Yakezie Network which brings together almost 100 personal finance bloggers in their effort to spread the word about leading a more financially fit lifestyle.
No one said it was going to be easy financially after a divorce, and by now you may be figuring out that it's downright difficult!
It's hilarious to talk to some of them who drop money into "piggy banks" in order to save for some special event or project. But it becomes so automatic and easy to just drop loose change into the piggy bank called "Retirement," "Vacation," "Movie Nights," or "Dinner Out."
I talked myself into feeling entitled to whatever I was looking at, and that credit card in my wallet gave me the means to make it happen. The problem was that I didn't feel very entitled to the bill when it came in the mail a few weeks later.
This week I am going to focus on holiday décor you can create on your own with items you already have on hand or from nature's bounty!
In this blog, I will discuss some saving strategies that have worked for my family, which help with holiday shopping and getting through it debt free.
Luckily, tailgating does not mean a fumbled budget. Here are a few tips to have some thrifty fun this tailgating season
If you're in a bad situation, don't worry it'll change. If you're in a good situation, don't worry it'll change. ~John A. Simone, Sr.
The older we become the more responsibilities and bills we encounter. I've learned that saving money is important for everyone.
The more things change the more they stay the same. This is true for many of us in today's economy.
Through my considerable experience in dealing with children and divorce, I have some tips to help parents who are facing divorce on how to mitigate those financial impacts so that your children are not the ones paying the price.
Insurance to protect yourself and your home from natural disasters like hurricanes, tornados, wildfires and floods seems to fall into a budgeting "grey area" that makes it hard to establish a cost/benefit analysis.
A few years ago in the month of May, I took the train across Canada. This is a world-renowned train trip, snaking through mountain corridors, across endless prairies, and around massive lakes. And I did it for almost half of what it would have cost to go in June. Welcome to shoulder season travel.
I know in the big picture my burden is loads lighter in terms of total debt, but I still have a long road ahead of me. It's not that I'm sad or angry or even pessimistic; what I'm feeling sometimes, I guess I would call... financial fatigue.
Halloween is my favorite holiday;I just get to put on stupid clothes and go to parties and gorge myself with Reese's Peanut Butter Cups. What's not to love?
In this post I'm going to suggest several pieces of advice that work for building strong habits in fitness and finance.
Joining a sports club in NYC costs an arm and a leg and it just wasn't realistic to include it in my monthly budget. I had to get creative quickly.
My wife and I celebrated her birthday last month and I was down to the wire as to what to do for her.The kids had it easy-- all they needed to do was make a handmade card or "Coupon book of Chores" and they were done. No, I needed something different. But,what?
We decided that we would cancel our gym memberships and go it alone.
ooking at what I have on hand and my list, I have some work to do. Knowing I am not financially able to spend my usual $500 on Christmas I am going to have to tap into my creative side. Luckily for all of us I have some ideas!
The good news is that they have not found a gene that will predispose a person to credit card debt. There is hope! I can teach my children to be financially responsible, and do my best to have them avoid getting into the same situation that I have created for myself.
To prepare for these upcoming seasonal events, it's a good idea to look at our budgets and clean them up before the spending spree begins.