Do you ever feel like your checking account needs some cleaning up? Every so often, my checking account seems out of control, which is mostly due to my spending habits. Eventually, I take control and trim my spending to bring my checking account back to life.
Each year, as New Year's Day comes around, we tend to make resolutions with hopes for the entire year. However, unless we have an unlimited amount of willpower, these resolutions don't always make it through the entire year.
This week some of my favorite posts are about saving money while traveling, getting organized, and budgeting.
In today's environment, we are constantly bombarded with advertisements that have the same message, "You want it, you need it, you deserve it, buy it now and we'll have it there tomorrow morning!"
This month's question: What Happens When a Creditor Offers a Settlement? What do I need to do?
It makes sense that we're always looking for great ways to save money. We can actually incorporate saving money into almost every aspect of our life, but when does saving money get to be too much of a hassle?
Whether you enjoy Dostoevsky or Danielle Steel, reading is a smart and frugal way to entertain yourself and relax during those long, hot summer months.
How many times have you peeked over your employees' shoulders this month and seen them booking a summer vacation instead of working? Here are some ideas to keep them motivated during this distracting time of year.
Rethink your vacation options! New deals are out there and I am going to show you how to find them!
You don't have to be obsessive-compulsive like me, but a little organization can go a long way in saving you money.
"I've got to get organized" is like "I've got to lose weight" or "I've got to get in shape." All of these statements -- while fine in their own way -- are flawed from the outset because they imply that the goal (organization, ideal bodyweight, ideal fitness) is something that you can "get" once and be done with it.
Exciting news! I'm thrilled to announce that the finalists for The Debt Diva's Great Money Makeover are selected, and I need your help to choose the winners.
Calling all bookworms, literati, and bibliophiles! If the preceding terms apply to you, then you share my affliction: a lifelong love of reading and an explosion of books, books everywhere.
I'm two years into my Debt Management Plan and some days I still find myself thinking: "This is crazy! How, how, HOW did I get here?"
It's summer, the temperatures are rising, and the beach is starting to sound pretty good. But, it may be a good idea to think twice about skipping summer school.
Graduation is so close that I can practically feel the degree in my hand. Four more classes, one lab, and I'll be done. I honestly could not be more excited.
I think there's a point in everyone's adult life when there is an ah-ha moment when it comes to their finances. The moment when you suddenly realize that you don't have forever to begin saving and that you are not going to be bailed out of financial strife; that it is the time to begin making investments towards your future.
We've had garage sales in the past, and I was always delighted in how much stuff we got rid of, as well as the amount of funds we raised. However, organizing a garage sale takes a fair amount of planning, time, and energy. Alternatively, an online garage sale is a great way to trade some of that clutter for cash.
Free or not, a savings account is a good thing to have, since its sole purpose is to save money.
Soon after my husband and I moved into our house, the garage became a dumping ground for everything from spare curtain rods to extra flower pots-and one day, I realized that things were well on their way to getting out of control.
I used to be able to keep up with all of the household paperwork that seems to grow more and more each year (although with more things online I would think it should decrease); but three kids and a busy household have me staring at years of papers piled into boxes and files filled with receipts and documents. What to keep? What to toss? How do I get it organized? I can't afford a personal organizer at $75 an hour (I wish) so I will share my tips of how I am getting my office organized. And if things are organized, I save time and money.
Most people will say they hate change. All kinds of change--having to change lifestyles to overcome an obstacle or having a pocket full of change. I used to hate change, until I decided to keep it.
I hope everyone is ready for summer, it officially begins on Monday! With the kids out of school, vacations planned, and extra long days of sunshine it's a great time to relax and take stock of what you have to be thankful for.
Happy Friday my frugal friends! The entry period ended for my Great Money Makeover but I still need your help. We have nine finalists each trying to win a year of one-on-one counseling with me (and a free lunch!) but there will only be one winner in each of the three categories and the CareOne community gets to pick who wins!
The Economy is coming back! Here's how to capitalize on this trend to capture market share in Q3.
*Hint * It's called "Innovation"