When we met with mortgage lenders to apply for our pre-approval letter, they said that as my husband has a good credit score, my lack of credit would bring his score down and advised that I be kept off the mortgage application. They also told us that as the now sole-applicant, my husband should not apply for any new lines of credit.
One thing I dread about the start of school is making school lunches. I get into ruts for what I make for my kids: peanut butter sandwiches, fruit, chocolate milk, dessert. Snack in the outside pocket of their lunch box. Repeat. Repeat. Repeat. I can understand why my son wants to buy lunch as much as possible. This year I am going to try some new ideas and creations and try to entice my son away from buying the school lunches, which are loaded with calories and unhealthy fat.
Fall is here, which means midterm season is near. When I was in college, the start of fall always reminded me of midterms, and I knew that I had to start preparing.
We have fantastic bloggers from all ages and walks of life; who all share one thing in common; they are focused on finances!
Financially Fit TV released its third episode, Dads Dealing with Debt. In this episode, host Nichole Kelly talks to several Dads to see how they are dealing with their finances and reveals some astounding statistics on the state of men and their debt.
These wonderful little fees have become my worst nightmare. When I was using credit cards, I never dealt with these fees because if my account got low, I charged!
Can't decide what financial documents to keep and what to toss? Avoid confusion with my Top 10 Save or Shred list!
Goodbye school, hello work. This will be the first time in 18 years that I won't gear up for school as the fall season approaches. Shopping for clothing, school supplies, and textbooks have become a part of the summer, just like vacations to the beach and hanging by the pool. This is all about to change.
This month's question reflects on your CareOne payment.
One of the first things I learned about sales was that if a customer's perceived value of an item exceeds the price by one cent, they will buy the item.
Last summer was a rather challenging time in my life. When CareOne asked if I could write a blog to include with their unemployment series, I decided to share what I went through, in the hopes that maybe my experience could help some of you, as you look for jobs.
I recently watched the animated movie "Up," and the first 15 minutes depressed me beyond reprieve. I felt sorry for the wife-- a woman, who as a girl had big dreams of travel adventures. But, as life continued, and as she developed a relationship and the responsibilities of being a "grown up," those dreams of travel were continuously put off. Finally, when they could afford the trip of her dreams, she was too ill to go. Then she died.
The latest episode of Financially Fit TV is up on the CareOne YouTube Channel and- hello ladies- it's raining men! CC Chapman (the founder of DigitalDads.com, Baker (the blogger behind Man Vs. Debt), and CareOne's own Steve Levin will join me and FFTV's Nichole Kelly to discuss the latest trends on Men & Debt.
As many of us struggle through tough financial times the holidays can seem like one more hurdle to overcome. Just remember their true meaning and what they mean to you, and set limits to suit your lifestyle.
Too many of us dig holes for ourselves by spending beyond our means, deviating from sensible budgets, or buying on impulse. If you're taking control of your own financial life -- and I hope you are -- that means you're taking yourself off the financial treadmill in general.
So you see, it's not my fault that at age 34 I am still tantalized with the event, the overhaul, the total sense of renewal that is "Back-to-School" shopping.
By luck, or some divine intervention, I happened on a CareOne ad on the internet. My wife and I talked it over and decided to contact CareOne to see if they could help with our situation. From the very first call I could tell that these people cared about their clients. Our debt counselor, though surprised by the amount, was certain that CareOne could help us lower our debt and pay off our creditors. It would be a difficult journey out of debt, but we saw the light at the end of the tunnel.
The year was 1990 and I was just about to start junior high. Eighth grade was a year of utmost Store social importance, as students from the district's two middle schools merged for the first time in the labyrinthine halls of the junior high campus.
Our third episode, Dad's Dealing with Debt, shows us how the economy has affected men and their debt.
College is all about possibilities -- the promise of rewarding career and a bright future. For some students, choosing a major or a career path is an easy task.
It's hard to sacrifice. We're a full year into our projected five-year Debt Management Plan to get out of debt, and after all the budget cutting, downsizing, and life-simplification projects, I'm finding that I'm not yet done cutting the excess fat out of my life in order to effectively live within my means.
It's always so hard to come to the end of the summer. It means our grandchildren are heading back to school so we will not be able to see them again for a while.
Back-to-school clothing shopping can be a daunting task. And it can be a very expensive one, too. Combine overcrowded stores, inflated prices, and whiny kids who want $60 jeans, and it is enough to make a mom fork over her credit card just to regain some sanity. With a budget and some planning, you do not need to overspend, and perhaps you will even look forward to this time with your children.
It's almost time for students to go back to school, which means it's time to spend money. While I was in college, I tried everything to save money on all things necessary for school. I bought used books online, I bought school supplies before they were in demand, and took advantage of my student loan refund.
It's almost September and you know what that means... time for fall fashions! Instead of splurging on pricey new pieces, why not save your cash and achieve the latest looks for less?