If you're in a bad situation, don't worry it'll change. If you're in a good situation, don't worry it'll change. ~John A. Simone, Sr.
The older we become the more responsibilities and bills we encounter. I've learned that saving money is important for everyone.
The more things change the more they stay the same. This is true for many of us in today's economy.
Through my considerable experience in dealing with children and divorce, I have some tips to help parents who are facing divorce on how to mitigate those financial impacts so that your children are not the ones paying the price.
Insurance to protect yourself and your home from natural disasters like hurricanes, tornados, wildfires and floods seems to fall into a budgeting "grey area" that makes it hard to establish a cost/benefit analysis.
A few years ago in the month of May, I took the train across Canada. This is a world-renowned train trip, snaking through mountain corridors, across endless prairies, and around massive lakes. And I did it for almost half of what it would have cost to go in June. Welcome to shoulder season travel.
I know in the big picture my burden is loads lighter in terms of total debt, but I still have a long road ahead of me. It's not that I'm sad or angry or even pessimistic; what I'm feeling sometimes, I guess I would call... financial fatigue.
Halloween is my favorite holiday;I just get to put on stupid clothes and go to parties and gorge myself with Reese's Peanut Butter Cups. What's not to love?
In this post I'm going to suggest several pieces of advice that work for building strong habits in fitness and finance.
Joining a sports club in NYC costs an arm and a leg and it just wasn't realistic to include it in my monthly budget. I had to get creative quickly.
My wife and I celebrated her birthday last month and I was down to the wire as to what to do for her.The kids had it easy-- all they needed to do was make a handmade card or "Coupon book of Chores" and they were done. No, I needed something different. But,what?
We decided that we would cancel our gym memberships and go it alone.
ooking at what I have on hand and my list, I have some work to do. Knowing I am not financially able to spend my usual $500 on Christmas I am going to have to tap into my creative side. Luckily for all of us I have some ideas!
The good news is that they have not found a gene that will predispose a person to credit card debt. There is hope! I can teach my children to be financially responsible, and do my best to have them avoid getting into the same situation that I have created for myself.
To prepare for these upcoming seasonal events, it's a good idea to look at our budgets and clean them up before the spending spree begins.
Should kids have an allowance? If so, then how much? Should they have to earn it by doing chores, or should it be something they get automatically each week? I struggle with these questions myself.
I can't believe I am getting ready to ask this.....Are you ready for Christmas? I know, I know, no one ever wants to think about the stress of the holidays before fall is even here, but they always sneak up on us and I am here to remind you: start early.
Instead of a cue to start spending, let's take it as a reminder to start planning and saving! The end of September is a fabulous time to devise a holiday game plan to keep your budget and your peace of mind intact during the last-minute December madness.
The coupon celebrates its 100th anniversary this month! Coupons are increasingly more popular as we all try to save money where we can on groceries, clothing, services and entertainment.
It did not take long before I realized that child support was not going to cut it. I had a mortgage payment and utility bills to cover; oh, and I had to put groceries on the table too. I had to get a job!
When it comes to your cash, it's important to know your consumer rights! The tough economy has encouraged lawmakers to adopt stricter regulations of financial organizations and debt settlement companies to prevent consumer abuses.
BE EARLY. They're also the best two words for controlling how much you spend on this year's holiday shopping.
Acknowledging my weakness for spending was an important first step. I am motivated to change and I feel good about the path I am on. Now where do I start?