While being on a budget could mean that we sit at home and eat canned baked beans, I use it as an excuse to have some cozy meals at home with my hubby. In some ways it is even nicer than going out. Who wants to battle the elements to get a meal? There is something so reassuring about coming back from work to a toasty warm house and eating some home-cooked food.
It may seem crazy, but the holidays are almost here and it's a good time to start making your gift list. Since I've gotten older, I believe that having a plan for your finances and being prepared is the best way to stay ahead of the financial crunch.
It is only September and the holiday catalogues are already arriving in the mail. It seems like each year the stores start the shopping season for major holidays earlier and earlier. What is a parent to do? Here are some ways to avoid the early rush and keep the focus on what you feel is important.
As we enter the fall season, let's make sure that our savings continue to grow. Energy efficiency has been a buzz phrase for the last couple of years, but have you heard of it? If so, are you living an energy-efficient lifestyle?
Okay, so these are not exactly lions, tigers, and bears....but, if you don't pay attention to them, they could be! Growing up, I never understood why my father was constantly telling us to, "turn off the lights" when you leave a room, "put a sweater on" if we were cold or, "turn the water off" while brushing your teeth.
This week Straight Talk on Debt entered the Personal Finance Writing Project. The topic for the project was Education and Wealth and there are some excellent articles from over 25 different personal finance bloggers.
When you charge your laptop or cell phone, do you sometimes leave it plugged in beyond the time that it's fully charged? Do you have appliances with remotes, LED lights, constant displays, or power adaptors? If so (and most likely you do), then you are an unwitting consumer of standby power, and it's sucking you dry - financially and environmentally.
Your divorce may have blindsided you, leaving you an emotional mess. The last thing on your mind is your finances and how they will be impacted.
Autumn is my favorite time of year. I love Halloween, spiced cider, comfy sweatshirts, and crisp, sunny days. Really, there's only one thing about fall that I find objectionable and that is that it leads into winter!
It may be tempting to wait until the last second and pick something up at the party store on October 30th, but those costumes are poorly constructed, borderline-cheesy and worst of all... EXPENSIVE. With a few dollars and a little bit of time, you could have a trendy costume and a full wallet!
The good news is that there are smarter and better ways to deal with divorce in times of financial distress. It may not be what you want, but it may help keep you and your ex-spouse from drowning in debt.
Here are some tips to keep your fitness regime fresh regardless of the climate.
Now, I'm not one who particularly "enjoys" a trip to the library-- it's a little too quiet for my taste and reminds me too much of school. But, I will tell you, the look on my little girl's face when she came out with that book in her hands was proof enough that libraries are great places! In our family, we have always been "readers."
Introducing a new featured segment for the My Journey out of Debt blog; CareOne Community Member Spotlight! We are placing the spotlight on some of the familiar members you see engaging in the Community.
As consumers, we are constantly overpaying for services. We are all being ripped off on a daily basis. You don't believe me?
Before my now husband and I began cohabiting, I ate minimally. I would eat most my meals at home.
The seasons are changing, which means that the air conditioner gets turned off and the heater gets turned on. To save money this fall and winter, try optimizing your energy bill by cutting down the cost of your heating and electric bill.
I hate opening my energy bill, especially after a very hot or very cold month. Who knows what I will owe? My energy company and most others offer a service called Budget Billing, which would allow me to pay the same payment each month based on current energy costs. Sounds good, but is right for everyone?
Clarky Davis the Debt Diva, provides a list of her reccomended blogs and articles for the Labor Day weekend reading!
Many students are venturing off for the first time into uncharted waters as they enter the hallowed halls of learning. Some students are returning for another year worrying about how they are going to pay to finish their college education. And the parents, well some are experiencing empty nest syndrome for the first time, others are watching their baby leave and their savings draining by the minute as they try to help their kids further their education.
Here are a few tips that will help you to have the money you need when you head to the shops.
If you are looking for some quality information, tips on saving and more; than browse our blogs! We have fantastic bloggers from all ages and walks of life; who all share one thing in common; they are focused on finances! Here are this week's featured bloggers.
The choice to attend college is yours, and depending on your situation there may be financial aid, grants, scholarships, or the bank of mom and dad. Will a college education land you a job and at what cost?
Do you feel like you have had nothing but bad news since you began focusing on your debt and how to get out of it? I know I have. Can't seem to catch a break. It seems that no matter how hard you try, something pulls you back behind.