Too many of us dig holes for ourselves by spending beyond our means, deviating from sensible budgets, or buying on impulse. If you're taking control of your own financial life -- and I hope you are -- that means you're taking yourself off the financial treadmill in general.
So you see, it's not my fault that at age 34 I am still tantalized with the event, the overhaul, the total sense of renewal that is "Back-to-School" shopping.
By luck, or some divine intervention, I happened on a CareOne ad on the internet. My wife and I talked it over and decided to contact CareOne to see if they could help with our situation. From the very first call I could tell that these people cared about their clients. Our debt counselor, though surprised by the amount, was certain that CareOne could help us lower our debt and pay off our creditors. It would be a difficult journey out of debt, but we saw the light at the end of the tunnel.
The year was 1990 and I was just about to start junior high. Eighth grade was a year of utmost Store social importance, as students from the district's two middle schools merged for the first time in the labyrinthine halls of the junior high campus.
Our third episode, Dad's Dealing with Debt, shows us how the economy has affected men and their debt.
College is all about possibilities -- the promise of rewarding career and a bright future. For some students, choosing a major or a career path is an easy task.
It's hard to sacrifice. We're a full year into our projected five-year Debt Management Plan to get out of debt, and after all the budget cutting, downsizing, and life-simplification projects, I'm finding that I'm not yet done cutting the excess fat out of my life in order to effectively live within my means.
It's always so hard to come to the end of the summer. It means our grandchildren are heading back to school so we will not be able to see them again for a while.
Back-to-school clothing shopping can be a daunting task. And it can be a very expensive one, too. Combine overcrowded stores, inflated prices, and whiny kids who want $60 jeans, and it is enough to make a mom fork over her credit card just to regain some sanity. With a budget and some planning, you do not need to overspend, and perhaps you will even look forward to this time with your children.
It's almost time for students to go back to school, which means it's time to spend money. While I was in college, I tried everything to save money on all things necessary for school. I bought used books online, I bought school supplies before they were in demand, and took advantage of my student loan refund.
It's almost September and you know what that means... time for fall fashions! Instead of splurging on pricey new pieces, why not save your cash and achieve the latest looks for less?
Let's face it. Even if you don't have kids, the concept of "back-to-school" hits all of us. The idea of summer for everyone is a time to be a little more carefree than the rest of the year.
As our Community grows and evolves we are constantly looking for ways to help our customers relate to one another and provide valuable, timely information.
Over the past few months we have added some new bloggers to our team and would like to feature them today.
Webinar Wednesday's are in full swing as we are offering two webinars each Wednesday for those who want to learn more about Debt Management.
This month's question: What Debts Can I Include?
Maybe it's because as a woman who has experienced financial struggles, I find the relationship women have with money particularly interesting. This is why I have found CareOne's new data study Women, Debt and the Recession so compelling.
What is part-time employment? Part-time employment refers to jobs that permit employees to work less than forty hours per week. Part-time employees usually work a maximum of 35 hours per week and a minimum of 4 hours per week.
What is part-time employment? Part-time employment refers to jobs that permit employees to work less than forty hours per week. Part-time employees usually work a maximum of 35 hours per week and a minimum of 4 hours per week. This information about part-time employment is basic and well-known, but I have firsthand experience on what part-time employment actually entails.
My thoughts on seeking professional help both financially and personally are much different today than 4 and ½ years ago. Most people view the two separately, and they are very different. But taking care of yourself personally will help you to make better decisions financially.
School days, school days . . . Are you using the return of the school year to get your own mind in shape? You should! Read on for ideas on how to do it.
When you are seeking the advice of a financial planner you are in effect asking them to run your family's finances. So there are many things to consider besides just their professional qualifications.
They've been coming in the mail for a couple of weeks, but I've been ignoring them. I just quietly and quickly dispose of them with the other junk mail that shows up in my mailbox on a daily basis. My kids have seen them.
Back to school will mean lots of buses on the roads, not to mention lots of waiting as the children board and unboard them at all of the neighborhood stops. We don't have too many schools here in The Villages since we are a retirement community, but we do have one Charter Middle School and High School, which are fantastic!
After school activities are a great way for kids to develop in ways not addressed in school. However, don't feel like you need so spend a ton of money making sure your child is busy every day after school. Kids need time to unwind. And all of those activities can cost a ton of money and time. This blog will explore some things to think about as the school year approaches and after school activities start.
Colleges are getting ready to open their doors and it's time for me to make an important decision.