How many times do we say, "If I just had 1 more hour..." or "I would be able to get so much more done, if I just had another day..." Let's think about it though. Would we really, or is it just an excuse?
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When I get to campus in about a week, I will receive my student identification card. Now, this wouldn't be a big deal to most people, but to an American University student, this is their entire life. With my ID card, I get into my dorm, my room, the dining hall, and the athletic center; it also houses my Eagle Bucks.
The kids return to the classroom is right around the corner! During this exciting time it is easy to get caught up in preparing for the big day, without realizing the consequences to your budget.
These days, unemployment is difficult, as we've experienced low unemployment rates that peaked in the double digits this past January. For this reason, it is a very prevalent challenge for everyone, so we must learn to sharpen our skills on a daily basis, preparing us in case we have to switch fields.
A house swap or home exchange can be an incredibly enriching vacation experience for you and your family. And guess what? It won't break the bank, either.
Every girl loves a little luxury now and again. But at what cost? The recent "Great Recession" has changed Americans' perceptions of luxury and its place in their lifestyles. Besides simply cutting down on the purchase of luxury items and services
I am the type of person who treats my pets as if they are human members of my family. In fact, my husband sometimes complains that I treat the dogs better than I treat him (just wait until our child comes along!). I love everything about owning pets, but sometimes cannot believe how expensive they are!
One of the hardest things about becoming "suddenly widowed" is that you don't have your spouse's advice, or suggestions about how to move forward financially.
The loss of a spouse or significant other, suddenly or after a long illness, is traumatic and changes your life in ways you cannot imagine.
As I was making my way through my run this morning, I came to the conclusion that I don't feel very financially fit either. Our monthly payments to the Debt Management Plan are certainly getting us closer to being debt free, but it's the day-to-day, week-to-week struggle each month that is just not working very well.
We had to go to the people who would be able to tell us what we could and could not afford, before we would be able to move forward with the process - we needed to meet with mortgage lenders.
Where does the time go? Summer is running out - as my kids are quick to remind me - and we all want to make the most of what's left.
Sales, sales, sales - is what the last four weeks of summer means to me. I am a thrifty shopper and when I see an end of season sale, I'm all over it. End of the season sales are a great way to save some money while storing up on seasonal clothes, decorations, and other seasonal merchandise.
It is so hard to believe that summer is coming to an end already! We only have four weeks left, but I must admit that I am looking forward to cooler weather. We went from winter directly into summer heat, with no spring temperatures this year. It was a record-breaking cold winter, and I know it is going to be a record-breaking summer here in Florida.
You don't have to spend a lot of money to make memories for your family. The summer is a great time to check out the local arts scene, from museums and concerts, to amateur theater productions. Many events are free or very inexpensive. You and your kids will be glad you did!
I won't go into an astronomy lesson, but the "dog days" of the summer are the 20 days before and the 20 days after the conjunction of Sirius (the Dog Star) and the sun. With this being said, these 40 days, ranging from July 3 - August 11, are typically the hottest days of the summer.
TGIF! Here are this weeks links!
I was recently invited to a "Memory Keeping Party."
For many of us the "long term" means retirement. These are supposed to be the golden years where people enjoy traveling, spending time with their families, and leaving work behind. Unfortunately for many people, this is not the case.
Happy Friday my frugal friends! Have you visited a salon or beauty parlor lately? If you have, you know that it can cost a lot to look good! Haircuts may not be something that you factor in your day-to-day budget, but if a family of four goes to a mid-priced salon ($15-25 a haircut) for a year, it can add up quickly in just a few trips!
This month's question: Why do I have to stop paying my bills?
Good news for consumers as the FTC announced a new financial rule today to protect consumers with crushing credit card debt!
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