This month's question reflects on your CareOne payment.
One of the first things I learned about sales was that if a customer's perceived value of an item exceeds the price by one cent, they will buy the item.
Last summer was a rather challenging time in my life. When CareOne asked if I could write a blog to include with their unemployment series, I decided to share what I went through, in the hopes that maybe my experience could help some of you, as you look for jobs.
I recently watched the animated movie "Up," and the first 15 minutes depressed me beyond reprieve. I felt sorry for the wife-- a woman, who as a girl had big dreams of travel adventures. But, as life continued, and as she developed a relationship and the responsibilities of being a "grown up," those dreams of travel were continuously put off. Finally, when they could afford the trip of her dreams, she was too ill to go. Then she died.
The latest episode of Financially Fit TV is up on the CareOne YouTube Channel and- hello ladies- it's raining men! CC Chapman (the founder of DigitalDads.com, Baker (the blogger behind Man Vs. Debt), and CareOne's own Steve Levin will join me and FFTV's Nichole Kelly to discuss the latest trends on Men & Debt.
As many of us struggle through tough financial times the holidays can seem like one more hurdle to overcome. Just remember their true meaning and what they mean to you, and set limits to suit your lifestyle.
Too many of us dig holes for ourselves by spending beyond our means, deviating from sensible budgets, or buying on impulse. If you're taking control of your own financial life -- and I hope you are -- that means you're taking yourself off the financial treadmill in general.
So you see, it's not my fault that at age 34 I am still tantalized with the event, the overhaul, the total sense of renewal that is "Back-to-School" shopping.
By luck, or some divine intervention, I happened on a CareOne ad on the internet. My wife and I talked it over and decided to contact CareOne to see if they could help with our situation. From the very first call I could tell that these people cared about their clients. Our debt counselor, though surprised by the amount, was certain that CareOne could help us lower our debt and pay off our creditors. It would be a difficult journey out of debt, but we saw the light at the end of the tunnel.
The year was 1990 and I was just about to start junior high. Eighth grade was a year of utmost Store social importance, as students from the district's two middle schools merged for the first time in the labyrinthine halls of the junior high campus.
Our third episode, Dad's Dealing with Debt, shows us how the economy has affected men and their debt.
College is all about possibilities -- the promise of rewarding career and a bright future. For some students, choosing a major or a career path is an easy task.
It's hard to sacrifice. We're a full year into our projected five-year Debt Management Plan to get out of debt, and after all the budget cutting, downsizing, and life-simplification projects, I'm finding that I'm not yet done cutting the excess fat out of my life in order to effectively live within my means.
It's always so hard to come to the end of the summer. It means our grandchildren are heading back to school so we will not be able to see them again for a while.
Back-to-school clothing shopping can be a daunting task. And it can be a very expensive one, too. Combine overcrowded stores, inflated prices, and whiny kids who want $60 jeans, and it is enough to make a mom fork over her credit card just to regain some sanity. With a budget and some planning, you do not need to overspend, and perhaps you will even look forward to this time with your children.
It's almost time for students to go back to school, which means it's time to spend money. While I was in college, I tried everything to save money on all things necessary for school. I bought used books online, I bought school supplies before they were in demand, and took advantage of my student loan refund.
It's almost September and you know what that means... time for fall fashions! Instead of splurging on pricey new pieces, why not save your cash and achieve the latest looks for less?
Let's face it. Even if you don't have kids, the concept of "back-to-school" hits all of us. The idea of summer for everyone is a time to be a little more carefree than the rest of the year.
As our Community grows and evolves we are constantly looking for ways to help our customers relate to one another and provide valuable, timely information.
Over the past few months we have added some new bloggers to our team and would like to feature them today.
Webinar Wednesday's are in full swing as we are offering two webinars each Wednesday for those who want to learn more about Debt Management.
This month's question: What Debts Can I Include?
Maybe it's because as a woman who has experienced financial struggles, I find the relationship women have with money particularly interesting. This is why I have found CareOne's new data study Women, Debt and the Recession so compelling.
What is part-time employment? Part-time employment refers to jobs that permit employees to work less than forty hours per week. Part-time employees usually work a maximum of 35 hours per week and a minimum of 4 hours per week.
What is part-time employment? Part-time employment refers to jobs that permit employees to work less than forty hours per week. Part-time employees usually work a maximum of 35 hours per week and a minimum of 4 hours per week. This information about part-time employment is basic and well-known, but I have firsthand experience on what part-time employment actually entails.
My thoughts on seeking professional help both financially and personally are much different today than 4 and ½ years ago. Most people view the two separately, and they are very different. But taking care of yourself personally will help you to make better decisions financially.