My family went out to dinner last Sunday night.

Happy Friday, my frugal friends! It's that odd time of year between spring and summer when the weather is 90 degrees one day and 50 degrees the next.

If it was the weekend and I was bored, I would go and walk around a mall, and then buy things I didn't need, meet friends for lunch or dinner, or do something equally "money consuming" just to fill my time.  So, I had to make a change.  I started really thinking about what I enjoyed doing, and how I could incorporate that into not spending money. 

At CareOne, our ultimate goal is to help you succeed in becoming debt-free. Because of this, we have implemented a success fee pricing model that allows our clients to pay down debt more quickly. It is important to understand how and when fees for the plan are paid. 

We are all looking for low-cost, high impact benefits for our employees these days. Summer Flex Hours has been a consistent hit for decades. Here's how to implement them in your business.

Living without credit is not about sacrifice; it's about prioritizing. What is it that you really want? Who hasn't gotten to the end of the month, checked their bank account and wondered, "Where did all my money go? I have no money and nothing to show for it." You must be connected and engaged in your finances, so you are able to make smart spending decisions.

Spring has sprung, and its officially time for those outdoor activities we have craved all winter.

So this year money is a little tight. Does that mean we stay home every summer weekend? No. Bust out the credit cards and charge a vacation? Definitely not! So what can we do with our kids so they can get out and enjoy the summer without dipping into our savings?

You might not be ready to join the tanned bodybuilders showing off at Muscle Beach, but there's still plenty you can do -- even in just a couple of months -- to look and feel your best for this year's summer vacation.

So they say that everyone has a talent, you just need to figure out what it is. And while there are many things I'm good at, the only thing I am really great at, and I mean EXCELLENT at, is bargain shopping.

What you keep in your wallet can help you become debt free.  

With one phone call, my drive through life had taken a turn onto one of those infrequently traveled minimum maintenance gravel roads. 

Understanding the difference between secured debt and unsecured debt can be difficult. It is important to understand the difference as there are different legal implications when you are paying off your debt and different priorities to considerfor secured versus unsecured debt.

For college students, the months of April and May mean one of two things - graduation or the start of summer break. 

The day my youngest daughter was born changed my life forever. 

Let's be honest:  Do any of us really get enough sleep? From worrying about work and school deadlines to searching for monsters in our kids' closets, we're lucky if can fit in five or six hours of solid slumber.  

This is a very popular question and one which many of us have asked ourselves repeatedly. Paying off debt is usually a goal we set every year, and one which many of us fail to meet.

How are you choosing to celebrate Earth Day?  For me, it is another good reminder about why choosing paper (cash) over plastic (credit cards) is not just good for our environment, it is good for me! 

We used to invite our friends and neighbors over for parties.  BBQ ribs, steak, shrimp, whatever we were in the mood for.  No need to bring anything, we'd tell them, we've got it handled, just come over and have a good time.

In the spirit of financial enlightenment, here are a few of my favorite frugal tips this week

"Goin' Green"; how familiar are you with this term? In the past few years more and more people are becoming aware of this idea and are focusing on "green" initiatives. Is it important?

Earth Day is right around the corner, but green can be pretty confusing. If you only do TWO things to be green, do THESE ...

Since money is the number one reason for fights in most marriages, why don't couples take more time to talk about it both before and after the wedding?

Americans live in a society of remarkable comfort, status, and health, and many of the benefits we take for granted have been produced as part of our consumer economy.

Thank goodness April 21 is finally here! I'm so happy to tell you about my BIG surprise!  Drum roll please...