As retirees living in a retirement community, we are certainly well aware of the environment and our affect on it. There are many environmentally responsible programs that our retirement community actively enforces. In addition, many of us are embracing the commitment to conserve energy.
I have a big secret that I'm bursting to share with you! You can't imagine how excited I am-I can't eat. I can't sleep. The anticipation is killing me!
My wife and I have discussed the various ways to bring down the cost of the trip as much as possible, while still having a great time.
My wife and I are planning a trip to Florida in April with the kids. For the last few months, we've been running numbers, having budget discussions, handling unforeseen car repair expenses, running more numbers, having budget discussions....well, you get the idea.
We hear "experts" clamor daily about the importance of communication. Communication with your children, employer, and spouse are all very important for various reasons. I had always viewed myself as a great communicator. I tell my family I love them every day, I call my parents several times a week, and I'm not afraid to talk about my feelings. However, the day my wife asked me to add up our credit card debt, because she wanted to know the total, I realized that there was a major hole in my communication resume.
Since graduation, I've had a hard time finding a full-time job in my career field. Because, I can't find a job, I've been weighing my options and thinking about my next steps.
There are events in our lives when we feel the need to do something more. Take an anniversary, a graduation, a special birthday; how can a Hallmark card even come close to the pride we're feeling?
What does Earth Day have to do with saving money and reducing debt? Read on to find out!
Yesterday, I heard a huge sigh of relief sweep end of tax season. Filing your annual taxes can be tedious and painful, in addition to being stressful. At the end of the day though, this arduous task does have some advantages.
We need to face the facts. There are only 60 seconds in a minute, 60 minutes in an hour, 24 hours in a day, 7 days in a week, and 52 weeks in a year.
Now that you've filed your taxes it's time to get back to business. Here are three ways to make the most of Q2 for your small company.
Here's a truth that you must embrace if you want to change the way your body looks, feels, and functions: the ONLY way you'll ever get fit is by taking baby steps.
So about two and a half years ago I decided I wanted to change the way I was living. One of those changes was to become fit, sure financially fit, but what I didn't bargain for was how becoming physically and financially fit began to work hand in hand.
The need to set goals and developing processes to attain them is just as important for adults... Goal setting and follow through is easy if you break it down.
There are many baby boomers that are headed for retirement that are losing sleep each night. They are not worrying about having enough money, but are concerned about what they are going to do with the rest of their lives.
Deals can be found at both yard sales on the on-line version, Craigslist, but which one is right for you? It all depends! I have been going to yard sales for many years so to do anything else is hard, but I have found some good deals on Craigslist that saved me time as well as money. Read on to find out the pros and cons of the best bargain shopping options of modern times.
This month's question is: Can you explain the benefits of signing up for Easy Pay?
I am coming up on year 2 of my Debt Management Plan. Honestly, I never thought it would be possible. The thought of living without credit cards, learning how to budget, and living within my means, terrified me.
I post some of my favorite articles on my social media pages, and beginning today, I'm going to share them on my blog every Friday, so you can read them, too.
This month's question reflects on dispersing payments to your creditors.
This month's question reflects on lowering your DMP payment.
I hated to look at my statements when I was behind on my credit cards. I hated seeing the amount I owed and the amount I was being charged in interest and the late fees. As depressing as it can be it is extremely important to read your credit card statements to make sure the billing is correct.
At what point in your business does it make sense to put someone on staff to manage your finances and taxes full time, and is there a benefit to doing this vs. paying an accounting firm?