Millions of consumers have seen the commercials. An official looking spokesperson appears on the television screen, with a picture of the President of the United States in the background, and announces a special new debt relief plan endorsed by the White House. The problem is - it isn't true.
Beating the heat on a budget can be difficult, especially if you have air conditioning and use a public swimming pool. There are ways to keep the costs low while beating the high temperatures.
This week's BIG news: the second episode of FinanciallyFitTV is here, Frugally Fabulous Females.
This month's question reflects on making additional payments
There are many things to consider when making the switch from a Debt Management Plan to a Debt Settlement Plan, as they are two completely different approaches to paying off your debt.
After receiving my diploma on Friday, June 11th at approximately 11:30 a.m., it finally hit me - I am really going to American University in Washington D.C. this fall.
I was skeptical. I mean, put a bunch of jewelry in a bag, send it away, and get a check for it?
Happy Friday my frugal friends!
As I begin the journey through my second divorce, I find myself older and wiser than the first time around. I am doing considerably more research, including knowing my options when it comes to the proceedings.
Depending on what sources you rely on for your news, the recession is either getting better, getting worse, or staying the same. Isn't it amazing how nobody can agree? One thing they do agree on is the high unemployment rate. When someone loses their job they may be able to collect unemployment, which is only a small portion of what they earned previously. Obviously their budget is impacted significantly.
So, you've got some vacation time burning a hole in your schedule, but you can't afford to go away. If you like the feeling of escape that a vacation provides but money is tight, try taking a "Staycation!"
The second episode of our new Web TV series: FinanciallyFit.TV is here! The goal of this series is to provide tips on managing your finances, and to share interesting stories from prominent bloggers and industry insiders.
While kids are out enjoying those long, hot, lazy summer days, many parents are already thinking about the upcoming school year - and dreading the expense.
Since "vacation deals" is such a broad topic, I figured I'd break it down further and start with "places to stay."
Let's say you're going to take a "staycation" this year. What can you do to turn it into an active break from your workaday routine, rather than an excuse to veg out on the couch and watch television?
There has been a lot of coverage in the news recently regarding debt settlement. Many of these reports have covered very unscrupulous actions by debt settlement companies. CareOne providers have never been mentioned in these reports because our approach is different and we are making great strides toward developing a new debt settlement model that truly serves consumers' best interests.
There was never a question of whether we would buy an apartment outright. We knew from the start we would need to get a mortgage and as I mentioned in my last post, we did not know a thing about them.
For many people, summer means it's time to pack up the camping gear and head to the campground for the weekend.
Lately there has been a lot of negative press centered around the debt settlement industry. It seems like every time I open up a newspaper or check out CNN.com some expert is writing about how terrible the industry is, and how every debt settlement company is taking advantage of innocent consumers who are desperate and don't know better.
While it seems like summer has barely started, back to school sales are right around the corner! My kids have no interest in thinking about going back to school right now. Groan! But, these sales are a great way to stock up on school supplies for the year. With careful planning and some budget considerations, you can get through yet another spending "season" without breaking the bank.
Even though I'm retired and we only live an hour away from the beach, it is difficult to get away for even a mini-vacation.
Not all of us are lucky enough to travel during the summer, and I am one of those unlucky people. I do have a vacation planned for later this year, but I have to stay home until then. Since, I'm not able to travel this summer, my friends and I decided to go camping - in the backyard!
Summer Saturdays can mean endless fun for those on the bargain hunt. Yard sales can be places to find fun deals and steals- but let the buyer beware! There is a right way and a wrong way to stretch your dollars at these sales.
Motivation is a funny thing. Just this past weekend, I woke up early to go to the gym on Sunday morning, and I really didn't feel like going. It was a dreary, rainy day and I could have just as easily stayed home. I
In the current state of the economy, it is critical that we carefully monitor our expenses. It would not be difficult for someone in my position, as a recent college graduate, to start racking up debt-the dirty word we all cringe from.