TGIF! As I write this I am looking forward to a long holiday weekend filled with family, friends and fireworks!
Hey everyone. I'm Michelle Reed. I just graduated from college and I'm starting out my new life in, the one and only, New York City.
It happened somewhere around the time I was balancing checkbooks, figuring out what bills were coming up, and looking at the low balance of my savings account. I wanted to give up. It is an "I feel sorry for me stage."
The economy has been on quite a rollercoaster ride for the past two years. According to a recent article in the New York Times, 4.46 million Americans claimed continuing regular state unemployment benefits while 456,000 Americans filed initial claims for unemployment benefits in early June.
Okay, so the worst has happened, you lost your job and are unemployed. Now, what do you do?
Perhaps you have found yourself laid off, downsized, or just plain fired. The pink slip arrives, and you panic. You are not alone, as millions of Americans are facing unemployment right now.
It seems early to be planning for Thanksgiving and Christmas holidays already, but here's why you should think about it now...
Cars frustrate me. One minute you're driving this shiny new vehicle off the lot, complete with that new car smell, and the next thing you know it's got 80,000 miles and seemingly continuous repair bills. The thing that infuriates me the most is that vehicles cost so much. It just seems wrong that an item that costs so much requires such outlandish maintenance and repair bills.
Sometimes the best answer is just to bag it and go to the movies. It's cool in there (frigid actually-- I always bring a light sweater, even in the swampiness of summer) and depending on how you play it, you can spend a whole afternoon feeling comfortable and entertained.
I refuse to turn my AC on before June 1, but it never fails that at 12:01 a.m. that day, I get out of bed and flip the switch. Then, at 6:20 a.m., I start dreading my next electric bill.
It's getting real hot. In fact, I've been noticing it for awhile.
We don't even think about how spoiled we are when we walk into the grocery store. There are so many tempting choices that we're overwhelmed by them. These days, merchants have to pull out all the stops to find new ways to draw us in with attractive marketing messages and the slickest packaging.
To continue with my last post on exercising "on the cheap," here are some ideas for the other fundamental part of losing weight: eating healthy...and not breaking the bank.
Vigilantly keeping track of every dime you spend can be tiresome, and it's natural to sometimes fall victim to temptation. While it's ok to treat yourself within the confines of your budget, it's important to not allow yourself to reach a binge spending freefall.
If anyone knows how to escape the heat, it's the retirees living here in Central Florida.
Are you struggling to pay your credit cards and your mortgage every month? Are you finding yourself having to choose which one is worse not to pay? You aren't alone.
Some summers days are just plain hot! Here are some ideas for things to do that are cool, fun, and cheap when you want to beat the summer heat.
When summer heats up, it's tempting to close all the windows and blast the air conditioner. In fact, I'm sure there are plenty of people who spend more summertime hours indoors than out.
Do you ever feel like your checking account needs some cleaning up? Every so often, my checking account seems out of control, which is mostly due to my spending habits. Eventually, I take control and trim my spending to bring my checking account back to life.
Each year, as New Year's Day comes around, we tend to make resolutions with hopes for the entire year. However, unless we have an unlimited amount of willpower, these resolutions don't always make it through the entire year.
This week some of my favorite posts are about saving money while traveling, getting organized, and budgeting.
In today's environment, we are constantly bombarded with advertisements that have the same message, "You want it, you need it, you deserve it, buy it now and we'll have it there tomorrow morning!"
This month's question: What Happens When a Creditor Offers a Settlement? What do I need to do?
It makes sense that we're always looking for great ways to save money. We can actually incorporate saving money into almost every aspect of our life, but when does saving money get to be too much of a hassle?