College is all about possibilities -- the promise of rewarding career and a bright future. For some students, choosing a major or a career path is an easy task.
Okay, so you've finished cleaning out your closet and organizing all of your clothes. Now that you know exactly what items you have and what items you need, the fun can really begin. Take your list of "wardrobe holes", and your budget, and compare them so that you have an idea just how much money you have to spend on each item.
Many of us struggle financially as we navigate single parenthood. We often here tales of single moms and their financial struggles, but very little is told about single dads and the sacrifices they make as single parents. I asked three single dads to share their stories, outlook, and advice as they navigate single parenthood through the eyes of a single dad.
I was very happy with the money I received for my old phones and I was shocked! If you are in need of extra cash fast and have some old cellphones lying around, put them up for sale.
Enrolling in a Debt Management Plan is a huge step for many struggling with debt. Many are skeptical at first and frequently ask these three questions after enrollment.
Today couples face the reality of foreclosure, short sales and houses that sit for a year or more. What do they do? Lose their shirt and sell well under value, if at all? Or, continue to live with their soon to be ex spouse, potentially with children in tow until things look up? Tough call and a decision I was glad not to have to make.
We call it "junking" and you can make as much or as little as you want. All you need to get started junking is a good eye for items that can be repurposed or brought back to their former life and then sold for a profit.
Here's how to keep your stuff safe while traveling:
Beware of the sock monster. It lives in clothes dryers, under dressers, and behind furniture. And it's a vindictive monster, because it likes to bereave you of just one sock; it has no desire for pairs.
It is said that proper planning prevents poor performance; this is definitely true of your finances. So let's take a look at a few things you should consider when taking on finances as a newly single person.
The "minimalist vacation" will help you see your home more objectively; clarifying what you need, and clearing out the rest.
As with any medicine, these homemade remedies may not taste good but they will give excellent relief for colds, coughs, sore throat and congestion.
This month's question reflects on the harassing collection calls you may be receiving.
This month's question reflects on your CareOne payment.
Why do good things happen to people with sunny dispositions (alternately, bad luck plagues those already under the weather)? This may not be a coincidence. What if by playing a simple game for three weeks you could literally attract money into your life? Would you try it?
I've completed two marathons in my life. Training for a marathon takes dedication, self-discipline, and time. In many ways, getting out of debt by enrolling in a Debt Management Plan is a lot like training for a marathon.
I dropped to my knees and rested my head on her stomach. I put her hand in mine and looked into her wet brown eyes. I told her that I understood why she would think that given the financial lessons I have been trying to teach her. It was not OK to miss dance class because she'd rather stay home and play a computer game, or hang out with her friends. That would be wasting money.
With mortgage life insurance, if you (the mortgage payor) die, your mortgage is paid off in full. For this privilege, you pay a monthly premium along with your mortgage payment. If you decline mortgage life insurance when applying for your mortgage, you often need to sign waiver forms declining it, which might make you think twice about your decision. This is to protect the bank, since they want to do everything they can to ensure the money they lend you is going be paid back.
Whether you're refilling your coffers after Christmas, out of work and need something to tide you over, are a stay-at-home parent who's looking for a work-from-home position, or have a fulltime job and want something you can do on nights and weekends, there are many opportunities available to you.
We're all busy. I'm sure you know what I mean. Between getting kids ready for school, jobs, kids' activities, social events, and countless other things, there used to be many days that when I finally laid my head down on the pillow for the night, I would think to myself, "I didn't do anything for ME today."
Oftentimes when a family is faced with medical debt the added expense pushes them over the edge financially. Many of us are over-leveraged financially and not in a position to fall back on emergency savings or even credit cards to pay the bills incurred from a medical emergency.
She was right; I had not collected their payment since the end of the school year in the spring. My wife and I been in the habit of looking at and reconciling our checking account each morning.
There's at least one piece of junk mail in my mailbox every day. There are repeat offenders such as credit card offers, which I get extreme pleasure out of putting them immediately through the shredder, the realtor that we used to buy our home, and even ads from grocery stores.
I started buying gifts throughout the year at sales and even garage sales. I've already got the majority of my Christmas shopping for 2013 finished. The items are hid away in the closet, picked up at sales as I see them throughout the year. So, I just need to wrap them.
I think, when done properly, coupon clipping is a very smart use of time and can save you significantly. So, I've listed below my tips for savvy couponing.