Enrolling in a Debt Management Plan is a huge step for many struggling with debt. Many are skeptical at first and frequently ask these three questions after enrollment.
Many people are hesitant about buying fresh herbs, as they often use them for just one dish and have over half a bunch remaining that will sit there until they have to be tossed out. I make sure that I plan ahead and only buy a bunch of herbs if I know that I will use in multiple recipes. That way I can plan out my weekly shopping more efficiently and still infuse my dishes with fresh herbs.
This month's question reflects on the harassing collection calls you may be receiving.
This month's question reflects on your CareOne payment.
It is said that proper planning prevents poor performance; this is definitely true of your finances. So let's take a look at a few things you should consider when taking on finances as a newly single person.
The "minimalist vacation" will help you see your home more objectively; clarifying what you need, and clearing out the rest.
Whether you're refilling your coffers after Christmas, out of work and need something to tide you over, are a stay-at-home parent who's looking for a work-from-home position, or have a fulltime job and want something you can do on nights and weekends, there are many opportunities available to you.
Beware of the sock monster. It lives in clothes dryers, under dressers, and behind furniture. And it's a vindictive monster, because it likes to bereave you of just one sock; it has no desire for pairs.
Why do good things happen to people with sunny dispositions (alternately, bad luck plagues those already under the weather)? This may not be a coincidence. What if by playing a simple game for three weeks you could literally attract money into your life? Would you try it?
Many of us struggle financially as we navigate single parenthood. We often here tales of single moms and their financial struggles, but very little is told about single dads and the sacrifices they make as single parents. I asked three single dads to share their stories, outlook, and advice as they navigate single parenthood through the eyes of a single dad.
This month's question reflects on why you can't use your credit cards while participating in a DMP.
When it comes to debt we all have our limits...even the federal government. Credit cards make it easy for us to spend more than we have, after all you can always pay it back, right?
If you are considering enrolling in a Debt Management Plan or have just enrolled you may be wondering what will happen with your credit cards.
We're all busy. I'm sure you know what I mean. Between getting kids ready for school, jobs, kids' activities, social events, and countless other things, there used to be many days that when I finally laid my head down on the pillow for the night, I would think to myself, "I didn't do anything for ME today."
After three years of writing my money mom blog for Care One, it is time to start a new writing adventure. My reflections on balancing family and money are coming to an end. In this blog I will reflect on some lessons my kids have taught me about money, some learned the hard way!
I think, when done properly, coupon clipping is a very smart use of time and can save you significantly. So, I've listed below my tips for savvy couponing.
Today couples face the reality of foreclosure, short sales and houses that sit for a year or more. What do they do? Lose their shirt and sell well under value, if at all? Or, continue to live with their soon to be ex spouse, potentially with children in tow until things look up? Tough call and a decision I was glad not to have to make.
If a financial planner recommends investments before determining what you need the money for (ie: your goals), they're either skipping a step or have an alternate agenda. Financial planning is all about structuring your finances to help you get to where you want to go in life - now and later. Goals are crucial to the plan.
This month's question reflects on how participating in a DMP affects your credit.
Oftentimes when a family is faced with medical debt the added expense pushes them over the edge financially. Many of us are over-leveraged financially and not in a position to fall back on emergency savings or even credit cards to pay the bills incurred from a medical emergency.
When it comes to getting a divorce many of us have regrets not necessarily about the divorce but, the financial decisions we make in anger or haste to just get it all over with.
A house swap or home exchange can be an incredibly enriching vacation experience for you and your family. And guess what? It won't break the bank, either.
Fall, and its cooler weather, is a welcome relief from the sometimes oppressive summertime heat. Believe it or not, this actually made me think of recent events in my fight against credit card debt.