There's at least one piece of junk mail in my mailbox every day. There are repeat offenders such as credit card offers, which I get extreme pleasure out of putting them immediately through the shredder, the realtor that we used to buy our home, and even ads from grocery stores.
This month's question reflects on changing your debit date and how it affects your DMP
The term International Schools is a catch-all for schools abroad that teach a curriculum different to what is offered locally (and in a different language, such as English), often to children of expats or employees of foreign embassies. Sometimes they're called American Schools, British Schools, or even DoD (Department of Defense) schools.
My advice: WALK MORE. Walking can be the easiest exercise you do, fitting so seamlessly with the rest of your day that it doesn't even look like exercise. Or you can make it into a tough workout. Do it your way, but do it!
I'm a writer, so I prize eloquence. The right word in the right situation can make the difference between understanding or confusion, admiration or disgust, romance or heartbreak.
Right now, I'm single and don't have any kids, so am looking at vacations, stay-cations, and much more for my summer plans.
You have now started your second month on the DMP. During the second month there are generally two groups of customers; those who made their first payment in the first month (A) and those who postponed their first payment to the second month (B). There are an additional small number of people who may call and change their payment to the third month and unfortunately usually do not fare well on their Plan. It is about the creditors receiving a payment, not just being “enrolled” in a program.
The main message of the blog is that even if you are in debt, you can afford anything. You just cannot afford everything. Obviously there are limits to this, as there's no way I can afford a $30 million dollar mansion, but I think you get the idea.
Many people are hesitant about buying fresh herbs, as they often use them for just one dish and have over half a bunch remaining that will sit there until they have to be tossed out. I make sure that I plan ahead and only buy a bunch of herbs if I know that I will use in multiple recipes. That way I can plan out my weekly shopping more efficiently and still infuse my dishes with fresh herbs.
College is all about possibilities -- the promise of rewarding career and a bright future. For some students, choosing a major or a career path is an easy task.
Okay, so you've finished cleaning out your closet and organizing all of your clothes. Now that you know exactly what items you have and what items you need, the fun can really begin. Take your list of "wardrobe holes", and your budget, and compare them so that you have an idea just how much money you have to spend on each item.
Many of us struggle financially as we navigate single parenthood. We often here tales of single moms and their financial struggles, but very little is told about single dads and the sacrifices they make as single parents. I asked three single dads to share their stories, outlook, and advice as they navigate single parenthood through the eyes of a single dad.
Today couples face the reality of foreclosure, short sales and houses that sit for a year or more. What do they do? Lose their shirt and sell well under value, if at all? Or, continue to live with their soon to be ex spouse, potentially with children in tow until things look up? Tough call and a decision I was glad not to have to make.
Enrolling in a Debt Management Plan is a huge step for many struggling with debt. Many are skeptical at first and frequently ask these three questions after enrollment.
Beware of the sock monster. It lives in clothes dryers, under dressers, and behind furniture. And it's a vindictive monster, because it likes to bereave you of just one sock; it has no desire for pairs.
The "minimalist vacation" will help you see your home more objectively; clarifying what you need, and clearing out the rest.
It is said that proper planning prevents poor performance; this is definitely true of your finances. So let's take a look at a few things you should consider when taking on finances as a newly single person.
Oftentimes when a family is faced with medical debt the added expense pushes them over the edge financially. Many of us are over-leveraged financially and not in a position to fall back on emergency savings or even credit cards to pay the bills incurred from a medical emergency.
This month's question reflects on the harassing collection calls you may be receiving.
Why do good things happen to people with sunny dispositions (alternately, bad luck plagues those already under the weather)? This may not be a coincidence. What if by playing a simple game for three weeks you could literally attract money into your life? Would you try it?
I've completed two marathons in my life. Training for a marathon takes dedication, self-discipline, and time. In many ways, getting out of debt by enrolling in a Debt Management Plan is a lot like training for a marathon.
This month's question reflects on your CareOne payment.
Whether you're refilling your coffers after Christmas, out of work and need something to tide you over, are a stay-at-home parent who's looking for a work-from-home position, or have a fulltime job and want something you can do on nights and weekends, there are many opportunities available to you.
We're all busy. I'm sure you know what I mean. Between getting kids ready for school, jobs, kids' activities, social events, and countless other things, there used to be many days that when I finally laid my head down on the pillow for the night, I would think to myself, "I didn't do anything for ME today."