Many people are hesitant about buying fresh herbs, as they often use them for just one dish and have over half a bunch remaining that will sit there until they have to be tossed out. I make sure that I plan ahead and only buy a bunch of herbs if I know that I will use in multiple recipes. That way I can plan out my weekly shopping more efficiently and still infuse my dishes with fresh herbs.
When it comes to debt we all have our limits...even the federal government. Credit cards make it easy for us to spend more than we have, after all you can always pay it back, right?
This month's question reflects on why you can't use your credit cards while participating in a DMP.
It is said that proper planning prevents poor performance; this is definitely true of your finances. So let's take a look at a few things you should consider when taking on finances as a newly single person.
Why do good things happen to people with sunny dispositions (alternately, bad luck plagues those already under the weather)? This may not be a coincidence. What if by playing a simple game for three weeks you could literally attract money into your life? Would you try it?
After three years of writing my money mom blog for Care One, it is time to start a new writing adventure. My reflections on balancing family and money are coming to an end. In this blog I will reflect on some lessons my kids have taught me about money, some learned the hard way!
If you are considering enrolling in a Debt Management Plan or have just enrolled you may be wondering what will happen with your credit cards.
Okay, so you've finished cleaning out your closet and organizing all of your clothes. Now that you know exactly what items you have and what items you need, the fun can really begin. Take your list of "wardrobe holes", and your budget, and compare them so that you have an idea just how much money you have to spend on each item.
Beware of the sock monster. It lives in clothes dryers, under dressers, and behind furniture. And it's a vindictive monster, because it likes to bereave you of just one sock; it has no desire for pairs.
If a financial planner recommends investments before determining what you need the money for (ie: your goals), they're either skipping a step or have an alternate agenda. Financial planning is all about structuring your finances to help you get to where you want to go in life - now and later. Goals are crucial to the plan.
This month's question reflects on how participating in a DMP affects your credit.
A house swap or home exchange can be an incredibly enriching vacation experience for you and your family. And guess what? It won't break the bank, either.
This month's question reflects on making additional payments
Our employees are sharing their stories about how they have struggled with debt.
Many of us struggle financially as we navigate single parenthood. We often here tales of single moms and their financial struggles, but very little is told about single dads and the sacrifices they make as single parents. I asked three single dads to share their stories, outlook, and advice as they navigate single parenthood through the eyes of a single dad.
The "minimalist vacation" will help you see your home more objectively; clarifying what you need, and clearing out the rest.
I realize that many of my tips are common sense, but if it's not easy to incorporate into your day to day routine, you are less likely to be successful! My point here is to find easy (sneaky) ways to get you into the savings habit.
When you first join the program it is easy to get confused; the proposal process, making one payment to all of your creditors and the overall management of your program can be overwhelming. One question we get quite frequently is, "How do I remove a creditor?"
Then I thought about those words I had seen just a few minutes earlier, and my motivation kicked into a new gear. Is it in me? Yes!
We're all busy. I'm sure you know what I mean. Between getting kids ready for school, jobs, kids' activities, social events, and countless other things, there used to be many days that when I finally laid my head down on the pillow for the night, I would think to myself, "I didn't do anything for ME today."
We all wish divorce wasn't as painful as pulling off a Band-Aid, but the reality is that it takes a toll on you-it is both emotionally and financially draining.
April15th is closer than you think and soon it will be time to prepare your taxes for 2010. If you separated from your spouse, or filed for or finalized your divorce there are a few things you need to be aware of when it comes time to file your taxes.
Most of us recycle paper and plastic, but there are many more things we simply can't recycle on our own. And if it still works (but just not for us), then it's a shame to toss it in the trash. Electronics in particular increasingly need replacing, but have numerous components that are toxic to landfills.
If you've been living paycheck to paycheck and used credit cards for every day purchases, this can be a hard thing to swallow. Credit counseling programs are designed to help you get out of debt, and well, to do so, you need to stop incurring more debt!