What I'm proposing today: clear your mind and your schedule by eliminating everything extraneous so you can pour yourself into the Big Things.

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My super-simple suggestion is that you make visual reminders that help you stay on track with where you are and where you're headed.

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With dollar cost averaging, you take the guess work - and the grunt work - out of investing, safe in the knowledge that you are getting the best average returns for the least effort expended.

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In other words, don't just go through the motions at the gym or on the jogging trail. Instead, set some goals, hit them, and then set some new goals. Push yourself, even if it's just a little bit.

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I set the topic for this post a couple of months ago. I figured I would tell you to use all of your belief (this blog's theme for January), discipline (February), and motivation (March) to follow through on your training schedule. Believe you can do it, have the discipline to do it, and keep motivating yourself to do it . . . and you can't lose!

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Is managing finance not a passion for you? An onerous task you'd prefer to ignore than attend to? No problem. Here are nine ways to automate your finances so you can focus on other things in life.

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We have more choices today than ever. More communication channels, more ways to entertain ourselves, more ways to spend our time. We can live anywhere, do anything, read anything, and see anything. The variety is amazing, and I'm grateful for it.

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In a nutshell, a feeling of self-efficacy means that you feel like you're able to succeed at what you're trying. You feel competent.

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Making big life changes can be so daunting some people don't even get started. Whether it's buying a house, starting a business, getting married (or divorced!), changing career or lifestyle, losing weight, or eliminating debt, life changes require patience, dedication, and commitment.

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Are you lonely? Divided from a loved one? Tired of fighting? I'm going to suggest a few ways you can get the ball rolling on living a better, happier life, based on the attitudes you bring to your relationships.

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How does that feel? What does it feel like to be light and springy, even after running so far? It's much better to focus on those sensations than on the hardships that inevitably go along with marathon training.

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This month's theme is motivation. How do you motivate yourself to pursue what you want from life? How do you maintain that motivation with your fitness, your finances, and your relationships?

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You decide to clean up your finances, create a budget, and start saving money. But a few months later, progress is slow and you're losing inspiration to stay on track.

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Some people try to work out their emotions by yelling. Others take their own feelings of insecurity, anger, or pain and use them as an excuse to manipulate those around them. But actions like these tear down relationships instead of building them up, and they'll tear you down if you practice them. You need to choose something better.

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You may not choose to wear the same thing every day, but when it comes to your finances you should choose to do the same things, day by day and month by month.

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You get a tax refund because you've paid too much tax throughout the year. Your employer deducts tax from your paycheck based on your annual income, but this doesn't account for various deductions and credits that might lower your taxable income.

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The truth is that regular training, especially over the long haul, feels good much of the time. The parts that don't feel good are manageable and brief.

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There's an old idea in personal development -- probably first espoused by Dr. Maxwell Maltz -- that it takes 21 days of doing something every single day to make it a habit. As far as I can tell, there's never been a thorough scientific study to prove that it's 21 days (instead of 17 days or 35 days or whatever), but let's proceed as if it's basically true: You repeat a new behavior enough times and it becomes second nature. The big question then is . . . how do you get yourself to repeat it enough times? That's what we're talking about today. Make the Decision Once Don't try to establish a bunch of new habits at the same time. You can make sweeping changes in your life -- people do it all the time -- but from what I can tell, you're likelier...

Reaching your goals can be a tiresome slog, but it doesn't have to be an act of sheer miserable force of will. Here are some tips to help you maintain the discipline to reach your goals - with minimal pain and lots to gain.

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Today I'm going to talk about promoting life balance as a whole by examining your own beliefs about what is required of you . . . and what would be required to live out the life of your dreams.

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It's pretty simple: if you believe you can be successful, you at least have a chance to be successful. If you don't believe, you don't even have a chance.

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There are lots of definitions of flashpacking floating around. (This vagueness of meaning is attested to by the fact that my spellchecker doesn't recognize the word).

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It's easier to turn over a new leaf with your finances or your fitness than it is with your relationships. People aren't math equations, and you can't fix a troubled marriage, an icy friendship, or simple loneliness with a better budget or a new workout plan.

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Athletes use their bodies to pursue tough goals, and so the wise ones learn to handle their bodies well. You should, too.

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Accommodation is a big vacation expense; sometimes a preventative altogether. But if you could get free accommodation, would you reconsider going away? Good news: there are lots of ways to get free accommodation on your next vacation! Here are some ideas.

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