Life Balance

Nora and Tim help you find balance when dealing with a stressful debt situation. Learn how to manage stress and enjoy travel without breaking the bank.
  • Life Balance

    Ways to Make Money by Recycling

    • 6 Comments

    Most of us recycle paper and plastic, but there are many more things we simply can't recycle on our own. And if it still works (but just not for us), then it's a shame to toss it in the trash. Electronics in particular increasingly need replacing, but have numerous components that are toxic to landfills.

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  • Life Balance

    Baby Steps on the Royal Road to Fitness

    • 6 Comments

    Here's a truth that you must embrace if you want to change the way your body looks, feels, and functions: the ONLY way you'll ever get fit is by taking baby steps.

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  • Life Balance

    Your Future in Fitness

    • 5 Comments

    How good will you feel when you're 70? Or 90? Given modern life expectancies, many of us will reach those ages. But how vital will we be? And what difference does it make?

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  • Life Balance

    Stressed About Debt? Write it Down

    • 5 Comments
    There’s something else that helped me immensely when I was digging myself out of debt: keeping a journal. Sure, my husband was a great support system, but let’s face it: he was dealing with plenty of his own emotions. And so I felt that it was unfair to unload all of mine on him. So one day, while I was running errands with my daughter, I stopped by the dollar store and found an entire bin of little notebooks, all with different designs on the cover. I picked one out that had a beach scene on the front because just looking at it made me feel calm and tranquil. And the best part about it was that it was only a dollar. Just one buck!...
  • Life Balance

    Debt Getting You Down? Compliment 3 People a Day

    • 5 Comments
    Here’s another thing that helped me immensely when I was in debt. I began making it a point to start complimenting at least three people a day. Maybe it was commenting on my friend’s chic new haircut. Or praising my husband on his stellar job cleaning out the garage. Or letting the man behind the deli counter know how helpful he had just been to me....
  • Life Balance

    Turn Off Your Phone

    • 5 Comments
    Your creditors are calling. Your best friend wants to know what color she should paint her kitchen. Your neighbor is looking for ideas for this summer’s block party. Your sister had a bad day at work and just needs to vent. ...
  • Life Balance

    Educating Your Children about Money; Part 1 The Timeline

    • 5 Comments

    Even if you're not the best with your own finances, you owe it to your children not to pass along bad habits and fears.

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  • Life Balance

    Balancing the Needs of Tomorrow with the Desires of Today

    • 5 Comments

    I recently watched the animated movie "Up," and the first 15 minutes depressed me beyond reprieve. I felt sorry for the wife-- a woman, who as a girl had big dreams of travel adventures. But, as life continued, and as she developed a relationship and the responsibilities of being a "grown up," those dreams of travel were continuously put off. Finally, when they could afford the trip of her dreams, she was too ill to go. Then she died.

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  • Life Balance

    Let Every Windfall Build Your Net Worth

    • 5 Comments

    In this post, I'm advising you to steer away from that habit. Instead of spending your tax refund -- or your bonus at work, or money you get from moonlighting -- I suggest you use it to build your net worth.

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  • Life Balance

    5 Budget friendly Family Travel Tips

    • 5 Comments

    Whether it is taking the kids to Disney, a cruise or a family friendly resort, chances are that your family getaway will not happen if you are not able to afford it.

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  • Life Balance

    Raising Kids with Healthy Habits

    • 4 Comments

    Want to adopt healthy habits for yourself? Spread the love! Helping your kids to eat better, stay active, and practice good financial habits is a winner for everyone.

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  • Life Balance

    An Introduction to Flashpacking

    • 4 Comments

    There are lots of definitions of flashpacking floating around. (This vagueness of meaning is attested to by the fact that my spellchecker doesn't recognize the word).

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  • Life Balance

    Treating Yourself Right

    • 4 Comments

    My advice: take the focus off of what's wrong and what you can't do. If you think you're not rich enough, not thin enough, or not good-looking enough, the problem is arising from your own mindset, not from your bank balance, your waistline, or your looks. If there's something real that's wrong -- alcoholism in the family, persistent bad financial habits, illness, or the like -- then commit yourself to making it right, not to focusing on all the ways it's wrong.

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  • Life Balance

    Year-Round Fitness

    • 4 Comments

    This is what's been happening with me: Although I'll never win any athletic contests, I'm a fairly serious weightlifter, and, after a hiatus of several years, I've also been getting back into running. But work has been unbelievably hectic, family duties have intervened, and, next thing you know, three weeks go by and I've only worked out twice. It happens. Do It First

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  • Life Balance

    Show Veggies Some Love

    • 4 Comments

    Everywhere you can, look for food with ingredients that have been processed less rather than more. Most of the junk food around us is loaded with highly refined flour, sugar, and other starches; it also has minimal amounts of identifiable fruits or vegetables, and very little fiber.

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  • Life Balance

    Is Your Pride Holding You Back From Success?

    • 4 Comments

    Last week I used that quote from Benjamin Franklin to talk about idleness and how it undermines us as we try to live out our dreams. This week I want to pick up on the subject of pride and the bad effects it has.

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  • Life Balance

    Set Your OWN Expectations

    • 4 Comments

    Whose expectations are you trying to live up to?

    The holidays are a great time to reflect on this, since so many people make this the season of excess: too much food and drink, too many parties, and too much spending on too many gifts.

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  • Life Balance

    Fostering Flow across Your Life

    • 4 Comments

    Sometimes the holidays seem to make everything harder: you have more demands than ever on your time, your pocketbook, your family, and even your emotions.

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  • Life Balance

    Get Active in Your Own Backyard

    • 4 Comments

    Let's say you're going to take a "staycation" this year. What can you do to turn it into an active break from your workaday routine, rather than an excuse to veg out on the couch and watch television? 

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  • Life Balance

    Cheap Accommodation with Style: Hostels Aren't Just for Backpackers Any More

    • 4 Comments

    Hostel culture has evolved since the days of yore. It's accommodation with style, and it isn't just for backpackers any more.

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  • Life Balance

    The Bliss of Forethought for Holiday Shopping

    • 4 Comments

    BE EARLY. They're also the best two words for controlling how much you spend on this year's holiday shopping.

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  • Life Balance

    Are You Stressed? Grow a Garden

    • 4 Comments
    Spring is here, and so it’s the perfect time to share my next piece of advice with you: grow a garden. This can be as simple as planting some potted plants and herbs on your kitchen windowsill or dedicating an area of your backyard to a variety of flowers, fruits, and vegetables. You may be wondering what’s so great about a garden or how it can help you feel better during this time in your life. Well, here are some things to keep in mind: ...
  • Life Balance

    Steer Your Emotions in the Right Direction

    • 4 Comments

    It's normal for us to have emotional reactions to life's events. No one expects a person to "turn that frown upside-down" the moment that they receive a diagnosis of cancer, for example. But from all that I've seen and read, life's winners all develop their skills at rebounding from setbacks. No matter what happens, they keep themselves from getting too low, and they don't mire themselves in poisonous emotions. 

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  • Life Balance

    It Is What It Is

    • 3 Comments

    In my experience, dealing with reality as it IS counts as one of the absolute essentials for living a happy life each day. When we get hung up on how things should be, or how we wish they could be, or how they would be if only the deck weren't stacked against us -- or whatever other unattainable fantasy condition prevails in our minds -- several bad things happen.

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  • Life Balance

    Park It Right Here

    • 3 Comments

    You don't have to travel to Yellowstone to take advantage of the restorative effects of a day or a week spent in a park. In fact, some of my fondest family memories, as both a child and a grown man, have come in parks close to home. 

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In addition to the blogs, be sure to check out the new CareOne Groups:

Starting Out

Are you finally out on your own and figuring out how to balance your finances? If so, this is the group for you. In Starting Out, you can talk about the challenges you are dealing with in a group of like-minded people.

Settling In

Do you feel like you are finally understanding what being a "grown-up" is all about and are settling into your adult life? If so, this is the group for you. In Settling In you can connect with others who are just like you.

Balancing It All

Struggling to balance all that an established lifestyle has to offer? The balancing it all group is for you. Discuss the challenges you face when your responsibilities at work, at home and with family and friends all compete for your attention.

The New Retirement

Are you currently retired or planning on retiring very soon? If so, this is the group for you. Times have changed and so has retirement. Learn how others are redefining retirement.