Nora and Tim help you find balance when dealing with a stressful debt situation. Learn how to manage stress and enjoy travel without breaking the bank.
Taking a break for just a few days with our closest family -- no gifts to exchange, no religious ceremonies, just enjoying good food and each other's company -- can be wonderful.
If you take a critical look at absolutely every penny you spend - a really detailed examination - you might realize that your money is going to a number of places that it doesn't need to go.
One of the reasons budgets fail is because a crucial first (and ongoing) step is missed in the budgeting process: tracking your expenses.
February is real life, and it's probably how things are going to stay at least until summer starts, unless we take action to change them.
I have a strange confession to make; I have turned into quite the non-consumerist, in fact I have spent less than twenty dollars on myself since the first of the year.
This article will deepen the timeline by giving you some additional tips to ensure your kids have a healthy relationship with money, right from the start.
You want to eat healthy, and you want to feed yourself and your family without spending a fortune on food. So how do you get your budget of calories and nutrients to harmonize with your budget of dollars?
Although things may feel the same, more changes than we think. And if we review finances regularly, it's not a long arduous process; it's empowering and easy.
I was stuck in a rut and I didn't know what to do to change the vicious cycle I was in. Arriving at my wit's end, I had to do something. Self-help books weren't particularly effective, meditation was lost on me, and keeping busy to take my mind off the ever-growing void in my heart was only making me stressed out and sick.
By having a working holiday, you can earn money as you go to cover your expenses, and in some cases you can even return home with some extra money in your pocket.
Accommodation is a big vacation expense; sometimes a preventative altogether. But if you could get free accommodation, would you reconsider going away? Good news: there are lots of ways to get free accommodation on your next vacation! Here are some ideas.
Impulse shopping is something we all fall prey to from time to time. But when impulse shopping tendencies become a full-on syndrome, we need to find ways to conquer it.
Some people try to work out their emotions by yelling. Others take their own feelings of insecurity, anger, or pain and use them as an excuse to manipulate those around them. But actions like these tear down relationships instead of building them up, and they'll tear you down if you practice them. You need to choose something better.
Why do good things happen to people with sunny dispositions (alternately, bad luck plagues those already under the weather)? This may not be a coincidence. What if by playing a simple game for three weeks you could literally attract money into your life? Would you try it?
For your next vacation, how would you like to receive free accommodation, get off the beaten tourist trail, and feel right at home the whole time? If this type of vacation appeals to you, then house-sitting could be a great fit.
I'm a writer, so I prize eloquence. The right word in the right situation can make the difference between understanding or confusion, admiration or disgust, romance or heartbreak.
Beware of the sock monster. It lives in clothes dryers, under dressers, and behind furniture. And it's a vindictive monster, because it likes to bereave you of just one sock; it has no desire for pairs.
My advice: WALK MORE. Walking can be the easiest exercise you do, fitting so seamlessly with the rest of your day that it doesn't even look like exercise. Or you can make it into a tough workout. Do it your way, but do it!
You decide to clean up your finances, create a budget, and start saving money. But a few months later, progress is slow and you're losing inspiration to stay on track.
A house swap or home exchange can be an incredibly enriching vacation experience for you and your family. And guess what? It won't break the bank, either.
If a financial planner recommends investments before determining what you need the money for (ie: your goals), they're either skipping a step or have an alternate agenda. Financial planning is all about structuring your finances to help you get to where you want to go in life - now and later. Goals are crucial to the plan.
Most of us recycle paper and plastic, but there are many more things we simply can't recycle on our own. And if it still works (but just not for us), then it's a shame to toss it in the trash. Electronics in particular increasingly need replacing, but have numerous components that are toxic to landfills.
Want an easy way to consistently stay on track with your monthly budget? All you need is a few envelopes and a little organized commitment.
You get up. You go to work. You go home. You go to sleep. And you repeat this pattern until all of a sudden, months have passed and you're not exactly sure what - if anything - you have to show for it (except maybe a few more wrinkles).
In addition to the blogs, be sure to check out the new CareOne Groups:
Are you finally out on your own and figuring out how to balance your finances? If so, this is the group for you. In Starting Out, you can talk about the challenges you are dealing with in a group of like-minded people.
Do you feel like you are finally understanding what being a "grown-up" is all about and are settling into your adult life? If so, this is the group for you. In Settling In you can connect with others who are just like you.
Struggling to balance all that an established lifestyle has to offer? The balancing it all group is for you. Discuss the challenges you face when your responsibilities at work, at home and with family and friends all compete for your attention.
Are you currently retired or planning on retiring very soon? If so, this is the group for you. Times have changed and so has retirement. Learn how others are redefining retirement.