Major Life Challenges Blog Series

We are taking a closer look at some of the big issues we all can face in our lifetime. Each topic will be featured as a blog series.

Single Parents: 4 Ideas to Make Extra Money

  • Comments 13

As a single parent you and your family often rely solely on you and your income. You've created a budget, you're sticking to it, but sometimes your expenses outweigh your income and you start falling short each month.

At first it's not so bad; a late phone bill, a few days behind in rent, or a week without a trip to the grocery store. But then, you realize the rent is a month behind, threats to turn off your electric are coming in the mail, and you have been using your credit cards more frequently instead of following your "cash" only rule.

Single Parents: Ways to Make Extra MoneyWhat can you do to make up the difference? Your time is already stretched thin; you are working full-time, keeping house and parenting solo, where is that extra hour in the day single parents need? I have good news and bad news... The bad news--I can't get you that extra hour in your day...The good news-- I have some tips I can give you for ways to earn extra cash without sacrificing your most precious commodity...time.

1.   Freelance Work

If you enjoy writing, designing websites, or keeping others organized you may consider offering up your talents to others with freelance work. Most freelance work can be done when it's convenient for you; like when the kids are in bed or having a play date. Just remember to treat it like your full-time job; complete work on time and be professional.

Some great places to find freelance work:

  • Ifreelance.com Projects range from graphic design and photography to bookkeeping and data entry.
  • Elance.com  Elance offers access to qualified clients, a virtual workplace and guaranteed pay for great work.

2.   Online Auctions

We all have things around the house we could, and probably should part with to reduce clutter and Ebay and Craigslist are excellent places to do just that and earn a little cash in the process. Here are a few tips to help you get started:

  • eBay. First, you will need to register for an eBay account if you don't already have one. Then click on "Sell" to open a "Sell an Item" form. Then click "Start Selling." You should enter at least three keywords to help people find your item and pick a category. Next, select the listing form; if you are new to eBay you can start with the simple listing. You can assign a title, add photos and write a description of the piece or "lot". Finally decide the shipping price, starting bid and how you would like to be paid. Keep in mind eBay charges a 15 cents listing fee for each item.
  • Craigslist. Craigslist is a great local alternative, if you do not want to deal with shipping. As with eBay, you need to register with the site first. Then choose the state and then the city where you want to sell your item. Next, define the category by selecting what you want to sell and write a short description of the item, its condition and a photo of the item. Click "Continue" and you will go to a summary page where you can review, accept the site's terms of use and the item lists. You will also need to go to your e-mail and confirm the posting to complete the process.

3.   Child Care

Maybe you just can't swing a few hours of uninterrupted time to do freelance work or organize and sell items online. Consider offering childcare to friends, neighbors or place an ad offering your services. You know as well as I do parents, especially single ones that you cross paths with at the playground or car pool lane are always looking to steal a few moments to themselves or to do things like freelance work. Not only are you providing yourself the opportunity to earn extra dollars there is the potential for a play date for your child!

I don't charge to watch other people's children, but I do swap the time with neighbors and friends. It's a win-win situation as we each benefit from some "time" to accomplish things that are difficult with kids in tow. Consider trying this to carve out time for freelance work or starting an online auction.

4.   Rent Out a Room or Get a Room-mate

Today, renting to a stranger especially when you live alone with your child may not be the best idea. However, if you can find someone you know, maybe even another single parent you can benefit from extra income as well as an extra set of adult hands around the house.

Currently another single mom and I are tossing around the idea of renting a larger place we can live in; neither of us currently have the space. If we share a home we can each save $400 a month in rent, not to mention the share of utilities.

Living on one income is definitely a challenge and sometimes things are too tight for comfort. Knowing that there are ways to supplement your income can lift the burden of worry and empower you to take advantage of your skills and ingenuity.

What have you done to earn additional income when money is tight?

Suzanne Cramer

Suzanne is a certified credit counselor working in our Ask the Expert forums as a coach and a Social Media Specialist for CareOne. Suzanne writes for our Divorce, Debt and Finances and A Straight Talk on Debt blogs. Follow Suzanne on Twitter where she shares the latest debt industry news and tips to keep your finances in check with her ADivorcedMom and AskCareOne accounts.

 

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  • Just thought I might add a 5th idea to your article!  Direct Sales can be an awesome way to add additional income while allowing you to completely maintain control over your schedule.  I personally, signed with Premier Designs 4 years ago as a way to add income without requiring excessive time away from my family.  The best thing about Premier is we have no mandated quotas, no inventory, no deliveries, no territories, an incredible hostess plan and we make a 50% gross profit of everything we sell, regardless of whether it is through an individual customer order, catalog show or home show.  The company also backs their products with a manufacturing defect gaurantee.  The key to making sure you truly stay in control of your schedule is to be careful of companies that require a high sales quota.  Also, make sure that it is a product you can be passionate about.  Whether you are looking for just a little extra money or want to replace your career income, it truly can be done through Direct Sales.  The income amounts can be as much or as little as you want.  Example: Our average home show which takes about 4 hours from start to finish (including prep time and closing out the show) is about $500.  From that $500 our gross profit would be $250!  Before Premier I can promise you I never had an opportunity to do something that would allow me to make $250 in 4 hours AND have a BLAST while doing it.  So how many shows you do per week/month can be based off the amount of income you are trying to create.  Other benefits of course, are tax deductions, receiving recognition for a job well done, having a supportive "family" to help you be on your own, without having to do it alone and so much more.  There are MANY different businesses out there to get involved with, so be sure you do your research, ask questions, and be careful of companies that have "no compete" clauses in their contracts!  If I can be of any further assistance to you or your readers in any way, feel free to contact me through www.wix.com/.../jewelry-by-buffy-and-david

    Thank you!

    Buffy Hood

  • I do a paid for surveys site and I make around $150 a month. It won't make you rich but it covers my electric and water bill lol. It's really not hard. Here is the link check it out,

    www.cashcrate.com/5388789

  • I do a paid for surveys site and I make around $150 a month. It won't make you rich but it covers my electric and water bill lol. It's the only real way I have found to make money online. Here is the link check it out,

    www.cashcrate.com/5388789

  • I am a stay at home mom and I have had tons of time to research and mess around online to try to  find ways to earn money. I have found a few ways that actually work. check out my blog for tips and info.

    cash4moms.blogspot.com

  • I do surveys online to make a few extra bucks. I make around $200 a month or so. It wont make you rich but it is easy. Check out cashcrate it's the best.

    www.cashcrate.com/5388789

  • Try doing surveys. Ive been a member of cashcrate for years. They are always reliable. You really can make some easy money and Ive never had a prob getting paid.

    www.cashcrate.com/3600619

  • Great tips. Im a single mom and a stay at home mom. I do surveys online for extra cash. Ive been doing this for years. I make around $200 to $300 monthly and it helps alot. Check out Cashcrate Ithey are very dependable and easy,

    www.cashcrate.com/3600619

  • I do surveys online to make a few extra bucks. I make around $200 a month or so. It wont make you rich but it is easy. Check out cashcrate it's the best.

    www.cashcrate.com/5388789

  • Cashcrate is my favorite site and the one that I’ve received the most checks from. I’ve been doing it for about a year now and honestly have never had a problem with it.You earn money by doing free offers, surveys, watching ads, shopping online, participating in live contests and referring your friends and family members to the site.  Cashcrate is one of the most popular GPT sites having over 2 million members worldwide.Their referral system is great too. When you sign up a person you earn 20% of your level 1 referrals.your referral percentage increase up to 30%. This is why Cash crate is the best GPT site. Your earning potential is unlimited.I have made close to $3000 using this great Get Paid To Site. The amazing part is I've spent only about 6 hours a week on this site and I've earned $300 in 1 month! I can't urge you enough to try it out for yourself.

    BONUS: Sign up and receive $1.00.

    www.cashcrate.com/.../1

  • tressead1

    5 AUGUST 2014 5:56 AM EDIT #

    I do surveys online to make a few extra bucks. I make around $200 a month or so. It wont make you rich but it is easy. Check out cashcrate it’s the best.

    www.cashcrate.com/5388789

  • tressead1

    May 25, 2015 5:56 am # Edit

    I do surveys online to make a few extra bucks. I make around $200 a month or so. It wont make you rich but it is easy. Check out cashcrate it’s the best.

    www.cashcrate.com/5388789

  • Here is an other idea

    THE FAST AND EASY WAY TO MAKE OVER £10,000. 100% LEGALLY

    ( U can also use euro’s or dollars)

    Make over £10,000 a month, using PAYPAL and a proven process, with

    just a £6.00 investment. That's right, just six pounds invested. It's easy,

    quick and simple, and can be repeated whenever you want. How many times do

    you want to make over £10,000? You choose. You just need to read this

    simple and clear report, follow the rules and move quickly on this one.

    Let's cut the boring part and get straight into it. This can be done by anyone in the world. PAYPAL VERIFIES THAT THIS BUSINESS PROGRAM IS

    100% LEGAL AND IS A BIG HIT, TAKES JUST 15-30 MINUTES AND A SMALL £6

    INVESTMENT.

    This project has been on TV programmes such as 20/20, Oprah, and the Wall Street Journal. It's been in existence in many forms for at least a decade.

    The only things you will need are:

    1. An email address.

    2. A Business or Premier PAYPAL account (FREE)

    3. Just 20 to 30 minutes of your time.

    This program takes just half an hour to set up. After that, there is absolutely no work whatsoever to do on your part. You have absolutely NOTHING to lose, and there is NO LIMIT to the amount of income you can generate from this one single business program. Let's get started, just follow the instructions exactly as set out below and then prepare you

    for a HUGE influx of cash over the next 30 days! Here's what you need to do.

    STEP 1: Setting up your FREE PAYPAL Account

    It's extremely safe and very easy to set up a FREE PAYPAL account!

    Be sure to sign up for a FREE BUSINESS account (and not a PERSONAL account) otherwise you won't be able to receive credit card payments from other people.

    STEP 2: Sending PAYPAL money

    To give means to receive, and receive you will. Many waste £6 on nothing of

    use. You'll make over £10,000 with the £6 you invest.

    To send money, all you do is click on 'send money' located in blue at

    the top of the page next to 'welcome'.

    Now all you have to do is send £1.00 by way of PAYPAL to each of the

    email address below.

    Make sure the subject of the payment says...

    "PLEASE ADD ME TO YOUR MAILING LIST".

    (this keeps the program 100% legal... so please don't forget!)

    These are the e-mail addresses you send £1 to. (That is £1 to each email address.)

    1. dejungle_nl@msn.com

    2. jolandakoster1975@live.nl

    3. mendy.schutte@hotmail.com

    4. keyintle32@gmail.com

    5. hotdrako@hotmail.com

    6. koen.c@c3systems.be

    Remember, all of this is ABSOLUTELY LEGAL! You are creating a service!

    If you have any doubts, please refer to Title 18 Sec. 1302 & 1241 of the

    United States Postal laws.

    STEP 3: Adding Your Email Address

    After you send your £1.00 payment, to each email on the list above,

    Take delete the top (1) email off the list that you saw above, move the other

    addresses

    up one - (#6 becomes #5 & #5 becomes #4 and #4 becomes #3 & #3 becomes

    #2

    and #2 becomes #1. etc)

    Now add YOUR email address (the one used in your PAYPAL account) to

    position #6) on the list.

    *** MAKE SURE THE EMAIL YOU SUPPLY IS EXACTLY AS IT APPEARS IN YOUR

    PAYPAL

    ACCOUNT SO YOU CAN GET PAID ***

    STEP 4: The Pure Joy of Receiving PAYPAL Money!

    You are now ready to post your copy of this message, to at least

    50-200 newsgroups, message boards. I post to 200 for quicker surer results.

    There are close to 32,000 news groups, this makes it easy for you to earn

    money. All you need is 200 news groups, but the more you post, the more money

    you make - as well as everyone else on the list!

    In this situation your job is to let as many people see this letter as possible. So they will make you and me rich and of course themselves!!! You can even start posting the moment your email is confirmed. Payments will still appear in your PAYPAL account even while your bank account is being confirmed.

    DIRECTIONS: HOW TO POST TO NEWSGROUPS & MESSAGE BOARDS

    STEP 1: Copy this post and paste it into a word document

    STEP 2: Change the email addresses as described above

    STEP 3: Search for various newsgroups, on-line forums, message boards, bulletin boards, chat sites, discussions, discussion groups, online communities, etc.

    STEP 4: Paste the new text into new messages on these groups

    REMEMBER, THE MORE NEWSGROUPS AND/OR MESSAGE BOARDS YOU POST IN, THE MORE MONEY YOU WILL MAKE!!!

    That's it! You will begin receiving money within days!

    ***JUST MAKE SURE THE EMAIL YOU SUPPLY AND PUT AT THE BOTTOM OF LIST ABOVE, IS EXACTLY AS IT APPEARS ON YOUR PAYPAL ACCOUNT SO YOU GET PAID.***

    WHY IT'S EASY TO MAKE £10,000 CASH: OK, lets say I receive only 5

    replies (a very low example). So then I Made £5.00 with my email at #6 on the

    letter. Now, each of the 5 persons who just sent me £1.00 make the MINIMUM

    200 posting, each with my email at #5 and only 5 persons respond to each

    of the original 5, that is another £25.00 for me, now those 25 each make 200

    MINIMUM posts with my email at #4 and only 5 replies each, I will

    bring in an additional £125.00! Now, those 125 persons turn around and post

    the MINIMUM 200 with my email at #3 and only receive 5 replies each, I

    will make an additional £625.00! OK, now here is the fun part, each of those

    625 persons post a MINIMUM 200 letters with my email at #2 and they only

    receive 5 replies that just made me £3,125.00!!! Those 3,125 persons will all

    deliver this message to 200 newsgroups with my email at #1 and if

    still 5 persons per 200 newsgroups react I will receive £15,625.00!

    £15,625.00! from an original investment of only £6.00! AMAZING!!

    When your email is no longer on the list, you just take the latest

    posting in the newsgroups, and send out another £6.00 to emails on the list,

    putting your email at number 6, after sending your £1 payments and start

    posting again. The thing to remember is, thousands of people all over the

    world are joining the internet and reading these articles everyday, JUST LIKE

    YOU are now!! All this takes is £6, which most people waste on nothing really

    important anyway. IT REALLY WORKS!!!

    There are tons of new honest users and new honest people who are

    joining the internet and newsgroups everyday and are willing to give it a try.

    Estimates are at 20,000 to 50,000 new users of the Internet, every day.

    What will happen over the course of 30 days? Well, this money will be

    sent to you by a few thousand people just like yourself, who are willing

    to invest £6.00 and around 30 minutes of their time to receive around

    £10,000 or more in cash. The first payments will arrive within a few days and

    then they will continue at the rate of about 100 payments per day for about

    30 days (obviously this will depend on how quickly you act and how

    quickly people take you up on this offer and then pass it on). After that

    time, the volumes of payments begin to taper off as your email is removed from

    the No 1 position. That's all you need to do!

    Remember, play FAIRLY and HONESTLY and this will work. This really

    isn't another one of those crazy scams! As long as people follow through

    with sending out £6.00, it works!

    Remember, play FAIRLY and HONESTLY and this will really work. There's

    no use trying to cheat for only £6.00 Please. Use only opt-in resources for

    this material it will work for you and it works much faster without

    soliciting or spamming and has higher responses!!!

    N.B. REMEMBER, IT IS 100% LEGAL! AND THE MONEY YOU CAN MAKE IS

    REALISTIC. DON'T PASS THIS UP

    1. dejungle_nl@msn.com

    2. jolandakoster1975@live.nl

    3. mendy.schutte@hotmail.com

    4. keyintle32@gmail.com

    5. hotdrako@hotmail.com

    6. koen.c@c3systems.be

  • THE FAST AND EASY WAY TO MAKE OVER £10,000. 100% LEGALLY

    ( U can also use euro’s or dollars)

    Make over £10,000 a month, using PAYPAL and a proven process, with

    just a £6.00 investment. That's right, just six pounds invested. It's easy,

    quick and simple, and can be repeated whenever you want. How many times do

    you want to make over £10,000? You choose. You just need to read this

    simple and clear report, follow the rules and move quickly on this one.

    Let's cut the boring part and get straight into it. This can be done by anyone in the world. PAYPAL VERIFIES THAT THIS BUSINESS PROGRAM IS

    100% LEGAL AND IS A BIG HIT, TAKES JUST 15-30 MINUTES AND A SMALL £6

    INVESTMENT.

    This project has been on TV programmes such as 20/20, Oprah, and the Wall Street Journal. It's been in existence in many forms for at least a decade.

    The only things you will need are:

    1. An email address.

    2. A Business or Premier PAYPAL account (FREE)

    3. Just 20 to 30 minutes of your time.

    This program takes just half an hour to set up. After that, there is absolutely no work whatsoever to do on your part. You have absolutely NOTHING to lose, and there is NO LIMIT to the amount of income you can generate from this one single business program. Let's get started, just follow the instructions exactly as set out below and then prepare you

    for a HUGE influx of cash over the next 30 days! Here's what you need to do.

    STEP 1: Setting up your FREE PAYPAL Account

    It's extremely safe and very easy to set up a FREE PAYPAL account!

    Be sure to sign up for a FREE BUSINESS account (and not a PERSONAL account) otherwise you won't be able to receive credit card payments from other people.

    STEP 2: Sending PAYPAL money

    To give means to receive, and receive you will. Many waste £6 on nothing of

    use. You'll make over £10,000 with the £6 you invest.

    To send money, all you do is click on 'send money' located in blue at

    the top of the page next to 'welcome'.

    Now all you have to do is send £1.00 by way of PAYPAL to each of the

    email address below.

    Make sure the subject of the payment says...

    "PLEASE ADD ME TO YOUR MAILING LIST".

    (this keeps the program 100% legal... so please don't forget!)

    These are the e-mail addresses you send £1 to. (That is £1 to each email address.)

    1. dejungle_nl@msn.com

    2. jolandakoster1975@live.nl

    3. mendy.schutte@hotmail.com

    4. keyintle32@gmail.com

    5. hotdrako@hotmail.com

    6. koen.c@c3systems.be

    Remember, all of this is ABSOLUTELY LEGAL! You are creating a service!

    If you have any doubts, please refer to Title 18 Sec. 1302 & 1241 of the

    United States Postal laws.

    STEP 3: Adding Your Email Address

    After you send your £1.00 payment, to each email on the list above,

    Take delete the top (1) email off the list that you saw above, move the other

    addresses

    up one - (#6 becomes #5 & #5 becomes #4 and #4 becomes #3 & #3 becomes

    #2

    and #2 becomes #1. etc)

    Now add YOUR email address (the one used in your PAYPAL account) to

    position #6) on the list.

    *** MAKE SURE THE EMAIL YOU SUPPLY IS EXACTLY AS IT APPEARS IN YOUR

    PAYPAL

    ACCOUNT SO YOU CAN GET PAID ***

    STEP 4: The Pure Joy of Receiving PAYPAL Money!

    You are now ready to post your copy of this message, to at least

    50-200 newsgroups, message boards. I post to 200 for quicker surer results.

    There are close to 32,000 news groups, this makes it easy for you to earn

    money. All you need is 200 news groups, but the more you post, the more money

    you make - as well as everyone else on the list!

    In this situation your job is to let as many people see this letter as possible. So they will make you and me rich and of course themselves!!! You can even start posting the moment your email is confirmed. Payments will still appear in your PAYPAL account even while your bank account is being confirmed.

    DIRECTIONS: HOW TO POST TO NEWSGROUPS & MESSAGE BOARDS

    STEP 1: Copy this post and paste it into a word document

    STEP 2: Change the email addresses as described above

    STEP 3: Search for various newsgroups, on-line forums, message boards, bulletin boards, chat sites, discussions, discussion groups, online communities, etc.

    STEP 4: Paste the new text into new messages on these groups

    REMEMBER, THE MORE NEWSGROUPS AND/OR MESSAGE BOARDS YOU POST IN, THE MORE MONEY YOU WILL MAKE!!!

    That's it! You will begin receiving money within days!

    ***JUST MAKE SURE THE EMAIL YOU SUPPLY AND PUT AT THE BOTTOM OF LIST ABOVE, IS EXACTLY AS IT APPEARS ON YOUR PAYPAL ACCOUNT SO YOU GET PAID.***

    WHY IT'S EASY TO MAKE £10,000 CASH: OK, lets say I receive only 5

    replies (a very low example). So then I Made £5.00 with my email at #6 on the

    letter. Now, each of the 5 persons who just sent me £1.00 make the MINIMUM

    200 posting, each with my email at #5 and only 5 persons respond to each

    of the original 5, that is another £25.00 for me, now those 25 each make 200

    MINIMUM posts with my email at #4 and only 5 replies each, I will

    bring in an additional £125.00! Now, those 125 persons turn around and post

    the MINIMUM 200 with my email at #3 and only receive 5 replies each, I

    will make an additional £625.00! OK, now here is the fun part, each of those

    625 persons post a MINIMUM 200 letters with my email at #2 and they only

    receive 5 replies that just made me £3,125.00!!! Those 3,125 persons will all

    deliver this message to 200 newsgroups with my email at #1 and if

    still 5 persons per 200 newsgroups react I will receive £15,625.00!

    £15,625.00! from an original investment of only £6.00! AMAZING!!

    When your email is no longer on the list, you just take the latest

    posting in the newsgroups, and send out another £6.00 to emails on the list,

    putting your email at number 6, after sending your £1 payments and start

    posting again. The thing to remember is, thousands of people all over the

    world are joining the internet and reading these articles everyday, JUST LIKE

    YOU are now!! All this takes is £6, which most people waste on nothing really

    important anyway. IT REALLY WORKS!!!

    There are tons of new honest users and new honest people who are

    joining the internet and newsgroups everyday and are willing to give it a try.

    Estimates are at 20,000 to 50,000 new users of the Internet, every day.

    What will happen over the course of 30 days? Well, this money will be

    sent to you by a few thousand people just like yourself, who are willing

    to invest £6.00 and around 30 minutes of their time to receive around

    £10,000 or more in cash. The first payments will arrive within a few days and

    then they will continue at the rate of about 100 payments per day for about

    30 days (obviously this will depend on how quickly you act and how

    quickly people take you up on this offer and then pass it on). After that

    time, the volumes of payments begin to taper off as your email is removed from

    the No 1 position. That's all you need to do!

    Remember, play FAIRLY and HONESTLY and this will work. This really

    isn't another one of those crazy scams! As long as people follow through

    with sending out £6.00, it works!

    Remember, play FAIRLY and HONESTLY and this will really work. There's

    no use trying to cheat for only £6.00 Please. Use only opt-in resources for

    this material it will work for you and it works much faster without

    soliciting or spamming and has higher responses!!!

    N.B. REMEMBER, IT IS 100% LEGAL! AND THE MONEY YOU CAN MAKE IS

    REALISTIC. DON'T PASS THIS UP

    1. dejungle_nl@msn.com

    2. jolandakoster1975@live.nl

    3. mendy.schutte@hotmail.com

    4. keyintle32@gmail.com

    5. hotdrako@hotmail.com

    6. koen.c@c3systems.be

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