A staggering amount of people in the U.S do not have health insurance and we're still a long way away before laws will change that. However, there are ways you can alleviate or avoid medical debt.

Just because you have acquired debt does not make you any less of a person.

That's when I knew that although my career is important to me and means a lot to me, the most important role is taking care of Aiden, which is equal parts stressful and rewarding.

I wish I could say I grew out of it but I didn't. If anything, my bad health as followed me but one thing has not = Health insurance.

Sometimes we all loose sight of the gifts we are given and need a gentle reminder to be thankful, Thanksgiving is an excellent reminder.

Medical expenses are listed as one of the top ten causes of debt. At CareOne Debt Relief Services we are hoping to reach out and help those in need develop a plan to manage their debt.  

The aging America population is expected to double in size within the next twenty-five years, according to a study conducted by the U.S. Census Bureau: 65+ in the United States: 2005. As America's aging population grows, the demand for elder care increases and unfortunately, supply and demand even applies to eldercare.

The best approach to dealing with unexpected expenses is to make them a part of your monthly budget so they don’t become debt down the road.

The medical side of a special need can mean big medical bills. The cost of medications, specialized equipment, frequent specialist visits, and a special diet add up quickly. While I have health insurance, I found out almost immediately there were going to be a lot of out of pocket costs.

Not in my wildest dreams did I ever think I would have a special needs child.

Collectively Americans are carrying $793.1 billion of revolving debt (98 percent of which is made up of credit card debt according to the Federal Reserve. So how much of aging America carries the burden of debt in what are supposed to be their “golden years”?

“About one in four adults in the United States suffers from a mental disorder in a given year, with about 6 percent suffering from a serious mental illness.” Mental health issues can cause a multitude of complications including a strain on your finances.

No one expects to get sick or be injured in an accident but sometimes life throws us those curveballs. So, before you panic and think the worse will happen take a deep breath and asses your situation.   

Many of us neglect to take the time to review insurance plans offered by our employer; what's covered, deductibles, prescription plans, etc., until it's too late and we are faced with a medical emergency we are ill prepared to deal with.  

Often times, single mothers have to do twice as much as attached mothers, but with half the resources and/or extra hands. And I believe that single mothers deserve recognition for their efforts.

If you don't have health insurance or lack adequate coverage you may be able to participate in the hospital's financial aid programs.

Deciding who to pay first when you are struggling with debt of any kind, but medical bills can certainly become overwhelming as you may be receiving calls from numerous creditors and collection agencies who all want to be paid, right now! 

Oftentimes when a family is faced with medical debt the added expense pushes them over the edge financially. Many of us are over-leveraged financially and not in a position to fall back on emergency savings or even credit cards to pay the bills incurred from a medical emergency. 

My insurance did not cover all of my hospital bills; in fact I had to pay over $12,000 in out of pocket expenses.

Many of us struggle financially as we navigate single parenthood. We often here tales of single moms and their financial struggles, but very little is told about single dads and the sacrifices they make as single parents. I asked three single dads to share their stories, outlook, and advice as they navigate single parenthood through the eyes of a single dad.

My entire life has changed, not only because I'm single, but because I'm broke.

Her story of how she came to be a single parent is different than many of ours and truly inspirational.  When faced with the adversity of her situation she tackled it head on debt and all. 

I'll admit it, single motherhood is one of the toughest challenges I've ever taken on. Yes, it is incredibly there-are-no-words-to-describe-this-feeling rewarding, but it is tough nonetheless.  

When you are going it alone the responsibility of working, keeping house, raising your children and handling your finances falls solely on you.  Life as a single parent can seem tremendously overwhelming...

For some of you this may be the first time you have ever had to budget your money, handle bill paying, or even give handling finances in general a second thought. The task of budgeting may seem daunting at first but, the reality is it's really not that hard and having a budget is like having a road map to your financial success now and in the future.