My Journey out of Debt

Featured customers currently enrolled in a CareOne Debt Relief Plan, share journey to become debt-free; hear how they juggle family, finances, and more.

Happier with Less

  • Comments 3

Times are changing fast all around the world. A lot of people keep saying: "ah those good old days". The old days were much simpler and people were used to living with much less.

Happier with LessJust think about it for a second. Did they have cell phones or television or Internet? Did they care if they would buy a new car every two years? Did they have stacks of clothes hanging in closets unused?

People were happy with one good pair of shoes, one Sunday outfit and a roof over their heads. OK I get it, nobody wants to live in what we have come to label as poverty anymore.

BUT living with less can actually make you happier.

My husband and I decided to do just that, and you can't imagine how much happier we are. As a result we spend MUCH less, we actually have extra money left at the end of each month.

I will explain how we do it. In my last blog I explained how to create a budget. Using this budget, we see and decide how we can save even more.

Here's the list:

1. We never have lights on except for the room in which we are sitting.

2. We have only ONE television set. No need to pay high cable bills.

3. We did a research and cut the home phone line completely. We are only using our cell phones. We save about $120.00 per month. And you can add your cell phone to your local police station for reverse 911 calls and emergencies.

4. We switch computers off at night and unplug everything from the walls. We managed to pay an average electric bill of $35 per month.

5. We never let the water run while brushing our teeth. It's a waste

6. We use small space heaters and not the central heating unit, because this way we are warm where we sit and spend much less energy.

7. We eat out once every other month. The rest of the time, we socialize with our friends and share dinners at our homes. We are having so much fun.

8. We have a set grocery list and never "cheat". We buy what we actually eat and never have to throw good food away. For a household of two, we pay no more than $850 per month for groceries, cleaning supplies, and cosmetics.

9. We have created a "wish" list of clothes, shoes and accessories, and we send it to our friends and family. We have decided that receiving what we need during Christmas and our birthdays, makes it easy on the people who want to buy gifts for us, and we almost spend zero on clothing anymore.

10. We don't buy magazines. We can read everything we need online.

You can play with this list idea and you will see how much simpler your life will get and how much money you can save with little effort. We are very happy and wish you all the same! Life is about living happy and within our means.

To read more blogs from Mariella, click here!

 

Mariella Stockmal, CareOne Customer BloggerMariella Stockmal

Mariella is a business management specialist who moved to the United States from Greece in 1998. She has since become an American citizen, lives in Santa Barbara, California and her passion is coaching and helping people who like to learn business, life organizational and financial tips. Mariella has been on a Debt Management Plan (DMP) customer with CareOne Debt Relief Services since 07/09/2009.

Mariella is a voracious reader, loves music and cooking, and is actively running her husband's small business. Being close to officially complete the Debt Management Plan, Mariella is very excited to share what her experience on the DMP was like as well as what made her experience a successful one. Look for more posts under the My Journey Out of Debt blog. Compensated CareOne Debt Relief Services Blogger

Your comment has been posted.   Close
Thank you, your comment requires moderation so it may take a while to appear.   Close
Leave a Comment
  • * Please enter your name
  • * Please enter a comment
  • Share
  • I totally agree

  • Wonderfully stated.  I agree that life is simplier and happier with less.

  • It is a big thing for me personally to be able to say that I have learned from my mistakes. It took time, effort, and a lot of tears.

Page 1 of 1 (3 items)