My Journey out of Debt

Featured customers currently enrolled in a CareOne Debt Relief Plan, share journey to become debt-free; hear how they juggle family, finances, and more.

Looking Under A Rock

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Looking Under A Rock Saving money to help get out of debt is like looking under a rock-you find different ways to save money to make life more bearable. Here are some ideas that we have used to help us find that extra money to pay off bills and get out of debt sooner. Some of them are just common sense but you might not have given them much thought before.
 
Around the House:
- Turn off lights and electronic devices that are not being used for awhile.
- Don't use your dishwashers drying cycle; instead, let dishes air dry.
- Organize your refrigerator so the foods you use most often are in the front. You pay more for every minute you keep the door open.
- Turn off your oven and burners just before the cooking is finished. The heat that's left will usually finish the cooking for you.
- Keep the oven door closed as much as possible while cooking. You lose valuable heat every time you open the door.
- Use the proper size burner when cooking on the stove. You waste energy when you use an over-sized burner.
- Put a lid on pots when cooking. Trapped steam cooks food faster and uses less energy.
 
 Use your air conditioner more wisely:

- Check and change filters when dirty.
- If the outside air, especially at night, is cooler than inside air, just use the fan.
- Use fans and ceiling fans when air conditioning is not really necessary.
 
Heating your home:

- Make sure your windows and doors are air tight, especially near the thermostat. You can use caulking and weather stripping to help seal these areas.
- Use venting fans, such as those over the stove and in the bathroom, sparingly. They can blow away warm household air that you paid to heat.
- Change furnace filters when they get dirty.
- Seal air leaks around your attic door.
- Turn thermostats down and wear warmer clothes.
 
-Water Usage:

- Do not keep water on when brushing your teeth; this uses a lot of unnecessary water.
-Shower instead of bathing. A shower uses about half as much water. You may even shut the water off while you lather your body, and then rinse.
- Use a broom instead of a water hose to clean sidewalks and driveways.
- Lower your water heater temperature to conserve energy.
- Use warm water only for whites and hard to clean clothes.
- If you can, hang clothes out to dry instead of using the dryer.
 
How about it?  Look under a rock. Be creative. I am sure you can find other ways to save money, giving you more money to pay down that debt sooner.

Dennis Bauman Customer Blogger for CareOne Services, Inc.Dennis Bauman

Dennis Bauman has been on a Debt Management Plan (DMP) customer with CareOne Debt Relief Services since October of 2007 and recently graduated to become debt-free!! Dennis Bauman works in the manufacturing industry, creating floor tile. Having officially completed the Debt Management Plan, Dennis Bauman is excited to share what his experience on the DMP was like as well as what made his experience a successful one. Look for more posts under the My Journey Out of Debt blog. Compensated CareOne Debt Relief Services Blogger.

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  • Great list of ways to bring down expenses!   The mistake people make is in saying that none of these items alone makes a huge difference....BUT together they can!  Thanks Dennis!

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