Related Posts
  • Blog Post: My 'High-Five' Moment in 2011

    What's been great in your life lately? What has happened in your financial turnaround that has made you think, "Yes? YES! I am headed in the right direction here!"? Whether you've been in CareOne's debt management program (DMP) for a couple of months or a couple of years, there have most assuredly been...
  • Blog Post: 1 Year Down - $18k to go!

    I have been enrolled in the CareOne Debt Management Plan (DMP) since August 2010. I have just made my 12 th payment last month. After one year on a DMP, what do I have to show for it? Time has really flown by over the past year and I am proud to say I have paid off over $6000 of my debt! I see a lot...
  • Blog Post: Debt Is Not Genetic

    Genetic traits are passed down from one generation to the next. Eye color, the fact that I cannot roll my tongue into the shape of a hot dog bun, and male pattern baldness (sorry, son) are just some of the traits that I have passed down to my children. The good news is that they have not found a gene...
  • Blog Post: Holidays in September

    School has started, professional football is back, and oh, by the way, Happy Holidays! The holiday season may be months away, but it's never too early to start making your gift list. The first thing I need to do is to decide who is on the list. There was a time when my wife and I felt the need to...
  • Blog Post: Skills Equals Cash

    As consumers, we are constantly overpaying for services. We are all being ripped off on a daily basis. You don't believe me? Here's an example. I work as a software engineer and am a self-proclaimed technology junkie. If my computer needs repairing or upgrading, I do it myself. If I need more...
  • Blog Post: Financially Out of Shape

    I was supposed to run Grandma's marathon in Duluth, Minnesota with a friend of mine in June. I had visions of also running the Twin Cities marathon in early October. I had been in pretty good shape, but I wanted to really get into shape again. It all started out great in January. I lost 10 pounds...
  • Blog Post: Camping fun that's closer and cheaper than the real thing

    For many people, summer means it's time to pack up the camping gear and head to the campground for the weekend. I t's a great way to be outside closer to nature, and to bond as a family. But let's face it, between packing for the weekend, setting up and tearing down camp, and then unpacking...
  • Blog Post: Goodbye Cable...

    Do you like TV? Yeah, me too. I love me some 30 Rock like nobody's business. So believe me when I say that I am not an uber-intellectual who decries HBO as the opiate of the masses. But brace yourself for something shocking... I don't have cable. That's right, it's been about four years...
  • Blog Post: Just Try...My Finances Thank me for Trying

    "Just Try." I say these words all the time to my kids. It's a reflex reaction to statements beginning with "I can't...." and ending with "make my bed," "get my own snack," "get something off of a shelf," or one of many other countless phrases...
  • Blog Post: Comparison shopping for car repairs pays off

    Cars frustrate me. One minute you're driving this shiny new vehicle off the lot, complete with that new car smell, and the next thing you know it's got 80,000 miles and seemingly continuous repair bills. The thing that infuriates me the most is that vehicles cost so much. It just seems wrong...
  • Blog Post: Guilt Free AC

    I was out wrangling my cat the other day -- he makes a break for the birds whenever I go in or out -- and I noticed that it's getting hot. It's getting real hot. In fact, I've been noticing it for awhile. I refuse to turn my AC on before June 1, but it never fails that at 12:01 a.m. that day, I get out...
  • Blog Post: How I Began My Journey Out of Debt

    We hear "experts" clamor daily about the importance of communication. Communication with your children, employer, and spouse are all very important for various reasons. I had always viewed myself as a great communicator. I tell my family I love them every day, I call my parents several times a week,...
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