Related Posts
  • Blog Post: Business Travel Woes

    When I started my current job almost three years ago, one of the most exciting aspects of it was that I was going to be able to travel to our company's other locations like Tennesse often. This was something I always wanted to do in my career, and I was finally getting that opportunity. Three years later...
  • Blog Post: Giving and Receiving

    A lot of people assume that being able to give to charity while trying to get out of debt is impossible. While wanting to help others is a great idea, how can you even consider it if you are in a stage where you are barely making ends meet to help yourself or your family? I thought like this for a long...
  • Blog Post: Even When You Aren’t Prepared

    I was a little nervous this year coming into the Holiday Season. Since being on my DMP I have done my best to prepare for giving gifts on Birthdays or Christmas or Weddings or any type of event. This year my husband and I encountered so many challenges and unplanned situations that I kept telling myself...
  • Blog Post: Savings? What Savings?

    To me, this is by far the hardest thing about being in debt: listening over and over again as family, friends, experts, and everyone tell you that you not only need an emergency fund, but you need to grow your savings account. I don't know if I speak for you all or not,...but I KNOW!!! Don't ya think...
  • Blog Post: Can I Really Stay Married AND Get Out Of Debt?

    Prepare yourself . . . it's another "vent" post. I have to do these every once in a while to keep my sanity. This one is about my wonderful, dear, sweet, husband. He truly is wonderful and I adore him . . . when he is not acting like a lunatic. It amazes me that he has lost all concept of money management...
  • Blog Post: Why I Hate Facebook

    For so many reasons, I do. I hate Facebook. Yes, I have an account and I am on it daily and I am a Facebook voyeur, but today I realized it is extremely frustrating to me on a whole different level that relates to the stage I am in financially right now. Every day I look at pictures posted of people...
  • Blog Post: Dine In or Carry Out

    I feel like I have talked about this subject a million times. No matter what I budget, what I save, what I cut out of my lifestyle the one thing that I can't seem to make work is the whole food thing. I mean I can't really go without food, so figuring out how to budget this correctly is kind of important...
  • Blog Post: What Am I Afraid Of?

    I am about to give you a VERY extreme example. Do you remember in the movie Shawshank Redemption when the old guy who was in prison for about 50 years was given parole? He had lived behind the walls of the prison for all of his life and when he was "let out" he had no idea how to adjust and live in the...
  • Blog Post: If You Fall, Get Back Up

    I am going to be honest with you. I am all about encouraging you with all the positive things that happen to you when you decide to clean up your financial life. Giving affirmations for the accomplishments that you will achieve and being your overall cheerleader through this all important time is necessary...
  • Blog Post: Spend Your Time Wisely

    I remember the days when it didn't matter what it was, when I got something in my head that I wanted to do - I did it. Go on vacation. Buy new clothes. Purchase the latest and greatest gadget. It didn't matter what the cost, I would figure out a way to do what I wanted to do, when I wanted to do it....
  • Blog Post: Do You Remember When . . .

    I do. I was about twenty-six years old. I had a really good job, making really good money. I lived on my own and was loving life. I had at least four or five credit cards, because I had excellent credit. I bought a car that was a little out of my price range, but I really wanted it. I had the best clothes...
  • Blog Post: The Cost of Gas. Enough Said.

    Turn on the news. Open a newspaper. Check online. Heck, just drive down the road and you will see it, hear it and complain about it: gas prices . We are all talking about these rising gas prices, but no one knows what to do about it. With gas prices on the rise, it creates a catch-22 for many of us....
  • Blog Post: Cost of Living or Just Expensive Living?

    I remember when the raises we got from our employers on an annual basis were primarily to cover a "cost of living increase." Do you ever feel like no one considered increasing the percent of wage increase but forgot to mention that to the cost of living?! Seriously. The cost of living we have today is...
  • Blog Post: Get It Together

    Think about your strengths-things you do well at work, at school, as a parent or sibling, or just simply things that you do well as you. Now think about the things that you don't do so well. Is being organized on that list? Funny thing is that for me, when it comes to my job, I am beyond organized. I...
  • Blog Post: What Is Your Spring Break?

    If you are (or have ever been) a student; whether in elementary school, a student taking classes at a community college, university, or a trade school, I can guarantee you that one thing you looked forward to every year was Spring Break. That time when everything stopped for a week and you could be free...
  • Blog Post: First Quarter Checkup

    It is about that time. I have told you about it in the past. I have reminded you to do it year after year. So, here it is the end of the 1 st quarter of 2012 and I am telling you again: It's time to do a financial checkup. Whether you are just starting out on your Debt Management Plan (DMP) or other...
  • Blog Post: When is it Okay to Loosen the Purse Strings?

    I have this conversation a lot. Mostly it is with friends and family who have heard me talk about debt for years and want to know when I am going to "let loose" or "splurge." Other times I have this discussion with people in my same situation and we are trying to justify our desire to spend some money...
  • Blog Post: Aging Pets…Prepare For Their Expenses

    If you have read my blogs in the past, you know that I am an animal lover. My animals are my four-legged children. I know that some of you out there are like me. We shower our pets with love and attention, and spare no cost when it comes to their health and happiness. I have to say that my two canine...
  • Blog Post: A Baby? Maybe.

    How do you do it? When do you do it? How do you know when it is right? Do you ever know when it is right? It is that time in our lives when my husband and I are questioning whether or not we should add to our family. These are the questions that "loom" before us. I know I will get a varied response to...
  • Blog Post: Need Some Motivation? Let Me Try.

    This is my 142 nd blog. I started blogging for CareOne not long after I enrolled in their Debt Management Plan (DMP). The idea was to be able to share what I was going through, what was working for me, what wasn't, and most importantly, just help people going through the same thing. I never imagined...
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