Savvy Spender knows how to pinch a penny and about being on a budget. She has learned great ways to save money on everyday expenses.
Emergency fund could be a term for many things, such as a savings account or a piggy bank, and it doesn't have to be complicated at all. In fact, it's quite simple. It only requires a little discipline and prioritizing.
If you are living paycheck to paycheck and struggling to pay your bills, or even if you are living comfortably and want some extra cash in your pocket, there are ways to save on your household expenses. Bills, such as a mortgage, cable, credit cards, car loans and more can be negotiated.
Home renovations can be costly, but giving your home an update doesn't have to break your budget.
As a stay at home mom of three little ones ranging in age from 6 months to nearly five years old, I am constantly on the lookout for fun activities to get us out of the house and keep the kiddos entertained.
Being frugal means different things to different people, and there's no one-size-fits-all approach. The most important thing is to focus on what matters to you, instead of just trying to follow someone else's approach.
One of the largest expenses that people have in the modern world is climate control- heating the home in the winter, and cooling it down in the summer. If people can find a way to lower their heating bills this winter, their bank accounts will really thank them, as it can make a huge difference financially.
Your grocery and takeout/restaurant spending maybe not be the largest line-item on your budget, but it is one of the easiest spending areas to adjust.
While dishing out loose quarters on on-the-go snacks seems like a small price to pay, the expenses don't take long to rack up.
Take the excitement from the big screen to the living room by rounding up friends and family for game day at your house. If you've got a TV for the watching and couches for the sitting, the rest is a cinch. No need to splurge on ordered-in junk food. Just follow the game plan below to host a fun and frugal football fiesta.
What's worse is November's peanut butter price increase due to the scarce peanut crop this year. But don't let the draught dry out your wallet too. Peanut butter is so much more than the old standby for choosy moms
By the time tummies start growling and patience starts wearing, it's tempting to just grab a take-out menu or zip on over to the nearest drive-thru. With fast food joints dotting every street corner and snappy food delivery just a phone call away, convenience too often becomes a priority.
Save more money on your next grocery trip by mapping out the journey before heading to your destination.
Two roads diverged in the supermarket, and I - I took the one less harsh on my wallet, and that has made all the difference.
As I said above, in general, composed salads are quick to make but this one take a little more time but boy, is it worth it!
Through this season, I try to find ways of making salads which are exciting, different and feel like a meal in and of themselves. In chef speak, they are called composed salads. In diner speak, they are a meal in a bowl!
Financially it is obviously better to stick to your resolutions, you made them for a reason after all! But the ones involving healthier eating always seem to get broken quickly. It is easy to make excuses... healthy food costs more, I don't have time to cook myself food, precut vegetables and fruit cost more than fast food. I have heard them all!
Many people are hesitant about buying fresh herbs, as they often use them for just one dish and have over half a bunch remaining that will sit there until they have to be tossed out. I make sure that I plan ahead and only buy a bunch of herbs if I know that I will use in multiple recipes. That way I can plan out my weekly shopping more efficiently and still infuse my dishes with fresh herbs.
The main problem my husband and I have found from our staycations has been the temptation to check email and to check in with work. We have found a solution to that. Get out of the house! Explore your city like you are a tourist and visit the park that your tax dollars help maintain.
While I do love making braises and soups and eating the tender and flavorful meals that result, in the spring and summer I am looking for faster food. By this I do not mean hamburgers and fries, I mean food that can be made in a hurry, leaving me and my husband more time to enjoy the warmer outdoor temperatures.
In keeping with my last post about the veritable rainbow of colors now available on the produce stands for spring, I want to provide another recipe for an easy and tasty soup that will let you take advantage of the fresh flavors and the inexpensive produce in peak season right now.
I think, when done properly, coupon clipping is a very smart use of time and can save you significantly. So, I've listed below my tips for savvy couponing.
After a whole winter of cooking nothing but potatoes, turnips and parsnips, it is wonderful to see bright colors on the produce table at greenmarkets and the grocery store.
I have a new favorite website that I just recently discovered!
Now that I have your attention...I'll get to the real subject of my blog: is it more cost-effective to purchase baby food, or make your own? My son is just starting with veggies, and I've been exploring the cost benefits to both. And I have to say, for right now, where he is eating only veggies (and then fruits next week), making my own is WINNING (sorry, I couldn't resist)!
My husband and I began saving whatever was left after necessities when we decided to make our first adult step and buy an apartment.