Week three of the Destroy Your Debt Challenge is coming to a close. This week's action item was "Organizing your Finances". Straight Talk on Debt Weekly Reading: Organizing Your Finances

Easier said than done, I know. The thought of actually making sense of the pile of bills and tax information in my office makes me shudder.

The reality is that if I would actually take the time to go through it all and put it where it belongs, it would probably make my life easier.

For those of you who may have missed this week's daily tips, I'll give you a quick recap:

1. Use one of the robust online (often FREE) budgeting sites to track your spending, bill pay, savings and even investments. http://budgetsimple.com/ or http://www.mint.com/ great sites to check out.

2. Utilize the online bill payment where available, including online banking.

3. Develop a filing system, in step with your expense categorization, to help keep household paperwork organized.

4. Continue to track all of your spending and to review every week!

5. Make your financial activities a dedicated routine or habit by scheduling time just for financial management. 

These are five great ways to get yourself organized. So get started today, join the Destroy Your Debt Challenge! What do you need to do to do? Click here to enter now, and submit a photo of you completing this week's action item. Missed this week, not to worry each week there is a new action item and a new challenge every month.  

This week's reading focuses on the action item of the week, getting organized.  

Suzanne is a certified credit counselor working in our Ask the Expert forums as a coach and a Social Media Specialist for CareOne. Suzanne writes for our Divorce, Debt and Finances and A Straight Talk on Debt blogs.  Follow Suzanne on Twitter where she shares the latest debt industry news and tips to keep your finances in check with her ADivorcedMom and AskCareOne accounts.

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