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"If you are like most people today, you have debt payments challenging your future and creating a drag on your ability to invest. In addition to the financial issues debt creates, it also affects how we feel about ourselves and how we look at the world around us." This quote comes from a post I read this week, Where Debt Begins: The Disconnect Between Perception and Reality.
If you are a regular reader of Straight Talk on Debt you probably have been in debt, are in debt now, or are coming to the realization that you have debt and need help. As the quote suggests debt can take its toll causing financial, emotional and sometimes even physical problems.
No matter how you got into debt; a medical emergency, job loss, divorce, or just poor spending habits, it doesn't really matter. What does matter is that you are taking the time and initiative to make a change, to get rid of your debt and give your financial future a push in the right direction. Sometimes the right piece of advice or hearing someone else's story is all you need to make a change.
Enjoy this week's reading!
Suzanne is a certified credit counselor for CareOne Debt Relief Services and is a Social Media Specialist. Suzanne supports our Ask the Expert forums as a coach and writes for our A Straight Talk on Debt and Divorce, Debt and Finances blogs. You can also follow Suzanne on Twitter where she shares the latest debt industry news, and tips to keep your finances in check with her @AskCareOne and @ADivorcedMom accounts.
That opening quote is a great one. I would have liked to have seen it, and fully understood it about 15 years ago. The one thing that's missing is that debt also affects the way that world views us. Fortunately, debt is reversible, and can be a temporary condition.