If you are looking for help paying off your debt, it is important to understand the difference between secured and unsecured debt. Most debt relief solutions can assist you with your unsecured debts.

When you work with a reputable debt settlement or debt consolidation company, you should try to include all of your eligible unsecured debt on your debt relief program.

Here is a quick guide to which debts you can include if you are enrolling in a debt settlement plan, and those you cannot include:

Eligible debts Unsecured debts you can include in your Debt Settlement Plan include credit cards, unsecured loans, collection accounts, and medical bills.

Ineligible debts Examples of debt that you cannot include in your Debt Settlement Plan are mortgage loans, car loans, motorcycle loans, and boat loans. You cannot include taxes, what you currently owe or those that are past due. Lastly, student loans are not included.

If you are not sure about a specific debt, it is always best to contact your debt relief provider and ask for their help. At CareOne, we want you to be successful in paying off your debt, so will work with you to help you determine if your debt is eligible for our plans.