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This week I wrote an article over at Enemy of Debt, "No More Frivolous Spending!". I sparked some great conversations about a topic many of us overlook, evaluating our spending. How could you possibly know what's wrong with your finances if you don't look at the root of the problem?
Lying about your spending habits either to your partner or worse, yourself only allows things to spiral out of control. So start off 2013 right by tracking your expenses and finding out where your money is going. Chances are there is a lot of room for improvement and new habits you can foster this year.
Instead of dwelling on the negatives facing us in 2013; fiscal cliffs, no raises and higher gas prices find your happy place at home. Cut out frivolous spending and make room for debt payoff, savings, and maybe even that vacation you've been dreaming of.
By saying no to your daily afternoon red bull, you just might find yourself on a beach somewhere next holiday season. (Calculation based on $3.42 daily red bull times 365 days = $1248.30 enough for a tropical vacation J )
Suzanne is a Certified Personal Finance Counselor® and Social Media Specialist for CareOne Services, Inc. She supports the Ask the Expert forums as a coach and writes for A Straight Talk on Debt. Suzanne is a divorced, single mom and lives in Pennsylvania. You can follow Suzanne on Twitter where she shares the latest debt industry news and tips to keep your finances in check @CareOneWorks.
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