Related Posts
  • Blog Post: Why it’s Important to Pay Off Your Debt

    In my experience, when I was in debt, I was stuck in a vicious cycle. Every time I made a payment it seemed by the next billing cycle I was using the available balance to keep me afloat until my next paycheck. This cycle caused a lot of stress. It got to the point where I had to do something, as I didn...
  • Blog Post: Why I Will Never Use Credit Cards Again!

    I only have two gears: off and full blast. I don't have a middle speed. In the gym, I don't understand the concept of a quick workout that could be described as "better than nothing." A standard workout is between an hour and a half and two hours long. When I open a can of soda, I can't drink just part...
  • Blog Post: The Top 7 Credit Card Lies We Believe

    During the past 30 to 40 years, the handy credit card has become one of the top ways that Americans pay for most of their purchases. But using that kind of payment method comes with certain problems that need to be managed if you're going to use plastic money. Personally, I think credit cards are not...
  • Blog Post: Time to Weigh In and Check In Now That I am Debt Free

    Some time ago, I wrote a blog about wanting to open a credit card to start to re-build some of my credit. I also wanted to see if I have truly learned my lesson about credit cards and whether or not I understand the good and bad that go with them. I promised to check back in and let you know how I fared...
  • Blog Post: Credit Only Gives the Illusion of Security

    Recently, I read a comment here in the community by a fellow customer that said she missed the "wiggle room" that credit cards gave her. I know that this person is dedicated to getting out of debt and really wants nothing to do with credit cards. What she means is that she misses the feeling of security...
  • Blog Post: Straight Talk on Debt: Stop the Student Debt Madness

    We have all heard the hype; student debt is surpassing credit card debt and it is not just affecting recent college graduates anymore. Student debt is had by young and old alike. Want a peek at just how high the number of outstanding student loan debt is? FinAid.org has a debt clock that keeps on ticking...
  • Blog Post: Financial Expert Spotlight: My Debt Story Part 2 - Meadow Devor

    Last time I told you how I got into debt. This time it’s the story of how I got out and plan to help others. In January 2009 - my debts in order of highest to lowest: $385,452.12 - Mortgage on my house $146,191.47 - Mortgage on my rental property $12,550.75 - Equity line on house $10,412.01 - United...
  • Blog Post: Straight Talk on Debt: Black Friday Edition-It's Not About the Deals

    I have to admit I am one of those crazy people that go out shopping on Black Friday. My reasons for going have nothing to do with sales, deals, doorbusters, or free stuff (ok maybe just a little); this is a tradition I started with my mom when I was just sixteen years old. We get up atsome unreasonable...
  • Blog Post: Restarting Your Cash

    Cash is boring. Especially these days with ridiculously low interest rates. Still, cash is king because of the flexibility it provides. Without cash, where do you go for unexpected emergencies or unexpected opportunities? Credit cards, Home Equity Loans, sell something on eBay? Increasing or restarting...
  • Blog Post: Lapsed Life Insurance the Financial Killer

    A recent Huffington Post article by Gabrielle Clemens shed some light on something I never thought about when I was going through my divorce. Thankfully things to turned out ok but there is the "what if" and the "oh no" after the fact for many facing or going through a divorce. Morbid as this may sound...
  • Blog Post: Financial Expert Spotlight-David Bakke

    We are talking to financial experts about their experiences with debt. These experts have been in your shoes and are sharing their stories and how their personal experiences with debt have shaped their relationship with money and led them to what they are doing today, helping others. Today we are talking...
  • Blog Post: Financial Expert Spotlight-Jana Lynch

    We are talking to financial experts about their experiences with debt. These experts have been in your shoes and are sharing their stories and how their personal experiences with debt have shaped their relationship with money and led them to what they are doing today, helping others. Today we are talking...
  • Blog Post: Am I A Credit Ghost?

    Going through a divorce as a stay at home parent makes finances even more difficult to manage-not impossible, but definitely difficult. As a stay at home parent several road blocks may stand in your way; no job, no income, and little credit history. It may take some time, but you will most likely go...
  • Blog Post: Don't Give Up On Those New Year Resolutions Just Yet!

    If you're anything like me, you've already forgotten about those New Year Resolutions you made in December. Yeah, those resolutions you really beat yourself up over to ensure that 2012 was going to be your year. The one in which you kicked butt and really turned your life around. After the first week...
  • Blog Post: Straight Talk on Debt: The Low Down on Credit Reports

    We are often told to check our credit reports and for good reason. Credit reporting errors and identity theft are on the rise and knowing, as they say is half the battle. I see questions in our CareOne Community almost every day from members wanting to know how to obtain a copy of their credit report...
  • Blog Post: Straight Talk on Debt: Moving Again for Better or Worse

    As I get ready to move again for the third time in three years I wonder if my decisions have put me in a better or worse situation? My life has been a rollercoaster over these three years; my first move was in with my soon to be husband, my second move was into a rental town home as I left aforementioned...
  • Blog Post: Is Debt Settlement the Right Choice?

    We understand getting out of debt is hard and we want to help you make the best choice for you. If you can no longer keep up with your credit card payments and a Debt Management Plan does not fit into your budget, debt settlement may be the right choice. Debt Settlement is a debt relief option for those...
  • Blog Post: Straight Talk on Debt: What Has Debt Done for You?

    Have you ever asked yourself this question? Most likely you haven’t, why would you? Debt is a four letter word no one likes to think about, let alone admit to. As a society, we are constantly trying to “Keep up with the Jones’s”, “Be the best we can be”, and unfortunately...
  • Blog Post: Straight Talk on Debt: What is your Debt Ceiling?

    When it comes to debt we all have our limits...even the federal government. Credit cards make it easy for us to spend more than we have, after all you can always pay it back, right? We often get in over our heads and live beyond our means then end up drowning in debt we can't afford to pay back; just...
  • Blog Post: Credit Card Offers-READ the fine print

    At one time or another we have all fallen into the lazy reading and understanding of a contract or agreement. Credit card offers are often the biggest culprit, as the terms and conditions are written in very, very small print and seem to be written just to confuse you. As responsible consumers, it is...
Page 1 of 2 (30 items) 12