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Some time ago, I wrote a blog about wanting to open a credit card to start to re-build some of my credit. I also wanted to see if I have truly learned my lesson about credit cards and whether or not I understand the good and bad that go with them. I promised to check back in and let you know how I fared...

Recently, I read a comment here in the community by a fellow customer that said she missed the "wiggle room" that credit cards gave her. I know that this person is dedicated to getting out of debt and really wants nothing to do with credit cards. What she means is that she misses the feeling of security...

We have all heard the hype; student debt is surpassing credit card debt and it is not just affecting recent college graduates anymore. Student debt is had by young and old alike. Want a peek at just how high the number of outstanding student loan debt is? FinAid.org has a debt clock that keeps on ticking...

Last time I told you how I got into debt. This time it’s the story of how I got out and plan to help others. In January 2009 - my debts in order of highest to lowest: $385,452.12 - Mortgage on my house $146,191.47 - Mortgage on my rental property $12,550.75 - Equity line on house $10,412.01 - United...

I have to admit I am one of those crazy people that go out shopping on Black Friday. My reasons for going have nothing to do with sales, deals, doorbusters, or free stuff (ok maybe just a little); this is a tradition I started with my mom when I was just sixteen years old. We get up atsome unreasonable...

Cash is boring. Especially these days with ridiculously low interest rates. Still, cash is king because of the flexibility it provides. Without cash, where do you go for unexpected emergencies or unexpected opportunities? Credit cards, Home Equity Loans, sell something on eBay? Increasing or restarting...

A recent Huffington Post article by Gabrielle Clemens shed some light on something I never thought about when I was going through my divorce. Thankfully things to turned out ok but there is the "what if" and the "oh no" after the fact for many facing or going through a divorce. Morbid as this may sound...

We are talking to financial experts about their experiences with debt. These experts have been in your shoes and are sharing their stories and how their personal experiences with debt have shaped their relationship with money and led them to what they are doing today, helping others. Today we are talking...

We are talking to financial experts about their experiences with debt. These experts have been in your shoes and are sharing their stories and how their personal experiences with debt have shaped their relationship with money and led them to what they are doing today, helping others. Today we are talking...

Going through a divorce as a stay at home parent makes finances even more difficult to manage-not impossible, but definitely difficult. As a stay at home parent several road blocks may stand in your way; no job, no income, and little credit history. It may take some time, but you will most likely go...

If you're anything like me, you've already forgotten about those New Year Resolutions you made in December. Yeah, those resolutions you really beat yourself up over to ensure that 2012 was going to be your year. The one in which you kicked butt and really turned your life around. After the first week...

We are often told to check our credit reports and for good reason. Credit reporting errors and identity theft are on the rise and knowing, as they say is half the battle. I see questions in our CareOne Community almost every day from members wanting to know how to obtain a copy of their credit report...

As I get ready to move again for the third time in three years I wonder if my decisions have put me in a better or worse situation? My life has been a rollercoaster over these three years; my first move was in with my soon to be husband, my second move was into a rental town home as I left aforementioned...

We understand getting out of debt is hard and we want to help you make the best choice for you. If you can no longer keep up with your credit card payments and a Debt Management Plan does not fit into your budget, debt settlement may be the right choice. Debt Settlement is a debt relief option for those...

Have you ever asked yourself this question? Most likely you haven’t, why would you? Debt is a four letter word no one likes to think about, let alone admit to. As a society, we are constantly trying to “Keep up with the Jones’s”, “Be the best we can be”, and unfortunately...

When it comes to debt we all have our limits...even the federal government. Credit cards make it easy for us to spend more than we have, after all you can always pay it back, right? We often get in over our heads and live beyond our means then end up drowning in debt we can't afford to pay back; just...

At one time or another we have all fallen into the lazy reading and understanding of a contract or agreement. Credit card offers are often the biggest culprit, as the terms and conditions are written in very, very small print and seem to be written just to confuse you. As responsible consumers, it is...

Are you struggling to pay your credit cards and your mortgage every month? Are you finding yourself having to choose which one is worse not to pay? You aren't alone. Many consumers are making tough choices about prioritizing bill payments. Interestingly, there is a shift towards more consumers making...

If you read the newspaper, watch the news, or check out any major web sites, it looks like our economic recovery is well on its way. People are spending again-buying homes and cars-and the unemployment rate is dropping slightly. It has taken two years, but perhaps our economy is beginning to gain steam...

I hated to look at my statements when I was behind on my credit cards. I hated seeing the amount I owed and the amount I was being charged in interest and the late fees. As depressing as it can be it is extremely important to read your credit card statements to make sure the billing is correct. Retailers...