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There is definitely a correlation between how you view money matters and the state of your financial situation. The psychology behind spending, saving and indebtedness hinges on more then just what immediately comes to mind when you are struggling with debt. Of course life plays a major role in our finances;...

I f you and I were engaging in small talk and I asked you, "What's on your money mind?" What would you say? Would your thoughts be different if you were on a couch at the psychiatrist's office and because your psychiatrist is bound by patient confidentiality and can't tell anyone, you say what's really...

FinCon 2012 starts tomorrow! For all of my fellow Personal Finance Bloggers attending the conference this is what we have been waiting for all year. We continue our shout out's to a few of our favorite personal finance bloggers, the real experts when it comes to personal finance. Their experience and...

When creating a budget, it's easy to get caught up in the mechanics of tracking every penny. However, creating a budget isn't just about categorizing your spending and making sure you don't go over the limit. There is a planning aspect as well. Your budget shouldn't just be an embodiment of your current...

We are talking to financial experts about their experiences with debt. These experts have been in your shoes and are sharing their stories and how their personal experiences with debt have shaped their relationship with money and led them to what they are doing today, helping others. Today we are talking...

I read an article this week, How The '90s Set Us Up to Fail Financially written by @add_vodka ; after I finished laughing hysterically and came to the realization that I "grew up" in the 80's I sat back and reflected on the environment I grew up in. The author's question, "How did your decade set you...

As we get ready to celebrate moms everywhere this mothers day, I have been reflecting on all the things my mom has taught me, and in turn all the things I am teaching my son. I've often heard people say that being a mom is the hardest job you'll ever love. I agree whole heartedly. I never appreciated...

Summer is right around the corner, are you ready? For me the summer months are more expensive; vacations, summer camp for my son, and tons of birthdays. I try to budget year round for the added summer month expenses, but sometimes still find myself coming up short. Summertime fun doesn't have to be a...

If you are already enrolled in a debt consolidation , credit counseling, or debt settlement plan, congratulations-you are already working on one of our 5 keys to mastering personal finance! April is Financial Literacy month. As a leading Provider of Debt Relief Services, we are committed to providing...

When your finances are unorganized, it's easy to lose track of bills, as well as forget about that $10 you spent on lunch the other day. Additionally, poor financial organization can make it difficult for you to reference past expenses, or find the documentation you need come tax time. Organizing your...

April is Financial Literacy Month and there is no better time than right now to get your finances in order and take a few moments to educate yourself and those close to you about personal finance. Since personal finance is well, personal sometimes it is difficult for us to look past what others may think...

It's laughably easy to set lofty financial goals in an attempt to improve your situation. Whether it's paying off debt, boosting the emergency fund, or maxing out the tax-advantaged retirement account, setting goals is the easy part. It might even be easy to start on the right path, keeping up with your...

Even the best of financial experts have financial dilemmas from time to time. These dilemmas may involve debt accrued out of their control, unexpected life challenges, or the most creative way to save their hard earned dollars. No one has all the answers to every financial question and we could all benefit...

In an effort to bring you different perspectives on personal finance topics that are important to you, we have begun working with some of the best personal finance bloggers around the web! You may have noticed that there are some new faces on our Straight Talk blog: Brad- Enemy of Debt Personal Finance...

So, two different episodes came into play last month at work and they both had to do with how much money is my checking account. Okay, not really, but that's how I portrayed it in my head, because in my world it is all about me. After all, if you don't put you first, no one else will. Ahem, moving along...

As an adult with attention deficit-hyperactivity disorder (ADHD), I have a long history of starting a project and then failing to see it to fruition. This has happened in my quest to get fit, to be more organized and with my finances. I have set up a number of ways to track my spending so that I could...

When it comes to finances, one of the most difficult things to do is to say no. Whether you are saying no to yourself, or saying no to someone else, it can be hard to exercise the discipline needed to say no. But, sometimes, it's necessary. Saying No to Yourself One of the toughest things to do is to...

One of the keys to success in getting out of debt is staying disciplined. Just like with losing weight, it's important to say committed to the plan you're on. Without that commitment and discipline, it's easy to derail. But with temptations all around us, how can we stick to our plan? It's easier than...

Yesterday I wrote a guest post @EnemyofDebt entitled, The Lost Subject: Personal Finance . The post brings to light the fact that personal finance education is still not being taught in most schools or at home. As a society we can continue to place blame, but who is really suffering? The unfortunate...

So many people are intimidated by the concept of managing their money. It almost seems as if the very idea that we can be in control of our money is just a made up fairytale that only a few get lucky enough to take advantage of. Many believe that wealth is out of their reach and only something the top...