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As we get ready to celebrate moms everywhere this mothers day, I have been reflecting on all the things my mom has taught me, and in turn all the things I am teaching my son. I've often heard people say that being a mom is the hardest job you'll ever love. I agree whole heartedly. I never appreciated...

Going through a divorce as a stay at home parent makes finances even more difficult to manage-not impossible, but definitely difficult. As a stay at home parent several road blocks may stand in your way; no job, no income, and little credit history. It may take some time, but you will most likely go...

Summer is right around the corner, are you ready? For me the summer months are more expensive; vacations, summer camp for my son, and tons of birthdays. I try to budget year round for the added summer month expenses, but sometimes still find myself coming up short. Summertime fun doesn't have to be a...

April is Financial Literacy Month and there is no better time than right now to get your finances in order and take a few moments to educate yourself and those close to you about personal finance. Since personal finance is well, personal sometimes it is difficult for us to look past what others may think...

What do you do to make life on a budget more enjoyable, easier, and just plain better? How do you manage fun and your money at the same time? Enter our monthly Share the Wealth contest, and tell us your solution to some of life's challenges. Each month, we'll post a new question and look for your innovative...

This past Tuesday, Jeff Rose of Good Financial Cents launched the #RothIRAMovement. Why is this important to all of you and why should you be concerned? Because the average American has little or no money set aside for retirement and that is a BIG problem. Many of you are probably saying to yourselves...

Even the best of financial experts have financial dilemmas from time to time. These dilemmas may involve debt accrued out of their control, unexpected life challenges, or the most creative way to save their hard earned dollars. No one has all the answers to every financial question and we could all benefit...

In an effort to bring you different perspectives on personal finance topics that are important to you, we have begun working with some of the best personal finance bloggers around the web! You may have noticed that there are some new faces on our Straight Talk blog: Brad- Enemy of Debt Personal Finance...

What do you do to make life on a budget more enjoyable, easier, and just plain better? How do you manage fun and your money at the same time? Enter our monthly Share the Wealth contest, and tell us your solution to some of life's challenges. Each month, we'll post a new question and look for your innovative...

Yesterday marked the start of month three in 2012. Many of you most likely made resolutions to get out of debt, save money, or boost your income at the start of the year. How are you doing so far? I have to be honest I have already had a few setbacks, and failures but, I am not going to let them stop...

Yesterday I wrote a guest post @EnemyofDebt entitled, The Lost Subject: Personal Finance . The post brings to light the fact that personal finance education is still not being taught in most schools or at home. As a society we can continue to place blame, but who is really suffering? The unfortunate...

What do you do to make life on a budget more enjoyable, easier, and just plain better? How do you manage fun and your money at the same time? Enter our monthly Share the Wealth contest, and tell us your solution to some of life's challenges. Each month, we'll post a new question and look for your innovative...

Every morning when I wake up I am blessed with the freedom of choice; coffee or tea, oatmeal or eggs, and yes even the choice to spend or save. We are all faced with choices each and every day on everything from breakfast to our finances and making the "right" choices is not always an easy task (I really...

Every time I think about my personal financial situation I look back to the way I was raised and say to myself, "How did I ever get into the financial messes I have been in, my parents never seemed to have these troubles?" I often wonder how my parents survived, raised us kids, sent us to college and...

Actions speak louder than words and when it comes to your finances after a divorce or other life altering event, and your thoughts towards money may affect your financial future. Our subconscious thoughts about money may be affected by the divorce; and how you bounce back post divorce with your finances...

Happy New Year everyone! This is the first Straight Talk on Debt Post for 2012 and it is dedicated to giving you information to support your financial success this year. For those of you reading for the first time this post is a roundup of articles from personal finance bloggers that share their first...

The countdown to December 25 th is on...it's less than 10 days away! For many this holiday season will be no different than the last; dozens of gifts under the tree, stellar light displays, and party trays piled high enough to fill an army. For others this year might be different... in a good way. Tough...

The holiday's are here and with them come the three S's; stress, spending, and splurging. For those of us running a tight financial ship these three S's can sabotage our year end bottom line and leave us in a precarious position come January. You can see how the average American behaves with an infographic...

What do you do to make life on a budget more enjoyable, easier, and just plain better? How do you manage fun and your money at the same time? Enter our monthly Share the Wealth contest, and tell us your solution to some of life's challenges-your answer could win you a $250 gift card! Each month, we'll...

The holidays are here and with them come a constant state of stress and financial strain for many. If you are in debt or struggling financially adding the added expenses that accompany the holidays can make things worse if you are not careful. This week I am sharing posts about financial triumphs and...