One of the best ways to improve your finances is to take charge of your earnings, cultivating additional income sources. However, in order to find a way to make more money, you are going to have to show some resourcefulness.  Think about your abilities and talents, and consider that someone might be willing to pay you for what you know how to do - and even for what you know. 

Is it time to inject some creativity into your closest relationships? Even the strongest connections -- with friends, family, a spouse -- can get stale at times. It's too easy for us to take our loved ones for granted, or to think that we know everything there is to be known about them.

Suzanne is experimenting with popular savings tips.

Recently, I decided to "treat myself" to a much needed bedroom set. I have not had an actual set in many years due to several state moves and wanting to start over in every area on my life. So after much debate and deliberation I knew it was time to make the purchase.

Our employees are sharing their stories about how they have struggled with debt.

When it comes to personal finance my mom has taught me that you should never spend more than you have, thus using credit cards for "wants" is just not acceptable.

Meet our latest Community Member Spotlight, Philip.

Not only have I been personally affected by debt but so has my family. My wife and I spent the first years of our marriage living the "American Dream". That dream was bought and paid for using debt. We had credit cards, student loans, car payments, and a bloated sub-prime mortgage payment coupled with a financial mindset that said we were doing everything right.

Now this may seem silly to many of you already living on a budget. Believe me when I tell you that I don't have the room for these kinds of purchases either, yet it does not prevent me from making them. I live with a lot of shopping regret because I have very poor impulse control. Frankly, I am a little frustrated with myself over my weakness when shopping, so I was pretty excited about this test.

Avoiding boredom will keep you mentally focused on your training, and it could prevent you from training too hard in any one mode. You want to keep mixing it up so that your body can continue to recover and your fitness will continue to improve.

Going through a divorce as a stay at home parent makes finances even more difficult to manage-not impossible, but definitely difficult.

My motto is: You can afford anything. You just can't afford everything. My blog is about ruthlessly cutting back on things that aren't important so that you have the freedom to spend lavishly on the things that matter most.

We are placing the spotlight on some of the familiar members you see engaging in the Community.

I must start out by saying that some of you are going to feel as if I have lost my mind, and the rest of you are just going to be shocked completely about what I am about to say. Not because it doesn't make sense, but because it is coming from ME.

I try to budget year round for the added summer month expenses, but sometimes still find myself coming up short.

The difference I made for this particular experiment was to make my lunches versus bringing a frozen meal for my lunch. That meant I had to expand my meal planning for the week to include lunches. This also included my weekend lunch plans...another hurdle to jump as I like to indulge a bit over the weekend and rarely feel like making lunch.

Share the Wealth and win today!

If you're feeling lacklustre in the creativity department, here are 17 ways to give it a boost.

The verdict; we won't get rid of cable right now (we are weak), but we proved we can indeed live without it.

As we wind down Financial Literacy month we feel it is only fitting to address the financial education of our children. There is an ongoing debate about if financial education belongs in the classroom or in the home. We feel a combination of the two would be great!

My blog is about balancing my life, money and career. Lots of experts will tell you to separate your business life from your personal life. But I love my job and like many people, my business IS my life. I'm on a journey to make cents of it all. To use money to fund my dreams instead of debt.

We want you to be successful and meet your financial and debt-related goals, so we have put together four quick and easy steps you can take today to help you become more organized with your finances.

My next call was to the cable company. I made sure the phone service was discontinued, reduced my internet speed, and accepted a special offer for the movie channels. I reduced my monthly bill by over $60.

We all want to be successful when it comes to our finances; but sometimes the path to success is just not that easy. We become overwhelmed with debt, forget to save for our future or spend without thinking about the consequences.

It's always a good idea to have a back-up plan, especially when it comes to money, because emergencies happen, and you need a good back-up plan for how you'll manage them. For example, someone may become injured and need costly treatment, or someone may lose a job. When you have debt, however, emergencies can make an already tough financial situation even harder if you fail to plan for them.