One of the major obstacles to co-habitation without matrimony is the legal implications of assets and liabilities acquired during your time together as a couple, should the relationship come to a screeching halt.
Vonnie wanted to host a holiday family gathering for her side of the family, as there hasn't been one for a number of years. Even with asking those attending to contribute supplies, we knew we would have to conserve our discretionary funds for the preceding weeks to pull off a gathering of that magnitude.
What does time have to do with your finances? Well, time is far more precious than money, because it really is what your LIFE is made of. And if you learn to steward your time well, it's much easier to steward your money.
Sometimes planning isn't all it's cut out to be. Then again, floating directionless through life in the name of being flexible seems a little pointless. Where is the sweet spot?
With a few swipes and clicks of the mouse the balance of our savings account decreased, and the checking account balance increased.
There's something special about writing down your goals and then seeing them, day after day, in your own handwriting. It galvanizes you. Better, it reinforces the kind of accountability you need if you're really going to change the way you do things.
CareOne is a Three-Star Sponsor of the 2012 Military Bowl and also donated 150 tickets to today's game to active-duty servicemembers as part of that sponsorship.
CareOne is placing the spotlight on some of our customers who faced unique financial challenges as a result of their military service.
I'm one week into my new debt-free life and it's so much better than I ever thought it would be.
As parents we play a pivotal role in educating our children about personal finance as the educational system is still taking a very “hands off” approach. One of the biggest ways a child learns is by watching you and your actions towards money.
CareOne has been helping military families pay off their debt since it began. We are placing the spotlight on some of our customers who faced unique financial challenges as a result of their military service.
However, no matter how good I would feel about it, something would set me back. Most of the time it would be a temporary setback, but there were a couple of times that it meant more than just a few months of struggling.
CareOne has been helping military families pay off their debt since it began. We are placing the spotlight on some of our customers who faced unique financial challenges as a result of their military service
This is the time of year that we often associate with planning for the future. We make financial resolutions, and vow that this year will be different. Instead of just sticking with making promises to yourself, though, really think about what you want your future to look like. Then, make financial plans based on those goals and values.
I have committed to NOT use my savings for this, so I will need to be almost hyper-vigilant to tuck money away. After experiencing almost constant terror of something unforeseen happening and having no savings, I have become quite dedicated to the idea of saving money and leaving it alone.
As part of the company's Three-Star Sponsorship of the 2012 Military Bowl, 150 tickets will be donated to active-duty servicemembers on CareOne's behalf. In addition, CareOne will make a significant in-game presentation to a military family.
By planning our spending ahead of time, putting cash into envelopes, and using only that cash for our purchases, we have been able to string together the most consistent and successful budget months ever.
As part of the company's Three-Star Sponsorship of the 2012 Military Bowl, 150 tickets will be donated to active-duty servicemembers on CareOne's behalf.
It can be hard to change gears when you've been doing something one way for a long time. So recruit help, set up reminders, and structure your environment in ways that ease that process. Here are several suggestions to get you started.
Impulse buying had a great deal to do with my credit card habit. Haven't you thought, "I'll put whatever on my credit card and pay for it next month?" It's a slippery slope, and I slid all the way to the bottom before I realized that this just couldn't go on any longer. That's when CareOne came into my life and started putting me back on the right financial track, one month at a time.
Your budget must be flexible and able to stretch and contract based on your personal circumstances. Let's face it, life does not follow any rules, so building a budget that is ready for a few surprises seems like a solid plan.
I like to remember when times seemed to be easier and more carefree, but I also like to be realistic about when things have not been so great and mistakes were made.
In hindsight, I can see that the first year of my "debt repayment program" wasn't debt repayment at all. It was more like debt shuffling.
In addition to the blogs, be sure to check out the new CareOne Groups:
Are you finally out on your own and figuring out how to balance your finances? If so, this is the group for you. In Starting Out, you can talk about the challenges you are dealing with in a group of like-minded people.
Do you feel like you are finally understanding what being a "grown-up" is all about and are settling into your adult life? If so, this is the group for you. In Settling In you can connect with others who are just like you.
Struggling to balance all that an established lifestyle has to offer? The balancing it all group is for you. Discuss the challenges you face when your responsibilities at work, at home and with family and friends all compete for your attention.
Are you currently retired or planning on retiring very soon? If so, this is the group for you. Times have changed and so has retirement. Learn how others are redefining retirement.