Divorce. It is not something you plan for or expect to have happen as you stand at the preverbal alter and pledge your life to someone, but sometimes it just does. As I write this my second divorce is in the works, just eight months in. It certainly never thought I would be here 8 months ago, but sometimes life throws you an unexpected curve ball and the only choice is to rise above the situation and do what needs to be done.   

For those of you not familiar with my story let me get you up to speed. I got married last October to a man I thought (like most of us do when we get married) I would spend the rest of my life with-happily ever after. Our new blended family was comprised of my husband and myself and our respective, 7 year old boys from our previous marriages; everything just fell into place after our whirlwind romance; I moved into his house, we rented mine, and were or so I thought blissfully in love. 

I began sharing my story under Blended Finances writing about the challenges, emotional and financial, frugal tips as my family grew from two to four causing our grocery bill to sky rocket, and ways to mingle money. The first few months were definitely an adjustment in many ways for my son and I, but we were happy and looking forward to our new life with my husband and his son. 

Unfortunately, the bliss didn't last. Many issues have surmounted since our wedding day that we did everything to work through and move forward. But sometimes when the curve ball continues to come you find it is best to step out of the way. That is the choice I made, while a difficult one, it was best for my son and I to go back to being a two-some.   

It may sound cliché but I truly believe all things happen for a reason, and in August I will be back to my home which I had previously rented  and my son and I will begin the next phase of our journey. In the meantime, I made a choice to move back in with my parents. After all, they are the people who love me most, never judge, and stand behind me guns a blazing to defend me, even when I am wrong. 

This was a difficult choice, I haven't lived at home since I graduated high school at 17; so for me, this is hard. I have a lot of pride for being able to take care of myself and my son on my own and have done a pretty good job. But the reality is that living at home gives me two months to save money, get my thoughts together, and put my finances in order. 

Divorce is not easy emotionally, but it can really take a toll on your finances. I have made some poor financial decisions and some good ones and I am in a position that I feel I will be able to land on my feet if I am smart about what comes next. I have lost my emergency fund, went from being debt fee to having $1000 in credit card debt, and will be facing the expense of going through a divorce. 

So where does that leave us? I am going to continue to share my life, finances, and stories with you, just as a twice divorced, unblended, single mom. It's not going to be easy, but I am strong, independent, and can always find the best in every situation...so continue to laugh or cry with me as we move forward one day at a time!

Suzanne Cramer

Suzanne is a certified credit counselor working in our Ask the Expert forums as a coach and a Social Media Specialist for CareOne. Suzanne writes for our Blended Finances and A Straight Talk on Debt blogs.  As a soon to be divorced single mom, Suzanne also writes for the Divorce, Debt, and Finances blog. Ask her questions, share your story or just follow Suzanne on her journey as she navigates dealing with divorce, debt, and finances.

Suzanne is also very active on Twitter and manages two CareOne accounts: ADivorcedMom and Ask CareOne where she shares the latest debt industry news and tips to keep your finances in check.