Divorce, Debt, and Finances

Tips, Struggles and Successes navigating Divorce, Debt and Finances

Look at the Big Picture and be Thankful

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It can be difficult to be thankful when your world is turned upside down. For many of us this year has been a difficult one, myself included. I'm not looking for pity, but over the course of a year I have been through a divorce and the diagnosis of Type 1 Diabetes for my Look at the Big Picture and be Thankfulson; and well the financial strife that goes along with these two major life changing events.

I have learned a lot about myself over the past year and as we approach the holidays I am fully prepared to be thankful for all that I have and all that is to come.

Giving Thanks in All Situations

There are many things I am thankful for despite life's unexpected curveballs I've been through this year...

  • My son. Out of all of my accomplishments thus far in life this is the one I am most proud of. Despite all that my son has been through; a divorce, having to move and change schools, and his diagnosis he remains positive, inquisitive, and always has a smile. His strength and positive attitude have led him to be a stellar student, a force to be reckoned with on the wrestling mat and on the lacrosse field, and an inspiration to all of his friends. While I can't take full credit for all of his intellectual and personality traits I can take credit for raising him on my own for the past six years; and while challenging it has been the most amazing experience and has brought me joy every day.
  • My career. There is truly something to be said about waking up every morning and honestly being able to say, "I love what I do." Not everyone can say this and I can, for this I am truly grateful. My position enables me to combine all of the things I love to do and gives me the opportunity to learn something new each day. I have the ability to help people, be creative, share my knowledge, meet someone new each day (even if it is only online) and work with an amazing talented group of people.
  • My health. When I was younger I didn't realize the importance of good health. Today with rising health insurance costs and the hidden risks associated with poor health I know that I am lucky. A few years back I had to have two major surgeries over a two year time frame it was then that I realized just how thankful I am for good health.

Things Could Be Worse

My life is not easy and I am quite certain there are many of you that feel the same way. It's difficult to be thankful when you are struggling with things like unemployment, divorce, medical issues, and debt, but I am quite sure you are not alone. Members of our CareOne Community share their stories everyday and as they do I take a look at my life and realize just how thankful I am for the things I have been blessed with.

If you are struggling with debt, going through a divorce, have been diagnosed with a serious medical issue, or any of life's other twists it may seem like there is no end in sight and that things are hopeless, but guess what they're not!

You can do this, you can get out of debt, you can get on with your love life, you can handle medical issues; you just need a bended ear, a plan, and the courage to ask for help.

The holidays are just one of the times to reflect on what you are thankful for. I encourage you to take time out each day to be thankful for something. Maybe it's your morning cup of coffee, your co-worker that made you laugh, hearing your child's sweet little voice on the phone, whatever makes you stop a second and smile. I promise that you will instantly feel better despite what life throws your way.

So what are you thankful for?  

More From Divorce, Debt and Finances:

Healthy & Wealthy After Divorce 

The "Sticking" Budget

From Divorce' to Millionaire: Are You on Track?  


Suzanne Cramer 

Suzanne is a certified credit counselor and a Social Media Specialist for CareOne Debt Relief Services. Suzanne writes for Divorce, Debt and Finances and A Straight Talk on Debt. Follow Suzanne on Twitter @ADivorcedMom  and @AskCareOne where she shares her insights on divorce and managing your finances.


  • In many ways it has been a difficult year, but I am so blessed and thankful  for the wonderful family and friends that are in my life, the fact that I am halfway through my DMP, and countless other things.  I am looking forward to 2012, and the experiences that it will bring!

  • @T_Pizel  Looking at the glass as half full always helps--having people you care about to support you through life's tough times makes all the difference. Your CareOne family is behind you 110% and is rooting for you all the way--you are half way there!

  • Kudos to you for guiding your son through all this. I'm glad you are able to recognize the critical role you've played in that. I am thankful that I have a civil relationship with my ex that works, for two great, well-adjusted kids and for being able to make being a journalist work.

  • @MandyGuest  Thank you for sharing your thoughts of thankfullness! Being a divorced, single parent as you know has its challenges--I too am thankful that my ex and I are civil--even though he is not involved regularly.

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