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    As a certified credit counselor I hear from people everyday struggling with post-divorce debt and subsequently tarnished credit. Most people haven't the slightest idea where to find help or the answers they need regarding credit card debt and how it may affect their credit report following a divorce...
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    Guilty as charged-- there have been a few instances when I missed a credit card payment and all but went into cardiac arrest when I realized my default APR was activated, and now my interest rate was going to be 29%! Ouch! It could have been a costly mistake, but on all but one occasion my smooth talking...
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