Today couples face the reality of foreclosure, short sales and houses that sit for a year or more. What do they do? Lose their shirt and sell well under value, if at all? Or, continue to live with their soon to be ex spouse, potentially with children in tow until things look up? Tough call and a decision I was glad not to have to make.

It can be difficult to be thankful when your world is turned upside down. For many of us this year has been a difficult one, myself included.

So what does discipline have to do with finances? Being financially responsible is a skill all children need as they make their journey to adulthood. Unfortunately, many parents struggle themselves when it comes to applying discipline to their finances.

Breakups are often the catalyst for change; a new you and new goals for your future. Unfortunately, we often use every excuse in the book to keep us from reaching those goals. Now is the time to take a stand for you and resolve to be healthy, and wealthy.

Sticking to a budget takes work and sometimes we are to distraught, busy, or simply don't know how to stick to the budget we created.

Most people haven't the slightest idea where to find help or the answers they need regarding credit card debt and how it may affect their credit report following a divorce.

For those of us who are going through or have been through a divorce with kids in tow, this can be a tough time of year

Changing your name marks a new beginning or a return to the former you; it may not only make you feel better, it may give you a much needed fresh start.

Desperate times call for desperate measures--like living with your ex because you can't afford not to. Today's economy has taken its toll on the best of us, leaving some couples unable to physically separate for financial reasons. So how do you make it work?

I've read so many articles and statistics about how parental discord and separation affects a child. To me, the news was not good.  

If you have been through or are going through a divorce, have you used money as a weapon or pawn to gain your child’s love? Has your ex done this to you?

As you start your new life as a single you want to have a clean slate, emotionally and financially. Hopefully your divorce settlement left you with enough funds and assets to establish a home for yourself and your children, if they are still living with you.

You have a divorce agreement, it clearly states you are responsible for three of your joint credit card accounts and your ex is responsible for the other three, case closed, right?

Many things will be changing with your finances as you go through your divorce and for years to come. To better prepare yourself for your future it's important to take steps to save for retirement, emergencies, and goals you may have. Saving is an intricate piece of your financial puzzle and needs to be re-evaluated post divorce.

If you are preparing for divorce, determining a pre-divorce budget is essential.

When it comes to getting a divorce many of us have regrets not necessarily about the divorce but, the financial decisions we make in anger or haste to just get it all over with.

After spending years with someone else, parts of your life become entwined with your significant other-- finances, belongings, and children, not to mention you're self.

April15^th is closer than you think and soon it will be time to prepare your taxes for 2010. If you separated from your spouse, or filed for or finalized your divorce there are a few things you need to be aware of when it comes time to file your taxes.

If you are seeking legal help, your attorney will most likely request this information; if you are going it alone, you definitely want to be prepared for negotiation.

With so many things to think about as you go through a divorce, insurance policies may slip your mind. This is one detail you won't want to miss, as it could cost you and potentially your kids.

As I begin the journey through my second divorce, I find myself older and wiser than the first time around. I am doing considerably more research, including knowing my options when it comes to the proceedings.

No one said it was going to be easy financially after a divorce, and by now you may be figuring out that it's downright difficult!

Deal with these details now so you can make a clean break and save yourself financial headaches down the road.

Divorce. It is not something you plan for or expect to have happen as you stand at the preverbal alter and pledge your life to someone, but sometimes it just does.

As I begin the tedious process of filing for divorce, finding a good divorce lawyer ranks up there with the same importance as obtaining childcare or finding a good mechanic-- you don't want just anyone, you want someone you can trust!