Single and Settling In

Single life has its own unique challenges, personally and financially. Hear how these bloggers are making the single life work for them.
  • Single and Settling In

    The Stress of Debt

    • 5 Comments

    On my weekends I use to catch up on bills and organize my life - that's no fun!  That's just stress. 

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  • Single and Settling In

    I Had No Idea That Was Out There....

    • 0 Comments

    Debt, unemployment, and struggling financially don't have stereotypes - it is each one of us and it is important that we know about the resources that are out there that we can take advantage of. 

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  • Single and Settling In

    Don’t Be Afraid Of the DMP

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    I was very scared and nervous two and a half years ago when I first came across CareOne and the options available to me: the Debt Management Plan (DMP), Debt Consolidation, Debt Settlement Plan (DSP), or Bankruptcy

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  • Single and Settling In

    Battling Procrastination During the Holidays

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    What I've learned is that procrastination will cost you money. Healthy budgeting comes from good decisions.

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  • Single and Settling In

    Holiday Traditions

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    The fact that I am about to write a bit on the holiday season is so NOT me.  I am not a holiday person and to talk about it this far in advance seems crazy, yet, not so crazy when you want your holidays to run smoothly and stress free. 

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  • Single and Settling In

    Legally Married...Now What?

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    Sure, talking about money is not what every newly-engaged couple wants to discuss, but if you don't know everything there is to know about your partner, you can get yourself into more trouble.   

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  • Single and Settling In

    I Will Not Buy Stupid Clothes

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    Once I took a step back I could identify some ways to be smarter about outfitting my wardrobe.

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  • Single and Settling In

    One down….Two to go (Weddings that is!)

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    As our guest list grew and our different obligations surfaced, we changed things up a bit.  We did not want to spend a lot of money on this affair, but we also did not want to shift any of the expense to our family or friends. 

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  • Single and Settling In

    Never Hurts To Ask

    • 1 Comments

     I had no choice but to pick up the phone and start to make some phone calls, but not to who you might expect. 

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  • Single and Settling In

    Can I Really Do That Myself?

    • 1 Comments

    Slowly but surely, things are falling by the wayside; and some luxuries that just don't make sense anymore, are still necessary.  Specifically, I am referring to hair cuts.

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  • Single and Settling In

    Seasons Change...How Are You Adjusting?

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    If you're in a bad situation, don't worry it'll change. If you're in a good situation, don't worry it'll change. ~John A. Simone, Sr.   

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  • Single and Settling In

    What Ghandi has to do With Debt Management

    • 0 Comments

    I know in the big picture my burden is loads lighter in terms of total debt, but I still have a long road ahead of me. It's not that I'm sad or angry or even pessimistic; what I'm feeling sometimes, I guess I would call... financial fatigue.

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  • Single and Settling In

    Financial Tricks and Treats

    • 1 Comments

    Halloween is my favorite holiday;I just get to put on stupid clothes and go to parties and gorge myself with Reese's Peanut Butter Cups. What's not to love?

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  • Single and Settling In

    It is Right around the Corner

    • 0 Comments

    I can't believe I am getting ready to ask this.....Are you ready for Christmas?  I know, I know, no one ever wants to think about the stress of the holidays before fall is even here, but they always sneak up on us and I am here to remind you: start early. 

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  • Single and Settling In

    Gas, Electric and Water...Oh My!

    • 2 Comments

    Okay, so these are not exactly lions, tigers, and bears....but, if you don't pay attention to them, they could be!  Growing up, I never understood why my father was constantly telling us to, "turn off the lights" when you leave a room, "put a sweater on" if we were cold or, "turn the water off" while brushing your teeth.

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  • Single and Settling In

    Hibernation Preparation

    • 0 Comments

    Autumn is my favorite time of year. I love Halloween, spiced cider, comfy sweatshirts, and crisp, sunny days. Really, there's only one thing about fall that I find objectionable and that is that it leads into winter!

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  • Single and Settling In

    Some Good News....Finally!

    • 0 Comments

    Do you feel like you have had nothing but bad news since you began focusing on your debt and how to get out of it?  I know I have.  Can't seem to catch a break.  It seems that no matter how hard you try, something pulls you back behind. 

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  • Single and Settling In

    I am so over OVERDRAFT fees!

    • 3 Comments

    These wonderful little fees have become my worst nightmare.  When I was using credit cards, I never dealt with these fees because if my account got low, I charged! 

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  • Single and Settling In

    Don't Fall Prey to Store Displays

    • 0 Comments

    The year was 1990 and I was just about to start junior high. Eighth grade was a year of utmost Store social importance, as students from the district's two middle schools merged for the first time in the labyrinthine halls of the junior high campus.

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  • Single and Settling In

    Even we have to prepare for Back-to-School

    • 0 Comments

    Let's face it.  Even if you don't have kids, the concept of "back-to-school" hits all of us.  The idea of summer for everyone is a time to be a little more carefree than the rest of the year. 

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  • Single and Settling In

    What's in your pantry?

    • 1 Comments

    There has been one thing that has remained consistent over the 2 years that I have been on my DMP...I cannot figure out how to spend less on food. 

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  • Single and Settling In

    City Girl meets Farmer's Market

    • 0 Comments

    Folks, if you are lucky enough to have a farmer's market nearby, please do visit it soon and often. You'll eat better, you'll save a bunch of money, and best of all, you'll be supporting local farmers and growers. As the saying goes: Think global, act local! 

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  • Single and Settling In

    Don't lose out on summer fun

    • 0 Comments

    How many times do we say, "If I just had 1 more hour..." or "I would be able to get so much more done, if I just had another day..."  Let's think about it though. Would we really, or is it just an excuse? 

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  • Single and Settling In

    Who has the time....or the money?

    • 1 Comments

    I was recently invited to a "Memory Keeping Party." 

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  • Single and Settling In

    The Quote Book

    • 0 Comments

    Summertime! That means vacation and fun and friends and amusements parks and picnics and lots and lots of things you want to remember! If you're like me, you're faced with the dilemma of being an artistically-challenged memory packrat.

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In addition to the blogs, be sure to check out the new CareOne Groups:

Starting Out

Are you finally out on your own and figuring out how to balance your finances? If so, this is the group for you. In Starting Out, you can talk about the challenges you are dealing with in a group of like-minded people.

Settling In

Do you feel like you are finally understanding what being a "grown-up" is all about and are settling into your adult life? If so, this is the group for you. In Settling In you can connect with others who are just like you.

Balancing It All

Struggling to balance all that an established lifestyle has to offer? The balancing it all group is for you. Discuss the challenges you face when your responsibilities at work, at home and with family and friends all compete for your attention.

The New Retirement

Are you currently retired or planning on retiring very soon? If so, this is the group for you. Times have changed and so has retirement. Learn how others are redefining retirement.