Blogs

Starting Out

Are you finally out on your own and figuring out how to balance your finances? If so, this is the group for you. In Starting Out, you can talk about the challenges you are dealing with in a group of like-minded people.
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In College and Starting Out In college and just starting out as young adults, read along as these bloggers face a new stage and increased responsibility. 100
Just Graduated and Starting Out Just graduated and starting out bloggers examine life after school. Read along as they manage their debt and expenses, while trying to make a living. 127
Married and Starting Out Married and starting out features newly married couples sharing their experience as they combine finances, lifestyle and in-laws. 38
  • In College and Starting Out

    Benefits of Internships

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    Michelle Reed speaks about the many benefits of internships. Michelle will explore not only why internships are so important for the work experience, but also how you can leverage the networking opportunities for future employment.
  • Just Graduated and Starting Out

    A Recent Graduate... In Debt

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    I would like to introduce myself - My name is Mary Stolarik and I'm a recent college graduate, and I'm in debt. 

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  • In College and Starting Out

    Choosing the Right Bank for College Students

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    Many students go away to college and have to adapt to all of their new surroundings.  They must find a place to live, work, and cash all of those paychecks.  It's common that your hometown bank is not close to campus; forcing you to find a new bank.  Most large universities are surrounded by several different banks, all offering different incentives to college students. 

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  • In College and Starting Out

    Consolidating While in College

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    With all the worries of school and work on a college students mind - there is little time to think about their finances.  Understandably, it's hard to think about money when you have a twenty page paper due and exams, but you have to make your finances a priority!   

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  • In College and Starting Out

    Starting the Spring Semester with Savings

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    Starting the spring semester in college can be exciting.  It signifies that summer break and/or graduation is near.  Though, spring semester is usually a college student's favorite semester, there are some downsides.   

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  • In College and Starting Out

    A Financial Resolution

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    Every year I make some sort of New Year's resolution that I hope will better my life.  For example, I claim that I will stop eating too many sweets, or that I will only have fast food once a month, or maybe I'll quit procrastinating.  These are all very good resolutions, but I never seem to follow through -- because I know deep down that these claims have no real lasting effect on my life - unless the fast food and sweets cause me to develop high cholesterol! 

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  • In College and Starting Out

    Frugal Gift Giving Tips for College Students

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    Our new college credit blogger Michelle walks you through frugal gift ideas for her family and friends.  The pressure to give holiday gifts has given her the inspiration to make good use of her resources and talents on a shoestring budget.

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  • In College and Starting Out

    Avoid Credit Cards During The Holidays!

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    Holidays are an expensive time of year and a very stressful time for college students, because let's face it, they're notorious for not having a lot of money.  There are ways for college students to save for the holidays, such as taking advantage of sales and saving money, but there is something they should avoid - credit cards. 

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  • In College and Starting Out

    Holiday Gifts on a Budget

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    The holidays are just around the corner, but for some college students, tight budgets will make the season a little less "merry." During my first year in college, I dreaded buying holiday gifts, because I knew my 12 hour per week income from the toy store wasn't going to cut it. The next year, I began to change my shopping habits. 

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  • In College and Starting Out

    Transferring Colleges

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    When I decided to go to college, I made the choice of starting at a community college for the first two years. There are many reasons people transfer colleges.  In most cases, students are transferring to a four year school upon completion of community college.

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  • In College and Starting Out

    Declaring a Bachelor of Arts or a Bachelor of Science Degree

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    When starting college, I wasn't sure what path to follow or what major to declare; it took me a few years until I decided on the perfect major for me.  When I declared my major, I also had to choose between a Bachelor of Arts and a Bachelor of Science degree.  This entire process can be confusing and stressful.   

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  • In College and Starting Out

    H1N1 and College Students

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    When I was in college, the last thing on my mind was my health.  My thoughts were filled with classes, exams, papers, and work.  Everything else just seemed more important than a stuffy nose.  It's no myth that college students are too busy to worry about their health.  A runny nose or cough can seem like no reason to miss a class or a weekend football game, but with the H1N1 flu epidemic, that may be the best reason to stay home.

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  • In College and Starting Out

    Cheap Ways to Relax During Mid-Term & Finals Week

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    Mid-term and finals week were always the most stressful time for me in college. Not only did I have exams, but papers and projects to finish as well. Though these times were stressful, I still found ways to relax on a budget.

     

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  • In College and Starting Out

    Joining “Clubs” in College

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    Being a member of any sort of college organization is a great move. Whether it's an honor society, sorority/fraternity, SGA, etc., joining these organizations are a great way to meet new people, make friends, enhance your resume, and build skills. Joining a "club" or two demonstrates that you are well-rounded and active in your community. Having these skills and activities listed on your resume may help you land your first job!

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  • In College and Starting Out

    Fun and Frugal Fall Activities for College Students

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    A new semester has just begun; before you know it mid-term exams and projects are due. Fall semester is a very stressful time for college students; to alleviate stress, there are many fun and frugal fall activities to enjoy.

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  • In College and Starting Out

    Choosing a Major That’s Right for You

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    When I graduated from high school, I thought deciding where I wanted to attend college was going to be difficult then I looked at the list of possible majors; my eyes went crossed!  There are so many majors to choose from your opportunities are endless. Knowing where to find help, who to talk to, and what to research will make the process easier.  The blog, "Choosing a Major that's Right for You," uses personal experience to give advice on how to go about choosing a major that fits you and your future goals.

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  • In College and Starting Out

    Commuting – A Good Way to Save?

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    I attended college for five years - two years at a community college and three more at a university.  Both campuses were about 20 minutes away from my home - not a bad commute.  I didn't have a choice of staying on campus at the community college, but I did at the university.  I needed to make a tough decision when I transferred, whether it was cheaper to stay on campus or commute.

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  • In College and Starting Out

    Job Searching on the Web

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    As a recent college graduate I have been embarking on the journey to find a job. I have used job search sites to try and find a position and have found that many are returning ads and useless results. This frustration has led me to find some other avenues for my job search. In this post I highlight some of my lessons and I hope that you will share yours as we all try to find jobs in a very different economy than when we started school.

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  • In College and Starting Out

    Master’s Degrees’ – Are they Worth the Time and Money?

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    Since I've graduated from college I've been having a hard time finding a job. And, a lot of post grads are in my same situation, leading me to the idea of going back to school to get my master's degree.Mainly to possibly make myself more marketable in my career field, but also because I wouldn't have to start paying back my student loans, as well as freezing up some extra time to prepare myself for the professional world.

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  • In College and Starting Out

    Debt Free U - All In One Resource for Young Consumers

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    I graduated from college four months ago and getting my financial situation together has been tough.  I've been looking for a job and preparing myself to start paying on my student loans.  This can be overwhelming, but I found a website that helped me put my financial future into perspective.  The website is called, Debt Free U, and it has a wide range of tools and resources to help me learn how to handle my finances.  It's perfect for any college or post college student that needs help with their financial situation.

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  • In College and Starting Out

    Back to School Money Saving Tips

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    Saving money on school supplies can alleviate a lot of stress when starting back to school.  When I was a freshman I was already stressed to be starting college, but my stress was doubled when I realized the costs of supplies. Use these tips to help you get bargains on your back to school supplies.

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  • In College and Starting Out

    Student Loans - Waiting in Grace

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    I recently graduated from college and am anxiously awaiting the month of October when I will begin to receive letters, e-mails, and phone calls about consolidating my student loans. Until then, I will be counting down the days when my grace period will end. When that happens, I certainly need to be prepared.

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  • In College and Starting Out

    Credit Cards Can Be a Dangerous Option for College Students

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    Even though everyone was telling me that this was a dangerous decision, I applied for a credit card and was approved with a limit of $500. I told myself that I was only going to use the card for emergencies and to build up my credit – but I soon found out that I had no will-power. I was 18 years old with $500 to spend – not understanding the full realization that someday I’d have to pay it back. Without a second thought, I was soon in debt and things only got worse from there. With Christmas around the corner, I found myself approved for yet another credit card, but this time it was a whopping $2,000. How could I resist? Knowing I needed money to buy gifts – I thought this would be a good way to do just that. Soon after, I got a clothing store credit card with a very low credit limit. Needless to say I spent that right away. ...
  • In College and Starting Out

    Used Textbooks Are the Way To Save

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    I loved college. It was one of the best experiences I’ve had in my young life. Even though I enjoyed college, there was one aspect I loathed – textbooks. College textbooks are a substantial part of what makes college expensive – especially if you are a science or math major (science textbooks can cost over $200 when bought new in a campus bookstore). ...
  • In College and Starting Out

    Eating Cheaply Yet Healthy While in College

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    Eating healthy in college is extremely difficult since so many college students have trouble managing their time. Between classes, papers, exams, activities, work, and lack of money, it’s very difficult to find time to sit down and have a proper meal. Unlike some college students, I did not gain the “freshman fifteen.” I was lucky, because I understand the “freshman fifteen” is no myth. In fact, my freshman year, I barely ate at all. I couldn’t find the time or money. And, when I had the time, I chose to sleep instead – yet another bad idea. ...
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