Blogs

Starting Out

Are you finally out on your own and figuring out how to balance your finances? If so, this is the group for you. In Starting Out, you can talk about the challenges you are dealing with in a group of like-minded people.
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In College and Starting Out In college and just starting out as young adults, read along as these bloggers face a new stage and increased responsibility. 100
Just Graduated and Starting Out Just graduated and starting out bloggers examine life after school. Read along as they manage their debt and expenses, while trying to make a living. 127
Married and Starting Out Married and starting out features newly married couples sharing their experience as they combine finances, lifestyle and in-laws. 38
  • In College and Starting Out

    Half-Priced College Degree

    • 3 Comments
    After I graduated from high school, I wasn’t sure of which degree I wanted to pursue or where I wanted to go to college. So, instead of trying to find my niche at an expensive university, I decided to give community college a try. A good idea, I must say, because most community colleges are set up as pay per credit instead of a large lump sum. A perfect situation for someone like me! I attended my community college for two years, for approximately $12,000, compared to $20,000 at a major university. In those two years, I was able to take all of my general education courses, plus others devoted to my major, with most transferring to my chosen university. Going to a community college gave me the room and time I needed to explore my options -- without incurring major debt. ...
  • In College and Starting Out

    Summer Weekend Fun for College Students – Without Breaking the Bank!

    • 2 Comments
    I love summer. That’s true for most college students, but a summer job and the stress of saving for next semester can put a damper on summer activities. My friends and I have become very frugal over the years, because we know what it’s like to be in college without the funds to do things on the weekends. Even though we’re older now, we’re still savers and know how to have a low-cost weekend of summer fun. Our favorite summer activity is going to the drive-in. It’s much cheaper than going to the theater. A ticket costs less than a ticket at the movie theater, plus we get to see two movies for the price of one. We pack up the cooler with drinks and snacks - which is cheaper than buying food at the snack bar. ...
  • In College and Starting Out

    Affordable Health Care for College Students

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    After graduating high school, my parents were forced to cancel our families’ health insurance, due to increasing costs. My father had several medical conditions that couldn’t go without attention, so he signed up for Medicare, but my mother and I were not as fortunate to have the opportunity. Since that time, five years ago, my mother and I have been without health insurance, which is a growing problem for many families and college students. In fact, approximately 30 percent of college students don’t have health insurance. As one of those students, I know how hard it is to go through college without financial medical help – not to mention the fear “if something happens.” ...
  • In College and Starting Out

    Saving Money on Summer Travel for College Students

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    The spring semester is finally over and it’s time for summer break. For most, summer is the vacation season, but the word alone - vacation - can be a scary word for college students. Airfare, lodging, gas and food can all be very pricey. Most college students don’t even travel during the summer because of the costs. Though summer vacation can be expensive, below are some easy money saving tips to get you on your way to a fun, yet inexpensive trip. ...
  • In College and Starting Out

    Where to Find Work While in College

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    Money is an asset that most college students don’t have enough of. The money we do have must be spent on books, food, gas, and sometimes even rent. And, because we are so busy with our studies, it is tough for us to find a job that is accommodating to our changing school schedules. Though it may seem difficult in today’s tough economy, there are some opportunities hiding close by. ...
  • In College and Starting Out

    The Cheap College Diet

    • 1 Comments
    A college diet isn’t exactly a desired one. You may have heard horrors about the bland, mass produced food provided by the famed “meal plan”. I was required to survive such a diet as a first year student, but I nixed the meal plan as soon as I was able to move off campus. My reasons for getting rid of my “meal plan” go further than the lack in food quality....
  • In College and Starting Out

    Credit Cards in College... How to Use Them Responsibly

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    I was walking through the grocery store the other day with some roommates when I mentioned that I needed to watch what I spent. In response, one of them turned to me and sarcastically remarked, “Just put it on your credit card, it’s like free money!” ...
  • In College and Starting Out

    Back to School...Save Where You Can

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    Back….to…school. These three simple words can evoke a wide spectrum of emotions. Excited to see old friends and meet new ones, happy to be back on your own, and unfortunately stress from the millions of errands needed to prepare. Furniture, clothes, toiletries, pens, paper, notebooks, folders, binders, food, appliances, and don’t forget about books. All of these items can start to add up, and quick. After a few years of paying unnecessarily out the ears, I’ve picked up a few tips and tricks on how to cut the costs. ...
  • In College and Starting Out

    College and Debt

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    College is often referred to as the best four years of your life. I personally would have to agree. It is a time for learning, experiencing new things, meeting new people, and becoming independent. An education may qualify as one of the best investments you can make in our modern world. This is particularly true with today’s job market and it’s continuously rising standards. An education is more than worth it, but it can be extremely costly! Without proper preparation and smart money management, an expensive education can lead you down the dangerous path to debt....
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