Our new college credit blogger Michelle walks you through frugal gift ideas for her family and friends.  The pressure to give holiday gifts has given her the inspiration to make good use of her resources and talents on a shoestring budget.

  • Recycled gifts. Michelle takes items she no longer needs or wants and gives them as gifts. Gently used  jackets, shoes, jewelry, purses and books make great gifts.
  • Frugal candle.  Michelle walks you step by step through crafting a decorative candle. She uses household items and a few dollar store finds to create beautiful holiday gifts for her mom and grandmother.

Please feel free to share your frugal holiday gift ideas in the comments.