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The "New" Retirement

Are you currently retired or planning on retiring very soon? If so, this is the group for you. Times have changed and so has retirement. Learn how others are redefining retirement.
Browse Blogs in The "New" Retirement
Blog Posts
Retired & Widowed Judy is retired and recently widowed. She talks about living on a fixed retirement income as a widow 13
Retired and Loving It Retirement is not without its financial challenges. Learn how our retired bloggers are handling life on a fixed income. 124
  • Retired and Loving It

    New Year's Resolution: Focus On The Positive

    • 1 Comments

    There are so many questions and concerns about the economic downturn, the loss of jobs for our children, the high cost of living with no annual increase in our Social Security check, and the war in Iraq, that we are surrounded by stressful events in our lives, even in retirement. You just can't escape the news. People are experiencing depression in record numbers. But, our attitude is determined by what we focus on and tell ourselves.  

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  • Retired and Loving It

    My favorite ways to save over the holidays

    • 0 Comments

    As I move into this new phase of my life and have to restrict my Christmas spending, it has become a challenge to give gifts of quality and meaning. Not only must I stick to a tight budget but we have experienced growth in our family. Our three sons have three wives and now we have 6 grandchildren! What a wonderful blessing but it means more presents each year; and we still have friends, co-workers, and other family members. 

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  • Retired and Loving It

    Understanding Medicare RX Plans

    • 5 Comments

    I just received those huge packets of "Open Enrollment" information from Medicare. There's a book on Medicare & You for 2010 and Medicare Rx Plans with the 2010 Abridged Formulary that lists the drugs that are covered under the plan next year. My Mom called me and said, "Please help!" She is just so confused, so we will sit down together when I visit for Thanksgiving and make sure she is enrolled in all the proper programs. It takes a lot of research to decide on the appropriate plan for your health condition and your budget.

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  • Retired and Loving It

    Know how to prevent diabetes

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    November is American Diabetes Month and this is one disease you can take steps to prevent. Diabetes can rob you of your health, pre-dispose you to other health complications, and hit your wallet. Diabetes medication and supplies are not cheap; insulin, lancets, testing kits, glucose testing strips, are all costly.

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  • Retired and Loving It

    Lower Your LDL, Get Off That Medication

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    Most of us retirees have to go for blood tests every six months, especially if we are on blood pressure or cholesterol lowering drugs. As most of you know, these medications have terrible side affects. My husband suffered from muscle spasms and pains so painful he had to stop his medication. His doctor tried other medications with no relief. Finally, he suggested changing his diet; success he was able to stop the medications because he lowered his LDL through diet. Not only was he much healthier, we were able to save money on prescriptions and avoid the side affects. Here's what worked for him and may even work for you!

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  • Retired and Loving It

    Medicare Part B Preventive Services

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    To maintain good health and keep healthcare expenses down take advantage of the "Preventive Services" offered through Medicare. Theses services can prevent a devastating illness or detect it in the early stages; adding years and quality to your life. In this blog I will review some of the "Preventative Services" offered through Medicare, so you can utilize them if the need arises.

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  • Retired and Loving It

    Understanding Medigap Plans

    • 1 Comments

    A devastating illness or injury can ruin you financially so be prepared at all times with the proper health care coverage. We were so glad that we had complete coverage for our unplanned surgery.

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  • Retired and Loving It

    Understanding Medicare Part B

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    Know what your Medicare Part B Insurance covers. You may never know when you will need it! To be informed is to prepared.

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  • Retired and Loving It

    Understanding Your Medicare Plan

    • 0 Comments

    Healthcare is expensive no matter what age you are, and healthcare options can be very confusing. When you retire, it is important to understand your medical benefits under Medicare to keep your out of pocket costs down. If you want to save money, you must know your medical benefits under Medicare! If you are having difficulty understanding your Medicare Coverage, this will enlighten you!

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  • Retired and Loving It

    Important Vaccines You May Not Realize Are Covered by Medicare

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    I really feel compelled to write about a most horrendous virus that is attacking so many of our residents here in our retirement community. You may have heard about it. It's called shingles and it is a reactivation of the chicken pox virus. They say that stress and a compromised immune system can activate the virus. But the worst misconception is that health insurance does not cover the vaccine that can prevent the disease. I checked with Medicare and found a couple of vaccinations that are in fact covered and you may not realize it.

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  • Retired and Loving It

    Decorating Ideas on a Budget

    • 2 Comments

    After relocating to Florida we found ourselves in need of new furniture and a fresh new look in our new home. Challenged with recent retirement and a fixed income we found that simple touch ups and inexpensive buys really renew a room. Here are some tips I learned along the way.

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  • Retired and Loving It

    Tips to Avoid the Blues from the Economic Turmoil

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    The recent economic turmoil has left many retirees feeling overwhelmed, scared, and can lead to feeling blue. However, the rising economic storm provides all of us an opportunity for some positive changes. Here are some suggestions on how to weather the storm.

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  • Retired and Loving It

    Start a New Lifestyle

    • 4 Comments

    Have you ever felt as though your life was in a rut and that you wanted to change things but just did not know where to start. Well, I am going to give you some examples of how to get out of that rut and pursue a whole new lifestyle to healthy living where you can feel victorious and in charge of your life. If you can gain control of your health and your weight, then you will be able to exert control over other areas of your life.

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  • Retired and Loving It

    Preparing Money Wise Meals

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    I keep hearing about how we can save money on our meals. There are tips on how to feed a family of four a dinner for only $6. And now our grocery store here in our retirement community offers Blockbuster DVD Movie Rentals for only $1.00. Now that's a big savings!  Here, I've put together some great tips to help you prepare healthy meals that are money wise.

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  • Retired and Loving It

    Staying Positive in Turbulent Times

    • 1 Comments
    Wow, isn’t it awful that every time you turn on the television to watch the news, it is so depressing. With the war in Iraq and the recession and homes depreciating in value, it is enough to make you want to stay in bed and pull the covers up over your head. And unfortunately, that appears to be the solution for a lot of folks as depression has become epidemic. How do we cope and stay positive when people are using up their savings just to survive while unemployed. ...
  • Retired and Loving It

    Are You In a Dinner Rut?

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    As I may have mentioned to you before, being retired makes you feel as though you can eat dinner out every night! A lot of the ladies in our community feel like they deserve this treat after cooking dinner for the family for over 45 years. And meal planning has just gotten so boring as well as food shopping. However, we are also supposed to eat healthy and that can be difficult if you are going to restaurants every night and eating those huge portions with creamy sauces. If you want to gain weight, raise your cholesterol and get Diabetes Type 2, those type of dinners will do it. ...
  • Retired and Loving It

    Living Without Debt and Credit Cards

    • 1 Comments
    In a financial seminar that my husband and I recently attended in our community, s speaker said if we wanted to get out of debt we had to make a commitment to have no further debt. We should sign a commitment card with our spouse that we both agree that we will stop using credit cards. To further encourage us, we should make it public and tell others that we have stopped using credit to purchase items. Now there are steps you have to take to pull yourself out of the debt....
  • Retired and Loving It

    Save Money by Knowing Your Prescription Coverage

    • 1 Comments
    After thinking I was taking such good care of myself and being so pro-active with my health not only to save money on healthcare costs but to enjoy an active lifestyle, you can imagine how shocked I was to find out this month that I had Diabetes Type 2. Now listen up all of you retirees, this appears to be epidemic among our age group! I was driving past our local Walgreen’s Drugstore and saw a sign out front “Free Blood Tests for Diabetes”. Knowing that Diabetes runs in my family and that my Mom has Type 2, I decided to pop in and get the free test. After a quick finger poke and a drop of blood in the glucometer, the nurse was surprised to tell me that I was testing very high and I should see my Doctor immediately. ...
  • Retired and Loving It

    A Budget? Really? Money Management - Part 2

    • 1 Comments
    The financial seminar my husband and I attended provided great information. One of the topics was about our money and living within a budget. I don’t know how people manage a household and family and don’t use a budget. But it is very common. Our financial experts stated that they have worked with couples who have no idea of their income vs. their output. Especially if they just use charge cards to purchase everything and just let their balances grow every month instead of paying the bill in full each month. Then they just pay the minimum monthly amount and never get out of debt. They stated that you must live within your means by one of two methods: a huge amount of self discipline and a basically miserly temperament or having and following a plan. ...
  • Retired and Loving It

    Get Healthy in 2009 - Part 3

    • 4 Comments
    Did you know that the average adult gains and keeps one to two pounds a year? This adds up to 20 pounds every 10 years! This year, commit to maintain your weight and not add any additional pounds. Then set a “weight cap” and stick to it. In trying to maintain great health this year, what you purchase at the store and what you keep in your kitchen will be extremely important to the success of your healthy lifestyle. Clean out those high calorie snack foods that you munch on while watching TV because you get bored. That is such mindless munching and you can empty half a bag of chips without realizing it. We have stopped buying ice cream as we were getting into a terrible habit of having a few scoops every night after dinner. Well, those few scoops have added another five pounds over a period of six months, so we just don’t buy it anymore. ...
  • Retired and Loving It

    Money Management - Part 1

    • 0 Comments
    They hold so many informative seminars here in our Retirement Community and my husband and I just attended one that provided lots of information on how to save in this economy, how to get out of debt and how to determine your financial goals. My posts this month will be sharing the information we received at the seminar. They started off with some very basic information on where to save your money and how to determine your risk tolerance. Of course, not many of us want to risk losing our savings and any revenue stream we may be enjoying from those investments. ...
  • Retired and Loving It

    Save Money by Getting Healthy in 2009 - Part 2

    • 1 Comments
    Here are some more ideas to get healthy in 2009 and prevent those chronic illnesses that rob you of your finances and fun in retirement. Let’s face it, if you don’t feel good and constantly ache all over, life isn’t much fun. So make sure you schedule that annual wellness exam so your doctor can catch any potential illnesses early. And remember that you can be walking around with diabetes or hypertension and not even know it. ...
  • Retired and Loving It

    Get Healthy in 2009 and Save Money!

    • 1 Comments
    If you really want to save money, then get healthy!! It is amazing how much of your income can be depleted with the cost of treating chronic illness. And a lot of these illnesses are totally preventable by maintaining a healthy lifestyle. Some of our friends pay as much as $300 for one prescription to treat high blood pressure or high cholesterol. Well, they are really pushing the “Get Healthy in 2009” motto here in our Retirement Community! Walgreens is providing free blood pressure screening and cholesterol testing right in the store. They are also advertising for body scans at very low costs to check the arteries and heart. Heart attacks are fairly frequent here as well as strokes. ...
  • Retired and Loving It

    Holiday Blessings

    • 1 Comments
    We are getting close to the holidays. A wonderful event that a lot of the churches in our area hold is the Annual Christmas Dinner. Our church will be hosting dinners for almost 200 people and it will be quite a feast. I will bring home a carton of food to prepare for the buffet table that will include a 20 lb turkey and all of the bread to make the stuffing. Other ladies in our church will be making the vegetables, sweet potatoes, mashed potatoes, and dessert. ...
  • Retired and Loving It

    How to Save Money on Your Health Insurance - Part 2

    • 1 Comments
    Choose the right Supplemental Plan for you and your personal needs. Once Medicare becomes your Primary Insurance Plan, you need to start researching a Supplemental Plan that will cover the items not paid by Medicare. This includes the 20% balance after Medicare pays the provider 80% of the approved amount as well as all of the co-pays. This can be quite confusing as they offer so many Supplemental Plans and in our Retirement Community you can find offers everyday in the newspaper for a free dinner if you just attend one of these Health Provider Seminars. Some of these plans actually replace Medicare and you don’t even have to pay a monthly premium. But you have to assess these programs very carefully. ...
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