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The "New" Retirement

Are you currently retired or planning on retiring very soon? If so, this is the group for you. Times have changed and so has retirement. Learn how others are redefining retirement.
Browse Blogs in The "New" Retirement
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Retired & Widowed Judy is retired and recently widowed. She talks about living on a fixed retirement income as a widow 13
Retired and Loving It Retirement is not without its financial challenges. Learn how our retired bloggers are handling life on a fixed income. 124
  • Retired and Loving It

    Understanding Medicare RX Plans

    • 5 Comments

    I just received those huge packets of "Open Enrollment" information from Medicare. There's a book on Medicare & You for 2010 and Medicare Rx Plans with the 2010 Abridged Formulary that lists the drugs that are covered under the plan next year. My Mom called me and said, "Please help!" She is just so confused, so we will sit down together when I visit for Thanksgiving and make sure she is enrolled in all the proper programs. It takes a lot of research to decide on the appropriate plan for your health condition and your budget.

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  • Retired and Loving It

    Start a New Lifestyle

    • 4 Comments

    Have you ever felt as though your life was in a rut and that you wanted to change things but just did not know where to start. Well, I am going to give you some examples of how to get out of that rut and pursue a whole new lifestyle to healthy living where you can feel victorious and in charge of your life. If you can gain control of your health and your weight, then you will be able to exert control over other areas of your life.

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  • Retired and Loving It

    Get Healthy in 2009 - Part 3

    • 4 Comments
    Did you know that the average adult gains and keeps one to two pounds a year? This adds up to 20 pounds every 10 years! This year, commit to maintain your weight and not add any additional pounds. Then set a “weight cap” and stick to it. In trying to maintain great health this year, what you purchase at the store and what you keep in your kitchen will be extremely important to the success of your healthy lifestyle. Clean out those high calorie snack foods that you munch on while watching TV because you get bored. That is such mindless munching and you can empty half a bag of chips without realizing it. We have stopped buying ice cream as we were getting into a terrible habit of having a few scoops every night after dinner. Well, those few scoops have added another five pounds over a period of six months, so we just don’t buy it anymore. ...
  • Retired and Loving It

    Preparing Money Wise Meals

    • 3 Comments

    I keep hearing about how we can save money on our meals. There are tips on how to feed a family of four a dinner for only $6. And now our grocery store here in our retirement community offers Blockbuster DVD Movie Rentals for only $1.00. Now that's a big savings!  Here, I've put together some great tips to help you prepare healthy meals that are money wise.

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  • Retired and Loving It

    Entertaining on a Shoestring

    • 3 Comments
    I just attended my exciting “Hors D’Oeuvres For Dummies” class through our local college and was it ever fun. You talk about entertaining friends on a shoestring, this was it. There were 11 other retired ladies who took the class with me at Joyce’s absolutely beautiful home. We sat around her horseshoe-shaped counter on 12 stools and watched as she gathered all of the ingredients for the class. Then each one of the students had to prepare one of the appetizers. These appetizers were terrific because they were not only very filling but each one only required 2-3 ingredients. You talk about simple and fun! ...
  • Retired & Widowed

    Getting Specific. Where Do I Start?

    • 3 Comments

    Acknowledging my weakness for spending was an important first step. I am motivated to change and I feel good about the path I am on.  Now where do I start? 

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  • Retired and Loving It

    School is in and fall is upon us

    • 2 Comments

    Now that school is in session and fall is here, we are already busy preparing for the holidays. I have even started my Christmas list as most of our family live in the North and it takes a while to purchase and ship everything to them.

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  • Retired and Loving It

    We Were Green Before It Was Vogue

    • 2 Comments

     As retirees living in a retirement community, we are certainly well aware of the environment and our affect on it. There are many environmentally responsible programs that our retirement community actively enforces. In addition, many of us are embracing the commitment to conserve energy.

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  • Retired and Loving It

    Dining on a Dime When You are Retired

    • 2 Comments

    If you want to live frugally yet dine out at restaurants, you have to know all the secrets that retirees use to stay within their budget.

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  • Retired and Loving It

    Debt Free Retirement

    • 2 Comments
    Debt is like an albatross that hangs around your neck and never lets you have peace. It can consume your thoughts and rob you of joy in your life. The friction and arguments it creates has destroyed so many marriages. Sometimes it’s not always the lack of money but how one spends it that leads to the often heard remarks, “You don’t need another pocketbook or blouse or pair of shoes”. Ask many women why they continue to work and maintain some independence and they will tell you they will never go back to “asking for money” in their marriage again or justifying things they may want to purchase for their home. Even in retirement, so many people still work just for that little bit of extra income to travel and have the ability to maintain the same lifestyle as when they had their careers. ...
  • Retired and Loving It

    Decorating Ideas on a Budget

    • 2 Comments

    After relocating to Florida we found ourselves in need of new furniture and a fresh new look in our new home. Challenged with recent retirement and a fixed income we found that simple touch ups and inexpensive buys really renew a room. Here are some tips I learned along the way.

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  • Retired and Loving It

    7 Tax Tips to Successful Filing

    • 2 Comments

    It's that time of year- tax time. Even though we are in a "retirement community" so many of us are still working full time or part time to meet expenses.

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  • Retired and Loving It

    The Real Cost of Being Overweight

    • 2 Comments

    Did you know that two-thirds of Americans are overweight or obese? Recent research reveals that those extra pounds may be as heavy a burden on the wallet as they are on the waistline.

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  • Retired and Loving It

    Will You be a Poor Elderly Woman?

    • 1 Comments

    One of the most common fears for women, especially once they reach retirement, is the "bag lady syndrome." Do I have enough money to last throughout my retirement years?

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  • Retired and Loving It

    New Year's Resolution: Focus On The Positive

    • 1 Comments

    There are so many questions and concerns about the economic downturn, the loss of jobs for our children, the high cost of living with no annual increase in our Social Security check, and the war in Iraq, that we are surrounded by stressful events in our lives, even in retirement. You just can't escape the news. People are experiencing depression in record numbers. But, our attitude is determined by what we focus on and tell ourselves.  

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  • Retired and Loving It

    Understanding Medigap Plans

    • 1 Comments

    A devastating illness or injury can ruin you financially so be prepared at all times with the proper health care coverage. We were so glad that we had complete coverage for our unplanned surgery.

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  • Retired and Loving It

    How to Save Money on Your Health Insurance - Part 2

    • 1 Comments
    Choose the right Supplemental Plan for you and your personal needs. Once Medicare becomes your Primary Insurance Plan, you need to start researching a Supplemental Plan that will cover the items not paid by Medicare. This includes the 20% balance after Medicare pays the provider 80% of the approved amount as well as all of the co-pays. This can be quite confusing as they offer so many Supplemental Plans and in our Retirement Community you can find offers everyday in the newspaper for a free dinner if you just attend one of these Health Provider Seminars. Some of these plans actually replace Medicare and you don’t even have to pay a monthly premium. But you have to assess these programs very carefully. ...
  • Retired and Loving It

    Holiday Blessings

    • 1 Comments
    We are getting close to the holidays. A wonderful event that a lot of the churches in our area hold is the Annual Christmas Dinner. Our church will be hosting dinners for almost 200 people and it will be quite a feast. I will bring home a carton of food to prepare for the buffet table that will include a 20 lb turkey and all of the bread to make the stuffing. Other ladies in our church will be making the vegetables, sweet potatoes, mashed potatoes, and dessert. ...
  • Retired and Loving It

    Get Healthy in 2009 and Save Money!

    • 1 Comments
    If you really want to save money, then get healthy!! It is amazing how much of your income can be depleted with the cost of treating chronic illness. And a lot of these illnesses are totally preventable by maintaining a healthy lifestyle. Some of our friends pay as much as $300 for one prescription to treat high blood pressure or high cholesterol. Well, they are really pushing the “Get Healthy in 2009” motto here in our Retirement Community! Walgreens is providing free blood pressure screening and cholesterol testing right in the store. They are also advertising for body scans at very low costs to check the arteries and heart. Heart attacks are fairly frequent here as well as strokes. ...
  • Retired and Loving It

    Save Money by Getting Healthy in 2009 - Part 2

    • 1 Comments
    Here are some more ideas to get healthy in 2009 and prevent those chronic illnesses that rob you of your finances and fun in retirement. Let’s face it, if you don’t feel good and constantly ache all over, life isn’t much fun. So make sure you schedule that annual wellness exam so your doctor can catch any potential illnesses early. And remember that you can be walking around with diabetes or hypertension and not even know it. ...
  • Retired and Loving It

    Staying Positive in Turbulent Times

    • 1 Comments
    Wow, isn’t it awful that every time you turn on the television to watch the news, it is so depressing. With the war in Iraq and the recession and homes depreciating in value, it is enough to make you want to stay in bed and pull the covers up over your head. And unfortunately, that appears to be the solution for a lot of folks as depression has become epidemic. How do we cope and stay positive when people are using up their savings just to survive while unemployed. ...
  • Retired and Loving It

    Affordable Healthcare and Prescriptions

    • 1 Comments
    Well, it finally happened, I turned 65 this month and what a glorious celebration. I no longer have to worry about COBRA since I am happily on Medicare, both Parts A and B. I had to purchase a Medicare Supplemental Plan since Medicare does not cover all medical expenses. So after checking the rates with the various insurance carriers, I decided to go with an AARP Supplemental Plan costing about $130 a month that will pick up all my co-pays, deductibles under Medicare and offer additional benefits. When I need medical care, I will have wrap-around protection between both plans....
  • Retired and Loving It

    A Budget? Really? Money Management - Part 2

    • 1 Comments
    The financial seminar my husband and I attended provided great information. One of the topics was about our money and living within a budget. I don’t know how people manage a household and family and don’t use a budget. But it is very common. Our financial experts stated that they have worked with couples who have no idea of their income vs. their output. Especially if they just use charge cards to purchase everything and just let their balances grow every month instead of paying the bill in full each month. Then they just pay the minimum monthly amount and never get out of debt. They stated that you must live within your means by one of two methods: a huge amount of self discipline and a basically miserly temperament or having and following a plan. ...
  • Retired and Loving It

    Save Money by Knowing Your Prescription Coverage

    • 1 Comments
    After thinking I was taking such good care of myself and being so pro-active with my health not only to save money on healthcare costs but to enjoy an active lifestyle, you can imagine how shocked I was to find out this month that I had Diabetes Type 2. Now listen up all of you retirees, this appears to be epidemic among our age group! I was driving past our local Walgreen’s Drugstore and saw a sign out front “Free Blood Tests for Diabetes”. Knowing that Diabetes runs in my family and that my Mom has Type 2, I decided to pop in and get the free test. After a quick finger poke and a drop of blood in the glucometer, the nurse was surprised to tell me that I was testing very high and I should see my Doctor immediately. ...
  • Retired and Loving It

    Living Without Debt and Credit Cards

    • 1 Comments
    In a financial seminar that my husband and I recently attended in our community, s speaker said if we wanted to get out of debt we had to make a commitment to have no further debt. We should sign a commitment card with our spouse that we both agree that we will stop using credit cards. To further encourage us, we should make it public and tell others that we have stopped using credit to purchase items. Now there are steps you have to take to pull yourself out of the debt....
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