Blogs

The "New" Retirement

Are you currently retired or planning on retiring very soon? If so, this is the group for you. Times have changed and so has retirement. Learn how others are redefining retirement.
Browse Blogs in The "New" Retirement
Blog Posts
Retired & Widowed Judy is retired and recently widowed. She talks about living on a fixed retirement income as a widow 13
Retired and Loving It Retirement is not without its financial challenges. Learn how our retired bloggers are handling life on a fixed income. 124
  • Retired and Loving It

    Losing Your Job After 55

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    The number of older workers losing their jobs is growing faster than any other age group-it jumped from 3.2 to 5.2 percent in the past year.

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  • Retired & Widowed

    The New to Frugal Widow

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    " I had to create a new identity as a single person, which included my view of finances. It wasn't long before I realized "Oh no, my life and my paycheck have been cut in half-- actually less than in half." 

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  • Retired and Loving It

    Start a New Lifestyle

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    Have you ever felt as though your life was in a rut and that you wanted to change things but just did not know where to start. Well, I am going to give you some examples of how to get out of that rut and pursue a whole new lifestyle to healthy living where you can feel victorious and in charge of your life. If you can gain control of your health and your weight, then you will be able to exert control over other areas of your life.

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  • Retired & Widowed

    Thinking Outside of the Usual Gift Box

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    The task of shopping for holiday gifts for family and friends can be overwhelming; particularly if your income has been significantly reduced after the death of your spouse.

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  • Retired & Widowed

    Lifestyle changes? 5 steps to help you get started!

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    So, after experiencing success with my health goals, I am finally in a position to tackle my financial goals.

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  • Retired and Loving It

    Preparing Money Wise Meals

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    I keep hearing about how we can save money on our meals. There are tips on how to feed a family of four a dinner for only $6. And now our grocery store here in our retirement community offers Blockbuster DVD Movie Rentals for only $1.00. Now that's a big savings!  Here, I've put together some great tips to help you prepare healthy meals that are money wise.

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  • Retired and Loving It

    Save Money by Knowing Your Prescription Coverage

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    After thinking I was taking such good care of myself and being so pro-active with my health not only to save money on healthcare costs but to enjoy an active lifestyle, you can imagine how shocked I was to find out this month that I had Diabetes Type 2. Now listen up all of you retirees, this appears to be epidemic among our age group! I was driving past our local Walgreen’s Drugstore and saw a sign out front “Free Blood Tests for Diabetes”. Knowing that Diabetes runs in my family and that my Mom has Type 2, I decided to pop in and get the free test. After a quick finger poke and a drop of blood in the glucometer, the nurse was surprised to tell me that I was testing very high and I should see my Doctor immediately. ...
  • Retired and Loving It

    The Real Cost of Being Overweight

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    Did you know that two-thirds of Americans are overweight or obese? Recent research reveals that those extra pounds may be as heavy a burden on the wallet as they are on the waistline.

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  • Retired & Widowed

    Getting Specific. Where Do I Start?

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    Acknowledging my weakness for spending was an important first step. I am motivated to change and I feel good about the path I am on.  Now where do I start? 

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  • Retired and Loving It

    Changes to Medicare in 2011: How They Could Affect You

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    Well, now we have no employee meetings and I just need to muddle through the packet of materials from Medicare and AARP to see how I will be affected in 2011. To help you understand Medicare changes, here is a summary

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  • Retired & Widowed

    What's Old is New Again

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    We can wind back the hands on the clock for some good lessons about "living as you need not how you want." Here are few tips from the old days-- back when people did a lot more with less

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  • Retired and Loving It

    Staying Positive in Turbulent Times

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    Wow, isn’t it awful that every time you turn on the television to watch the news, it is so depressing. With the war in Iraq and the recession and homes depreciating in value, it is enough to make you want to stay in bed and pull the covers up over your head. And unfortunately, that appears to be the solution for a lot of folks as depression has become epidemic. How do we cope and stay positive when people are using up their savings just to survive while unemployed. ...
  • Retired and Loving It

    Debt Free Retirement

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    Debt is like an albatross that hangs around your neck and never lets you have peace. It can consume your thoughts and rob you of joy in your life. The friction and arguments it creates has destroyed so many marriages. Sometimes it’s not always the lack of money but how one spends it that leads to the often heard remarks, “You don’t need another pocketbook or blouse or pair of shoes”. Ask many women why they continue to work and maintain some independence and they will tell you they will never go back to “asking for money” in their marriage again or justifying things they may want to purchase for their home. Even in retirement, so many people still work just for that little bit of extra income to travel and have the ability to maintain the same lifestyle as when they had their careers. ...
  • Retired & Widowed

    Seeking Professional Help with Your Finances? Four Questions to Ask a Potential Financial Planner

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    My thoughts on seeking professional help both financially and personally are much different today than 4 and ½ years ago. Most people view the two separately, and they are very different. But taking care of yourself personally will help you to make better decisions financially.  

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  • Retired and Loving It

    Understanding Your Medicare Plan

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    Healthcare is expensive no matter what age you are, and healthcare options can be very confusing. When you retire, it is important to understand your medical benefits under Medicare to keep your out of pocket costs down. If you want to save money, you must know your medical benefits under Medicare! If you are having difficulty understanding your Medicare Coverage, this will enlighten you!

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  • Retired and Loving It

    Understanding Medicare RX Plans

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    I just received those huge packets of "Open Enrollment" information from Medicare. There's a book on Medicare & You for 2010 and Medicare Rx Plans with the 2010 Abridged Formulary that lists the drugs that are covered under the plan next year. My Mom called me and said, "Please help!" She is just so confused, so we will sit down together when I visit for Thanksgiving and make sure she is enrolled in all the proper programs. It takes a lot of research to decide on the appropriate plan for your health condition and your budget.

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  • Retired & Widowed

    Frugal Children: What Better Time of the Year to Teach Your Kids about Money?

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    Today the state of our economy is placing a strain on young families (well, to be fair, everyone) and this includes my own children and their families. I now think back to what I could or should have done that would have provided them with the financial skills to weather this economic storm

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  • Retired and Loving It

    Decorating Ideas on a Budget

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    After relocating to Florida we found ourselves in need of new furniture and a fresh new look in our new home. Challenged with recent retirement and a fixed income we found that simple touch ups and inexpensive buys really renew a room. Here are some tips I learned along the way.

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  • Retired and Loving It

    Buying a Car – Patience Pays

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    Well, we bit the bullet and went shopping the end of May for a newer car with low miles and great gas mileage. What an adventure it turned out to be taking the whole day from 12:00 pm until 6:00 pm before we drove out of the dealership with our new-used car. But what interesting things I learned as I watched Hubby negotiate with the salesman to get everything he wanted in our 2008 model. ...
  • Retired and Loving It

    We Were Green Before It Was Vogue

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     As retirees living in a retirement community, we are certainly well aware of the environment and our affect on it. There are many environmentally responsible programs that our retirement community actively enforces. In addition, many of us are embracing the commitment to conserve energy.

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  • Retired and Loving It

    How to Save Money on Health Insurance - Part 1

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    When it comes to interpreting Health Insurance Policies, you can get very confused and not really understand the benefits and limitations until you actually incur a medical problem and need to use the insurance. By being pro-active and learning a few things, you can save money within the Plan. Here are some tips that my help:...
  • Retired and Loving It

    Money Management - Part 1

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    They hold so many informative seminars here in our Retirement Community and my husband and I just attended one that provided lots of information on how to save in this economy, how to get out of debt and how to determine your financial goals. My posts this month will be sharing the information we received at the seminar. They started off with some very basic information on where to save your money and how to determine your risk tolerance. Of course, not many of us want to risk losing our savings and any revenue stream we may be enjoying from those investments. ...
  • Retired and Loving It

    How to Save Money on Your Health Insurance - Part 2

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    Choose the right Supplemental Plan for you and your personal needs. Once Medicare becomes your Primary Insurance Plan, you need to start researching a Supplemental Plan that will cover the items not paid by Medicare. This includes the 20% balance after Medicare pays the provider 80% of the approved amount as well as all of the co-pays. This can be quite confusing as they offer so many Supplemental Plans and in our Retirement Community you can find offers everyday in the newspaper for a free dinner if you just attend one of these Health Provider Seminars. Some of these plans actually replace Medicare and you don’t even have to pay a monthly premium. But you have to assess these programs very carefully. ...
  • Retired and Loving It

    Affordable Healthcare and Prescriptions

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    Well, it finally happened, I turned 65 this month and what a glorious celebration. I no longer have to worry about COBRA since I am happily on Medicare, both Parts A and B. I had to purchase a Medicare Supplemental Plan since Medicare does not cover all medical expenses. So after checking the rates with the various insurance carriers, I decided to go with an AARP Supplemental Plan costing about $130 a month that will pick up all my co-pays, deductibles under Medicare and offer additional benefits. When I need medical care, I will have wrap-around protection between both plans....
  • Retired and Loving It

    New Year's Resolution: Focus On The Positive

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    There are so many questions and concerns about the economic downturn, the loss of jobs for our children, the high cost of living with no annual increase in our Social Security check, and the war in Iraq, that we are surrounded by stressful events in our lives, even in retirement. You just can't escape the news. People are experiencing depression in record numbers. But, our attitude is determined by what we focus on and tell ourselves.  

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